Solano County, CA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.27, -121.94.
Assembled 2026-10-06. Read the brief.
- 95th pct · 128th of 3,063 US counties · median $234,566
- 59th pct · 24th of 58 California counties · median $500,264
- counties in the Vallejo metro: Rank context is unavailable: the manifest lists 1 counties in the Vallejo metro; fewer than 5 is too few to rank.
- 12th pct · 2,666th of 3,063 US counties · median +2.9%
- 14th pct · 50th of 58 California counties · median +0.3%
- counties in the Vallejo metro: Rank context is unavailable: the manifest lists 1 counties in the Vallejo metro; fewer than 5 is too few to rank.
- 93rd pct · 89th of 1,399 US counties · median $1,496
- 54th pct · 23rd of 49 California counties · median $2,340
- counties in the Vallejo metro: Rank context is unavailable: the manifest lists 1 counties in the Vallejo metro; fewer than 5 is too few to rank.
- 93rd pct · 226th of 3,221 US counties · median 8,232
- 63rd pct · 22nd of 58 California counties · median 74,865
- counties in the Vallejo metro: Rank context is unavailable: the manifest lists 1 counties in the Vallejo metro; fewer than 5 is too few to rank.
- 91st pct · 259th of 3,221 US counties · median $1,039
- 75th pct · 15th of 58 California counties · median $1,206
- counties in the Vallejo metro: Rank context is unavailable: the manifest lists 1 counties in the Vallejo metro; fewer than 5 is too few to rank.
- 91st pct · 276th of 3,063 US counties · median 4.3
- 54th pct · 27th of 58 California counties · median 7.4
- counties in the Vallejo metro: Rank context is unavailable: the manifest lists 1 counties in the Vallejo metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $572,261 (Aug 2026), -1.3% over one year, +1.9% over five
- 95th pct · 128th of 3,063 US counties · median $234,566
- 59th pct · 24th of 58 California counties · median $500,264
- counties in the Vallejo metro: Rank context is unavailable: the manifest lists 1 counties in the Vallejo metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Solano County, CA | $572,261 · -1.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $2,458/mo (Aug 2026), +1.6% over one year; price-to-rent 19.4
- 93rd pct · 89th of 1,399 US counties · median $1,496
- 54th pct · 23rd of 49 California counties · median $2,340
- counties in the Vallejo metro: Rank context is unavailable: the manifest lists 1 counties in the Vallejo metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Solano County, CA | $2,458/mo · +1.6% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $3,132 a month on $572,261 at 7.28%, against an average weekly wage worth $6,400 a month: 48.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $572,261 × 80% = $457,809, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $3,132/mo principal and interest
- wage share = payment / (avg weekly wage $1,477 × 52 / 12 = $6,400) = 49% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $572,261 / ($1,477 × 52) = 7.5
- price-to-rent = $572,261 / ($2,458 × 12) = 19.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
143,279 jobs at 14,743 employers (2026 Q1); -0.1% jobs and +2.6% average weekly wage over the year
- 93rd pct · 226th of 3,221 US counties · median 8,232
- 63rd pct · 22nd of 58 California counties · median 74,865
- counties in the Vallejo metro: Rank context is unavailable: the manifest lists 1 counties in the Vallejo metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Solano County, CA | 143,279 jobs · $1,477/wk · -0.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 30,220 | $1,688 | 1.40 | +3.8% |
| Retail trade | 16,662 | $839 | 1.19 | -1.9% |
| Accommodation and food services | 13,025 | $596 | 1.01 | -1.3% |
| Construction | 10,655 | $2,022 | 1.42 | -0.7% |
| Manufacturing | 10,533 | $2,217 | 0.91 | -4.8% |
| Administrative and waste services | 6,305 | $1,298 | 0.77 | -0.9% |
| Transportation and warehousing | 5,696 | $1,097 | 0.94 | -2.7% |
| Other services | 4,316 | $1,203 | 1.01 | -3.2% |
| Professional and technical services | 4,007 | $1,781 | 0.41 | -3.8% |
| Wholesale trade | 3,570 | $1,776 | 0.65 | -7.8% |
| Finance and insurance | 3,072 | $1,982 | 0.53 | +8.4% |
| Educational services | 2,461 | $846 | 0.80 | +2.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$6.7 bn in deposits at 42 offices of 11 banks (SOD June 2026); HHI 1,686, moderately concentrated. $3.2 bn federal obligations in FY2026 (direct payments $2.7 bn, grants $274.7 m), $22,155 per covered job
| Item | Value | Distance |
|---|---|---|
| Wells Fargo Bank, National Association | $1.6 bn · 23.5% share · 6 offices | |
| Bank of America, National Association | $1.5 bn · 22.6% share · 6 offices | |
| JPMorgan Chase Bank, National Association | $1.4 bn · 21.2% share · 7 offices | |
| Solano, CA | $3.2 bn FY2026 · $22,155/job | |
| MULTIPLE RECIPIENTS | $2.6 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Wells Fargo Bank, National Association | $1,571,029,000 | 23.5% | 6 |
| Bank of America, National Association | $1,515,031,000 | 22.6% | 6 |
| JPMorgan Chase Bank, National Association | $1,422,291,000 | 21.2% | 7 |
| U.S. Bank National Association | $530,876,000 | 7.9% | 4 |
| First Northern Bank of Dixon | $451,514,000 | 6.7% | 4 |
| BMO Bank National Association | $385,247,000 | 5.8% | 4 |
| Westamerica Bank | $198,758,000 | 3.0% | 4 |
| Bank of Stockton | $198,268,000 | 3.0% | 3 |
| Farmers & Merchants Bank of Central California | $162,251,000 | 2.4% | 1 |
| Columbia Bank | $145,439,000 | 2.2% | 2 |
Deposit concentration is 1,686 across 11 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 23.5² + 22.6² + 21.2² + … (8 more) = 1,686
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $2,078,962,803 |
| Department of Veterans Affairs | $510,434,132 |
| Department of Health and Human Services | $236,550,249 |
| Department of Defense | $137,946,865 |
| Department of Housing and Urban Development | $102,961,824 |
| Department of Transportation | $50,315,400 |
| Department of Education | $21,277,861 |
| Department of Agriculture | $15,673,174 |
| Railroad Retirement Board | $7,818,319 |
| Federal Communications Commission | $3,896,480 |
| Department of Homeland Security | $3,708,399 |
| Department of Commerce | $2,111,934 |
That is $22,155 per covered job, against 143,279 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $3.2 bn / 143,279 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,155
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Solano County, CA: 15 findings, 6 at a watch level and 9 noted
watchSolano County, CA's typical home value is -1.3% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -1.3301716882423862 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchSolano County, CA's years of wages of 7.5 ranks 276th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages percentile = 91.01894186806008 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchSolano County, CA's covered employment is -0.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchSolano County, CA's typical asking rent of $2,458 scores 94 on the 0-to-100 scale across US counties but 54 across California counties, a gap of 40 points.
Period 2026-08.Show the arithmetic
- 40 = |94 across US counties - 54 across California counties|
position among the entities that published this metric this period; not an official level
watchSolano County, CA's years of wages of 7.5 scores 91 on the 0-to-100 scale across US counties but 54 across California counties, a gap of 37 points.
Period 2026-08.Show the arithmetic
- 37 = |91 across US counties - 54 across California counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.