Benton County, AR

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.34, -94.26.

Assembled 2026-10-03. Read the brief.

Typical home value
$385,753
as of August 2026
  • 84th pct · 488th of 3,063 US counties · median $234,566
  • 100th pct · 1st of 74 Arkansas counties · median $169,663
Home value, one year
+2.2%
as of August 2026
  • 41st pct · 1,800th of 3,063 US counties · median +2.9%
  • 34th pct · 49th of 74 Arkansas counties · median +3.0%
Typical rent
$1,611
as of August 2026
  • 59th pct · 571st of 1,399 US counties · median $1,496
  • 100th pct · 1st of 22 Arkansas counties · median $1,127
Jobs
151,933
as of 2026 Q1-01
  • 93rd pct · 214th of 3,221 US counties · median 8,232
  • 98th pct · 2nd of 75 Arkansas counties · median 5,609
Average weekly wage
$2,489
as of 2026 Q1-01
  • 99th pct · 18th of 3,221 US counties · median $1,039
  • 100th pct · 1st of 75 Arkansas counties · median $912
Years of wages per home
3.0
  • 19th pct · 2,467th of 3,063 US counties · median 4.3
  • 31st pct · 51st of 74 Arkansas counties · median 3.6

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-03

Typical home $385,753 (Aug 2026), +2.2% over one year, +38.0% over five

  • 84th pct · 488th of 3,063 US counties · median $234,566
  • 100th pct · 1st of 74 Arkansas counties · median $169,663
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
Benton County, AR$385,753 · +2.2% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-03

Typical rent $1,611/mo (Aug 2026), +1.5% over one year; price-to-rent 20.0

  • 59th pct · 571st of 1,399 US counties · median $1,496
  • 100th pct · 1st of 22 Arkansas counties · median $1,127
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
ItemValueDistance
Benton County, AR$1,611/mo · +1.5% 1-yr

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-03

Principal and interest of $2,111 a month on $385,753 at 7.28%, against an average weekly wage worth $10,786 a month: 19.6% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $385,753 × 80% = $308,602, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,111/mo principal and interest
  • wage share = payment / (avg weekly wage $2,489 × 52 / 12 = $10,786) = 20% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $385,753 / ($2,489 × 52) = 3.0
  • price-to-rent = $385,753 / ($1,611 × 12) = 20.0

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-03

151,933 jobs at 9,448 employers (2026 Q1); +1.9% jobs and +8.9% average weekly wage over the year

  • 93rd pct · 214th of 3,221 US counties · median 8,232
  • 98th pct · 2nd of 75 Arkansas counties · median 5,609
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Benton County, AR151,933 jobs · $2,489/wk · +1.9% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Accommodation and food services15,300$4751.12+6.6%
Retail trade14,570$7550.98+4.3%
Health care and social assistance14,551$1,0970.64+1.1%
Manufacturing12,984$1,1721.06+0.1%
Transportation and warehousing11,006$1,5971.72-1.0%
Professional and technical services9,951$2,0350.95-3.2%
Construction9,270$1,3211.16+0.0%
Wholesale trade6,902$2,7111.19+0.0%
Other services3,510$9810.77+0.0%
Finance and insurance3,045$2,2590.49+1.7%
Arts, entertainment and recreation2,219$6380.89+6.9%
Educational services2,156$7020.66+8.9%

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-03

D4 exceptional drought

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-03

4 USGS reservoir gauges, no capacity figures to weight

Sites found: 4, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
SiteReadingDistance
Lake Eucha near Eucha, OK58,650 Acre-ft (USGS, no capacity on file)61 km
Spavinaw Lake at Spavinaw, OK25,890 Acre-ft (USGS, no capacity on file)71 km
Lake O' the Cherokees at Langley, OK1,311,000 Acre-ft (USGS, no capacity on file)71 km
Lake Hudson near Locust Grove, OK211,100 Acre-ft (USGS, no capacity on file)84 km

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-03

72 gauges · 0 flooding · 15 with quality panels averaging 98 % · 20 stale

Sites found: 72, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
Osage Creek near Cave Springs, ARflow 24.4 ft³/s · quality 100 % (3)7 km
Spring Creek at Hwy 112 nr Springdale, ARturb. 6.60 FNU · quality 100 % (2) · STALE11 km
Osage Creek near Elm Springs, ARflow 99.0 ft³/s13 km
Prairie Creek northeast of Rogersflow 6.40 ft³/s · STALE15 km
Flint Creek at Springtown, ARflow 3.02 ft³/s18 km
Columbia Hollow Ck nr Decatur, ARflow 7.27 ft³/s22 km
Mud Creek near Johnson, ARflow 3.75 ft³/s · quality 100 % (3)26 km
Langle Spring at U of A Exp Farm near Savoyflow 0.45 ft³/s · STALE26 km
Copperhead Spring at U of A Exp Farm near Savoyflow 0.89 ft³/s · STALE26 km
Spavinaw Creek near Maysville, ARflow 21.1 ft³/s26 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-03

