Siskiyou County, CA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.59, -122.53.
Assembled 2026-10-06. Read the brief.
- 64th pct · 1,082nd of 3,063 US counties · median $234,566
- 5th pct · 55th of 58 California counties · median $500,264
- 12th pct · 2,684th of 3,063 US counties · median +2.9%
- 10th pct · 52nd of 58 California counties · median +0.3%
- 65th pct · 490th of 1,399 US counties · median $1,496
- 10th pct · 44th of 49 California counties · median $2,340
- 61st pct · 1,229th of 3,221 US counties · median 8,232
- 24th pct · 44th of 58 California counties · median 74,865
- 54th pct · 1,464th of 3,221 US counties · median $1,039
- 11th pct · 51st of 58 California counties · median $1,206
- 65th pct · 1,047th of 3,063 US counties · median 4.3
- 5th pct · 55th of 58 California counties · median 7.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $280,435 (Aug 2026), -1.4% over one year, +1.0% over five
- 64th pct · 1,082nd of 3,063 US counties · median $234,566
- 5th pct · 55th of 58 California counties · median $500,264
| Item | Value | Distance |
|---|---|---|
| Siskiyou County, CA | $280,435 · -1.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,681/mo (Aug 2026), +3.9% over one year; price-to-rent 13.9
- 65th pct · 490th of 1,399 US counties · median $1,496
- 10th pct · 44th of 49 California counties · median $2,340
| Item | Value | Distance |
|---|---|---|
| Siskiyou County, CA | $1,681/mo · +3.9% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,535 a month on $280,435 at 7.28%, against an average weekly wage worth $4,589 a month: 33.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $280,435 × 80% = $224,348, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,535/mo principal and interest
- wage share = payment / (avg weekly wage $1,059 × 52 / 12 = $4,589) = 33% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $280,435 / ($1,059 × 52) = 5.1
- price-to-rent = $280,435 / ($1,681 × 12) = 13.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
13,197 jobs at 1,774 employers (2026 Q1); -1.3% jobs and +4.7% average weekly wage over the year
- 61st pct · 1,229th of 3,221 US counties · median 8,232
- 24th pct · 44th of 58 California counties · median 74,865
| Item | Value | Distance |
|---|---|---|
| Siskiyou County, CA | 13,197 jobs · $1,059/wk · -1.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 2,136 | $1,151 | 1.08 | -2.1% |
| Retail trade | 1,405 | $744 | 1.09 | -4.6% |
| Accommodation and food services | 1,151 | $522 | 0.97 | -7.0% |
| Manufacturing | 579 | $1,411 | 0.55 | -20.4% |
| Construction | 545 | $1,320 | 0.79 | +10.1% |
| Other services | 520 | $877 | 1.32 | +8.3% |
| Arts, entertainment and recreation | 274 | $480 | 1.26 | -24.3% |
| Transportation and warehousing | 261 | $1,134 | 0.47 | +3.2% |
| Professional and technical services | 258 | $1,108 | 0.28 | +2.8% |
| Finance and insurance | 159 | $1,388 | 0.30 | -2.5% |
| Wholesale trade | 146 | $1,017 | 0.29 | +0.7% |
| Information | 102 | $1,881 | 0.42 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$1.1 bn in deposits at 14 offices of 6 banks (SOD June 2026); HHI 2,257, highly concentrated. $403.9 m federal obligations in FY2026 (direct payments $335.7 m, grants $44.9 m), $30,608 per covered job
| Item | Value | Distance |
|---|---|---|
| Mechanics Bank | $376.8 m · 34.8% share · 4 offices | |
| Tri Counties Bank | $229.7 m · 21.2% share · 3 offices | |
| JPMorgan Chase Bank, National Association | $189.5 m · 17.5% share · 2 offices | |
| Siskiyou, CA | $403.9 m FY2026 · $30,608/job | |
| MULTIPLE RECIPIENTS | $311.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Mechanics Bank | $376,830,000 | 34.8% | 4 |
| Tri Counties Bank | $229,689,000 | 21.2% | 3 |
| JPMorgan Chase Bank, National Association | $189,509,000 | 17.5% | 2 |
| Banner Bank | $159,911,000 | 14.7% | 3 |
| U.S. Bank National Association | $85,021,000 | 7.8% | 1 |
| Columbia Bank | $43,282,000 | 4.0% | 1 |
Deposit concentration is 2,257 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 34.8² + 21.2² + 17.5² + … (3 more) = 2,257
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $272,999,942 |
| Department of Veterans Affairs | $32,588,246 |
| Department of Transportation | $27,012,596 |
| Department of Agriculture | $23,676,846 |
| Department of Housing and Urban Development | $16,493,455 |
| Department of the Interior | $15,492,063 |
| Railroad Retirement Board | $6,408,018 |
| Department of Education | $4,076,626 |
| Department of Health and Human Services | $1,467,224 |
| Federal Communications Commission | $1,419,234 |
| Department of Energy | $1,020,768 |
| Department of Justice | $854,797 |
That is $30,608 per covered job, against 13,197 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $403.9 m / 13,197 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $30,608
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Siskiyou County, CA: 15 findings, 7 at a watch level and 8 noted
watchSiskiyou County, CA's typical home value is -1.4% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -1.4357575148288706 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchSiskiyou County, CA's covered employment is -1.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchSiskiyou County, CA's years of wages of 5.1 scores 66 on the 0-to-100 scale across US counties but 5 across California counties, a gap of 61 points.
Period 2026-08.Show the arithmetic
- 61 = |66 across US counties - 5 across California counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchSiskiyou County, CA's typical home value of $280,435 scores 65 on the 0-to-100 scale across US counties but 5 across California counties, a gap of 59 points.
Period 2026-08.Show the arithmetic
- 59 = |65 across US counties - 5 across California counties|
position among the entities that published this metric this period; not an official level
watchSiskiyou County, CA's typical asking rent of $1,681 scores 65 on the 0-to-100 scale across US counties but 10 across California counties, a gap of 55 points.
Period 2026-08.Show the arithmetic
- 55 = |65 across US counties - 10 across California counties|
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.