Crowley County, CO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.31, -103.77.
Assembled 2026-10-06. Read the brief.
- 17th pct · 2,539th of 3,063 US counties · median $234,566
- 1st pct · 61st of 62 Colorado counties · median $450,011
- 2nd pct · 2,983rd of 3,063 US counties · median +2.9%
- 0th pct · 62nd of 62 Colorado counties · median +0.2%
- US counties: not published this period
- Colorado counties: not published this period
- 7th pct · 2,972nd of 3,221 US counties · median 8,232
- 15th pct · 54th of 64 Colorado counties · median 4,853
- 68th pct · 1,024th of 3,221 US counties · median $1,039
- 58th pct · 27th of 64 Colorado counties · median $1,075
- 12th pct · 2,693rd of 3,063 US counties · median 4.3
- 1st pct · 61st of 62 Colorado counties · median 6.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $153,730 (Aug 2026), -7.3% over one year, -5.5% over five
- 17th pct · 2,539th of 3,063 US counties · median $234,566
- 1st pct · 61st of 62 Colorado counties · median $450,011
| Item | Value | Distance |
|---|---|---|
| Crowley County, CO | $153,730 · -7.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Colorado counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $841 a month on $153,730 at 7.28%, against an average weekly wage worth $4,918 a month: 17.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $153,730 × 80% = $122,984, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $841/mo principal and interest
- wage share = payment / (avg weekly wage $1,135 × 52 / 12 = $4,918) = 17% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $153,730 / ($1,135 × 52) = 2.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,114 jobs at 75 employers (2026 Q1); -2.8% jobs and +2.3% average weekly wage over the year
- 7th pct · 2,972nd of 3,221 US counties · median 8,232
- 15th pct · 54th of 64 Colorado counties · median 4,853
| Item | Value | Distance |
|---|---|---|
| Crowley County, CO | 1,114 jobs · $1,135/wk · -2.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 83 | $805 | 0.50 | -1.2% |
| Retail trade | 72 | $615 | 0.66 | -10.0% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Construction | withheld | |||
| Wholesale trade | withheld | |||
| Transportation and warehousing | withheld | |||
| Finance and insurance | withheld | |||
| Real estate and rental | withheld | |||
| Professional and technical services | withheld | |||
| Management of companies | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
2 USGS reservoir gauges, no capacity figures to weight
Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| JOHN MARTIN RESERVOIR AT CADDOA, CO | 31,150 Acre-ft (USGS, no capacity on file) | 78 km |
| TRINIDAD LAKE NEAR TRINIDAD, CO. | 20,180 Acre-ft (USGS, no capacity on file) | 147 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
28 gauges · 0 flooding · 10 with quality panels averaging 84 % · 8 stale
Sites found: 28, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| ARKANSAS RIVER AT LAS ANIMAS, CO. | flow 86.3 ft³/s · quality 50 % (2) | 54 km |
| FOUNTAIN CREEK AT PUEBLO, CO. | flow 157.0 ft³/s · quality 50 % (3) · out of service | 72 km |
| ARKANSAS RIVER AT CATLIN DAM, NEAR FOWLER, CO. | temp 19.9 °C · quality 75 % (2) · out of service | 23 km |
| Arkansas River near Fowler | no flooding | 25 km |
| APISHAPA RIVER NEAR FOWLER, CO | flow 2.21 ft³/s | 28 km |
| ARKANSAS RIVER NEAR ROCKY FORD, CO. | temp 17.9 °C · quality 75 % (2) · no flooding | 28 km |
| Arkansas River near Nepesta | no flooding | 35 km |
| TIMPAS CREEK AT MOUTH NEAR SWINK, CO. | flow 113.0 ft³/s | 35 km |
| ARKANSAS RIVER NEAR NEPESTA, CO. | flow 2,050 ft³/s · STALE | 37 km |
| CROOKED ARROYO NEAR SWINK, CO. | flow 14.0 ft³/s · STALE | 39 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
3 wells in 0 named aquifers:
Sites found: 3, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-382323104200701 | depth 22.4 ft · 2026-10-05 | 50 km |
| USGS-384348104232201 | level 5,644 ft · 2026-08-23 | 72 km |
| USGS-384348104232901 | level 5,643 ft · 2026-08-23 | 72 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.22)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.16 / 0.55
Banks & federal dollars #
$64.4 m in deposits at 1 offices of 1 banks (SOD June 2026); HHI 10,000, highly concentrated. $24.5 m federal obligations in FY2026 (direct payments $22.2 m, grants $2.3 m), $22,023 per covered job
| Item | Value | Distance |
|---|---|---|
| First National Bank Colorado | $64.4 m · 100.0% share · 1 office | |
| Crowley, CO | $24.5 m FY2026 · $22,023/job | |
| MULTIPLE RECIPIENTS | $20.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First National Bank Colorado | $64,449,000 | 100.0% | 1 |
Deposit concentration is 10,000 across 1 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $16,753,597 |
| Department of Veterans Affairs | $3,424,880 |
| Department of Agriculture | $2,054,487 |
| Department of Transportation | $1,580,152 |
| Railroad Retirement Board | $386,546 |
| Federal Communications Commission | $147,339 |
| Department of Housing and Urban Development | $102,848 |
| Department of Health and Human Services | $100,000 |
| Department of the Interior | $5,097 |
| Department of the Treasury | -$21,717 |
That is $22,023 per covered job, against 1,114 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $24.5 m / 1,114 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,023
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Crowley County, CO: 15 findings, 1 at an alert level, 3 at a watch level and 11 noted
alertCrowley County, CO's typical home value is -7.3% against a year earlier, an alert level here: typical home value at least 5 percent below a year ago (arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -7.293632328963589 <= -5
arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level
watchCrowley County, CO's typical home value is -7.3% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -7.293632328963589 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchCrowley County, CO's covered employment is -2.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchCrowley County, CO's momentum index is -0.47, a watch level here: momentum index in the cooling band (the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: momentum = -0.47408898415949924 <= -0.25
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level
noteCrowley County, CO's covered employment was 2.8% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.