24 wells in 1 named aquifer: Ozark Plateaus aquifer system

Sites found: 24, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
Ozark Plateaus aquifer systemdepth 76.2 ft · 2026-10-0115 km
Ozark Plateaus aquifer systemdepth 276.2 ft · 2026-10-0130 km
Ozark Plateaus aquifer systemdepth 333.7 ft · 2026-10-0131 km
USGS-363721094173801depth 8.63 ft · 2016-10-0332 km
USGS-363334094395301depth 18.4 ft · 2000-02-2442 km
Ozark Plateaus aquifer systemdepth 196.0 ft · 2026-10-0143 km
USGS-361415094452501depth 30.8 ft · 1995-09-3046 km
Ozark Plateaus aquifer systemdepth 323.2 ft · 2026-10-0151 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-03

high (0.64)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×1.00 + 0.2×0.02 / 0.55

Banks & federal dollars #

currentretrieved 2026-10-03

$10.7 bn in deposits at 107 offices of 34 banks (SOD June 2026); HHI 2,885, highly concentrated. $1.6 bn federal obligations in FY2026 (direct payments $1.5 bn, grants $161.9 m), $10,656 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
Arvest Bank$5.6 bn · 52.3% share · 25 offices
Bank OZK$575.1 m · 5.4% share · 8 offices
Generations Bank$543.0 m · 5.1% share · 4 offices
Benton, AR$1.6 bn FY2026 · $10,656/job
MULTIPLE RECIPIENTS$1.4 bn · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
Arvest Bank$5,604,959,00052.3%25
Bank OZK$575,083,0005.4%8
Generations Bank$543,012,0005.1%4
Grand Savings Bank$461,246,0004.3%8
First Western Bank$391,552,0003.7%5
Bank of America, National Association$372,147,0003.5%2
Legacy Bank$358,599,0003.3%5
Signature Bank of Arkansas$333,363,0003.1%3
First Security Bank$295,235,0002.8%7
The First National Bank of Fort Smith$229,156,0002.1%4

Deposit concentration is 2,885 across 34 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 34 banks with deposits in the county = 52.3² + 5.4² + 5.1² + … (31 more) = 2,885

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-03

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$1,232,278,713
Department of Veterans Affairs$195,710,746
Department of Transportation$157,001,635
Department of Education$18,601,366
Department of Defense$10,201,926
Department of Agriculture$8,063,113
Railroad Retirement Board$7,966,003
Department of Housing and Urban Development$2,758,397
Federal Communications Commission$2,236,374
National Science Foundation$199,637
Department of the Interior$83,779
General Services Administration$6,440

That is $10,656 per covered job, against 151,933 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $1.6 bn / 151,933 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $10,656

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

Public companies #

currentretrieved 2026-10-03The company snapshot is a committed fixture, not a pull.

1 public company files with the SEC from a business address here (Walmart Inc.). These rows are a committed fixture, not a pull: the snapshot has never been refreshed, so every financial fact is null and the list is not a complete census of filers in this county. The county's jobs mix maps to 7 GICS sectors, led by Industrials.

Public filers whose registered business address with the SEC falls in this county, from a committed snapshot of EDGAR's company_tickers_exchange file. A position is the centroid of the address's ZIP code (Census ZCTA) or, where the snapshot says so, of its city: it is not a building. Legal entities only - no officer, insider or shareholder data is read, and Forms 3, 4 and 5 are excluded everywhere. Sector exposure is the county's BLS QCEW jobs mix bridged to GICS sectors by a convention documented in lib/companies/sectors.ts; a jobs mix is not a portfolio.
ItemValueDistance
Walmart Inc.WMT · NYSE · Consumer Staples · Bentonville, AR 72716

This is a committed fixture, not a pull: 1 filers are named and their financial facts are empty until the snapshot is refreshed. An absent company is not evidence that none is headquartered here.

Public filers whose registered business address with the SEC falls in this county, from a committed snapshot of EDGAR's company_tickers_exchange file. A position is the centroid of the address's ZIP code (Census ZCTA) or, where the snapshot says so, of its city: it is not a building. Legal entities only - no officer, insider or shareholder data is read, and Forms 3, 4 and 5 are excluded everywhere. Sector exposure is the county's BLS QCEW jobs mix bridged to GICS sectors by a convention documented in lib/companies/sectors.ts; a jobs mix is not a portfolio.

