Trinity County, CA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.65, -123.11.
Assembled 2026-10-06. Read the brief.
- 58th pct · 1,274th of 3,063 US counties · median $234,566
- 3rd pct · 56th of 58 California counties · median $500,264
- 9th pct · 2,760th of 3,063 US counties · median +2.9%
- 5th pct · 55th of 58 California counties · median +0.3%
- US counties: not published this period
- California counties: not published this period
- 22nd pct · 2,501st of 3,221 US counties · median 8,232
- 5th pct · 55th of 58 California counties · median 74,865
- 66th pct · 1,066th of 3,221 US counties · median $1,039
- 29th pct · 41st of 58 California counties · median $1,206
- 52nd pct · 1,446th of 3,063 US counties · median 4.3
- 3rd pct · 56th of 58 California counties · median 7.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $257,616 (Aug 2026), -2.1% over one year, -23.3% over five
- 58th pct · 1,274th of 3,063 US counties · median $234,566
- 3rd pct · 56th of 58 California counties · median $500,264
| Item | Value | Distance |
|---|---|---|
| Trinity County, CA | $257,616 · -2.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- California counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,410 a month on $257,616 at 7.28%, against an average weekly wage worth $4,875 a month: 28.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $257,616 × 80% = $206,093, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,410/mo principal and interest
- wage share = payment / (avg weekly wage $1,125 × 52 / 12 = $4,875) = 29% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $257,616 / ($1,125 × 52) = 4.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,740 jobs at 458 employers (2026 Q1); +0.2% jobs and +1.6% average weekly wage over the year
- 22nd pct · 2,501st of 3,221 US counties · median 8,232
- 5th pct · 55th of 58 California counties · median 74,865
| Item | Value | Distance |
|---|---|---|
| Trinity County, CA | 2,740 jobs · $1,125/wk · +0.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 470 | $1,082 | 1.14 | +5.9% |
| Retail trade | 305 | $676 | 1.14 | -0.7% |
| Accommodation and food services | 240 | $532 | 0.97 | +12.1% |
| Other services | 125 | $1,104 | 1.53 | +13.6% |
| Construction | 77 | $1,644 | 0.54 | +0.0% |
| Finance and insurance | 26 | $1,347 | 0.23 | -13.3% |
| Real estate and rental | 13 | $1,032 | 0.31 | +30.0% |
| Utilities | 12 | $1,067 | 1.11 | +0.0% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Manufacturing | withheld | |||
| Wholesale trade | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$110.9 m in deposits at 2 offices of 1 banks (SOD June 2026); HHI 10,000, highly concentrated. $94.8 m federal obligations in FY2026 (direct payments $84.9 m, grants $7.3 m), $34,603 per covered job
| Item | Value | Distance |
|---|---|---|
| Tri Counties Bank | $110.9 m · 100.0% share · 2 offices | |
| Trinity, CA | $94.8 m FY2026 · $34,603/job | |
| MULTIPLE RECIPIENTS | $83.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Tri Counties Bank | $110,869,000 | 100.0% | 2 |
Deposit concentration is 10,000 across 1 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $72,398,688 |
| Department of Veterans Affairs | $10,844,663 |
| Department of Transportation | $4,707,727 |
| Department of Agriculture | $2,492,514 |
| Department of the Interior | $1,597,876 |
| Department of Health and Human Services | $1,406,276 |
| Department of Education | $635,332 |
| Department of Housing and Urban Development | $262,351 |
| Federal Communications Commission | $240,570 |
| Department of Commerce | $105,000 |
| Department of Energy | $94,849 |
| Railroad Retirement Board | $27,095 |
That is $34,603 per covered job, against 2,740 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $94.8 m / 2,740 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $34,603
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Trinity County, CA: 12 findings, 4 at a watch level and 8 noted
watchTrinity County, CA's typical home value is -2.1% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -2.09642826111237 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchTrinity County, CA's typical home value of $257,616 scores 58 on the 0-to-100 scale across US counties but 4 across California counties, a gap of 55 points.
Period 2026-08.Show the arithmetic
- 55 = |58 across US counties - 4 across California counties|
position among the entities that published this metric this period; not an official level
watchTrinity County, CA's years of wages of 4.4 scores 53 on the 0-to-100 scale across US counties but 4 across California counties, a gap of 49 points.
Period 2026-08.Show the arithmetic
- 49 = |53 across US counties - 4 across California counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchTrinity County, CA's average weekly wage of $1,125 scores 67 on the 0-to-100 scale across US counties but 30 across California counties, a gap of 37 points.
Period 2026 Q1.Show the arithmetic
- 37 = |67 across US counties - 30 across California counties|
position among the entities that published this metric this period; not an official level
noteTrinity County, CA's average weekly wage was 1.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.