National context, not this county #

currentretrieved 2026-10-03

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft15.282026-10-01-7.4%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %71.902026-10-02+0.6%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships6.002026-09-22-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box6,830.002026-08-01+7.4%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel96.162026-09-29-3.2%
30-year fixed mortgage rate · %7.282026-10-01+3.6%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-88,576.002026-07-01-24.4%
Retail sales excluding food services, monthly · $ millions646,347.002026-08-01+1.1%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-03

Benton County, AR: 12 findings, 1 at a watch level and 11 noted

  1. watchBenton County, AR's typical asking rent of $1,611 scores 59 on the 0-to-100 scale across US counties but 100 across Arkansas counties, a gap of 41 points.

    Period 2026-08.
    Show the arithmetic
    • 41 = |59 across US counties - 100 across Arkansas counties|

    position among the entities that published this metric this period; not an official level

  2. noteBenton County, AR's average weekly wage was 8.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +8.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  3. noteBenton County, AR's covered employment was 1.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +1.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  4. noteBenton County, AR's typical home value of $385,753 ranks 1st of 74 Arkansas counties, against a median of $169,663.

    Period 2026-08.
    Show the arithmetic
    • 100 on the 0-to-100 scale across 74 Arkansas counties that published home.latest

    position among the entities that published this metric this period; not an official level

  5. noteBenton County, AR's average weekly wage of $2,489 ranks 1st of 75 Arkansas counties, against a median of $912.

    Period 2026 Q1.
    Show the arithmetic
    • 100 on the 0-to-100 scale across 75 Arkansas counties that published jobs.avgWeeklyWage

    position among the entities that published this metric this period; not an official level

Read all 12 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-03
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-03
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-03
  • publishedZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    County_zori_uc_sfrcondomfr_sm_month.csv · period 2026-08 · retrieved 2026-10-03
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-03 · price-to-rent = $385,753 / ($1,611 × 12) = 20.0
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-01 · retrieved 2026-10-03
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 05007, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-03
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-03 · payment = P·r / (1 − (1+r)^−n), P = $385,753 × 80% = $308,602, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,111/mo principal and interest; wage share = payment / (avg weekly wage $2,489 × 52 / 12 = $10,786) = 20% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $385,753 / ($2,489 × 52) = 3.0; price-to-rent = $385,753 / ($1,611 × 12) = 20.0
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 05007, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-03
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-03 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +2.2% / ±10% × 0.3, rent 1-yr change +1.5% / ±10% × 0.15, jobs over-the-year change +1.9% / ±3% × 0.3, avg weekly wage over-the-year change +8.9% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-03
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00062,00054 · period 2026-10-03T01:45:00.000Z · retrieved 2026-10-03
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00010,00060,00065,00095,00300,00400,63680 · period 2026-10-03T01:45:00.000Z · retrieved 2026-10-03
  • publishedNational Water Prediction ServiceNOAA National Weather Serviceopen the source
    nwps/v1/gauges · period 2026-10-03T01:30:00Z · retrieved 2026-10-03
  • estimateUSGS Water Data APIU.S. Geological Surveyopen the source
    · retrieved 2026-10-03 · quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 15 sites = 98 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 62611,72019 · period 2026-10-01T00:00:00.000Z · retrieved 2026-10-03
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-03 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×1.00 + 0.2×0.02 / 0.55 = 0.64; terms drought (D4 / 4), quality (1 − 98 % / 100)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-03T01:45:00+00:00 · retrieved 2026-10-03
  • publishedWater Data for Texas reservoirsTexas Water Development Boardopen the source
    recent-conditions.json · period 2026-10-02 · retrieved 2026-10-03
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-02 · retrieved 2026-10-03
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:05007:2026 · period 2026-06-30 · retrieved 2026-10-03
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:05007:2026 · period 2026-06-30 · retrieved 2026-10-03 · HHI = Σ (share %)² over 34 banks with deposits in the county = 52.3² + 5.4² + 5.1² + … (31 more) = 2,885
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-03
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-03 · per job = FY2026 obligations $1.6 bn / 151,933 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $10,656
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:05007:FY2026 · period FY2026 · retrieved 2026-10-03
  • publishedEDGAR company filings and XBRL APIsU.S. Securities and Exchange Commissionopen the source
    · retrieved 2026-10-03
  • publishedZCTA to county relationship file (2020)U.S. Census Bureauopen the source
    · retrieved 2026-10-03
  • publishedTIGERwebU.S. Census Bureauopen the source
    · retrieved 2026-10-03
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    qcew:05007:sectors · retrieved 2026-10-03 · NAICS sector -> GICS sector by the static table in lib/companies/sectors.ts; lq = sum(emp_i * lq_i) / sum(emp_i) over the NAICS sectors folded into the GICS sector, withheld cells excluded; ETFs are the convention list, not a recommendation
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-03 · typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-03 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-03 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-03 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
  • estimateZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    · retrieved 2026-10-03 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-03.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-03.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-03.
  • Zillow Research. Zillow Observed Rent Index (ZORI). series County_zori_uc_sfrcondomfr_sm_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zori/County_zori_uc_sfrcondomfr_sm_month.csv. accessed 2026-10-03.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-03. estimate computed by Embedding Atlas: price-to-rent = $385,753 / ($1,611 × 12) = 20.0.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-01. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-03.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 05007, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/05007.csv. accessed 2026-10-03.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-03. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $385,753 × 80% = $308,602, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,111/mo principal and interest; wage share = payment / (avg weekly wage $2,489 × 52 / 12 = $10,786) = 20% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $385,753 / ($2,489 × 52) = 3.0; price-to-rent = $385,753 / ($1,611 × 12) = 20.0.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 05007, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/05007.csv. accessed 2026-10-03.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-03. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +2.2% / ±10% × 0.3, rent 1-yr change +1.5% / ±10% × 0.15, jobs over-the-year change +1.9% / ±3% × 0.3, avg weekly wage over-the-year change +8.9% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-03.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00062,00054. period 2026-10-03T01:45:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-03.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00010,00060,00065,00095,00300,00400,63680. period 2026-10-03T01:45:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-03.
  • NOAA National Weather Service. National Water Prediction Service. series nwps/v1/gauges. period 2026-10-03T01:30:00Z. https://api.water.noaa.gov/nwps/v1/gauges. accessed 2026-10-03.
  • U.S. Geological Survey. USGS Water Data API. https://api.waterdata.usgs.gov/. accessed 2026-10-03. estimate computed by Embedding Atlas: quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 15 sites = 98 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 62611,72019. period 2026-10-01T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-03.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-03. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×1.00 + 0.2×0.02 / 0.55 = 0.64; terms drought (D4 / 4), quality (1 − 98 % / 100).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-03T01:45:00+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-03.
  • Texas Water Development Board. Water Data for Texas reservoirs. series recent-conditions.json. period 2026-10-02. https://www.waterdatafortexas.org/reservoirs/recent-conditions.json. accessed 2026-10-03.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-02. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-03.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:05007:2026. period 2026-06-30. https://banks.data.fdic.gov/api/sod?filters=STCNTYBR%3A05007+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE&format=json&limit=10000. accessed 2026-10-03.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:05007:2026. period 2026-06-30. https://banks.data.fdic.gov/docs/. accessed 2026-10-03. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 34 banks with deposits in the county = 52.3² + 5.4² + 5.1² + … (31 more) = 2,885.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-03.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-03. estimate computed by Embedding Atlas: per job = FY2026 obligations $1.6 bn / 151,933 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $10,656.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:05007:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-03.
  • U.S. Securities and Exchange Commission. EDGAR company filings and XBRL APIs. https://www.sec.gov/files/company_tickers_exchange.json. accessed 2026-10-03.
  • U.S. Census Bureau. ZCTA to county relationship file (2020). https://www.census.gov/geographies/reference-files/time-series/geo/relationship-files.html. accessed 2026-10-03.
  • U.S. Census Bureau. TIGERweb. https://tigerweb.geo.census.gov/. accessed 2026-10-03.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series qcew:05007:sectors. https://www.bls.gov/cew/. accessed 2026-10-03. estimate computed by Embedding Atlas: NAICS sector -> GICS sector by the static table in lib/companies/sectors.ts; lq = sum(emp_i * lq_i) / sum(emp_i) over the NAICS sectors folded into the GICS sector, withheld cells excluded; ETFs are the convention list, not a recommendation.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-03. estimate computed by Embedding Atlas: typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-03. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-03. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-03. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.
  • Zillow Research. Zillow Observed Rent Index (ZORI). https://www.zillow.com/research/data/. accessed 2026-10-03. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 2 of 4 terms (drought, quality); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 3 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • Positions are ZIP or city centroids of the registered business address, not building footprints.
  • Sector and ETF names are a stated convention (lib/companies/sectors.ts), not classification by MSCI/S&P and not advice.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-03T01:53:39.411Z. Place identity tables have never been pulled: names, centroids and memberships come from the offline seed, which is complete for states and metropolitan areas and partial for counties.