Eagle County, CO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.63, -106.70.
Assembled 2026-10-06. Read the brief.
- 99th pct · 11th of 3,063 US counties · median $234,566
- 96th pct · 3rd of 62 Colorado counties · median $450,011
- 49th pct · 1,545th of 3,063 US counties · median +2.9%
- 73rd pct · 17th of 62 Colorado counties · median +0.2%
- 98th pct · 15th of 1,399 US counties · median $1,496
- 94th pct · 3rd of 35 Colorado counties · median $1,975
- 79th pct · 650th of 3,221 US counties · median 8,232
- 80th pct · 13th of 64 Colorado counties · median 4,853
- 85th pct · 452nd of 3,221 US counties · median $1,039
- 74th pct · 17th of 64 Colorado counties · median $1,075
- 99th pct · 6th of 3,063 US counties · median 4.3
- 96th pct · 3rd of 62 Colorado counties · median 6.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $1.3 m (Aug 2026), +2.9% over one year, +41.8% over five
- 99th pct · 11th of 3,063 US counties · median $234,566
- 96th pct · 3rd of 62 Colorado counties · median $450,011
| Item | Value | Distance |
|---|---|---|
| Eagle County, CO | $1.3 m · +2.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $3,358/mo (Aug 2026), +3.7% over one year; price-to-rent 32.3
- 98th pct · 15th of 1,399 US counties · median $1,496
- 94th pct · 3rd of 35 Colorado counties · median $1,975
| Item | Value | Distance |
|---|---|---|
| Eagle County, CO | $3,358/mo · +3.7% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $7,131 a month on $1,302,808 at 7.28%, against an average weekly wage worth $5,703 a month: 125.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $1.3 m × 80% = $1.0 m, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $7,131/mo principal and interest
- wage share = payment / (avg weekly wage $1,316 × 52 / 12 = $5,703) = 125% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $1.3 m / ($1,316 × 52) = 19.0
- price-to-rent = $1.3 m / ($3,358 × 12) = 32.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
35,814 jobs at 4,052 employers (2026 Q1); -3.2% jobs and +4.9% average weekly wage over the year
- 79th pct · 650th of 3,221 US counties · median 8,232
- 80th pct · 13th of 64 Colorado counties · median 4,853
| Item | Value | Distance |
|---|---|---|
| Eagle County, CO | 35,814 jobs · $1,316/wk · -3.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 7,845 | $1,050 | 2.44 | -7.8% |
| Arts, entertainment and recreation | 3,941 | $892 | 6.68 | -1.7% |
| Retail trade | 3,644 | $997 | 1.04 | -3.8% |
| Health care and social assistance | 3,581 | $1,864 | 0.66 | +3.2% |
| Construction | 3,488 | $1,592 | 1.86 | -0.5% |
| Administrative and waste services | 2,367 | $887 | 1.16 | -8.1% |
| Real estate and rental | 1,747 | $1,335 | 3.18 | -9.8% |
| Professional and technical services | 1,403 | $2,124 | 0.57 | -3.2% |
| Other services | 1,225 | $1,047 | 1.14 | -5.6% |
| Transportation and warehousing | 858 | $1,161 | 0.57 | +16.6% |
| Finance and insurance | 456 | $3,329 | 0.31 | -4.2% |
| Manufacturing | 361 | $1,468 | 0.13 | -1.9% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D4 exceptional drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
7 USGS reservoir gauges, no capacity figures to weight
Sites found: 7, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| WOLFORD MTN RESERVOIR NR KREMMLING, CO | 19,420 Acre-ft (USGS, no capacity on file) | 59 km |
| TAYLOR PARK RESERVOIR AT TAYLOR PARK, CO. | 51,520 Acre-ft (USGS, no capacity on file) | 90 km |
| RIFLE GAP RESERVOIR NEAR RIFLE, CO | 1,721 Acre-ft (USGS, no capacity on file) | 91 km |
| PAONIA RESERVOIR NEAR BARDINE, CO | 364.4 Acre-ft (USGS, no capacity on file) | 95 km |
| VEGA RESERVOIR NEAR COLLBRAN, CO | 2,836 Acre-ft (USGS, no capacity on file) | 106 km |
| CRAWFORD RESERVOIR NEAR CRAWFORD, CO | 1,164 Acre-ft (USGS, no capacity on file) | 130 km |
| FRUIT GROWERS RESERVOIR NEAR ORCHARD CITY, CO | 79.5 Acre-ft (USGS, no capacity on file) | 140 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
144 gauges · 0 flooding · 37 with quality panels averaging 96 % · 68 stale
Sites found: 144, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| COLORADO R BLW SOUTH CANYON CR NR GLENWOOD SPGS CO | turb. 21.5 FNU · quality 80 % (5) | 62 km |
| USGS-393259107194801 | stage 5.63 ft · quality 70 % (5) | 55 km |
| LAKE CREEK NEAR EDWARDS, CO | flow 13.3 ft³/s | 8 km |
| USGS-394220106431500 | flow 102.0 ft³/s · quality 75 % (4) | 9 km |
| EAGLE R BLW WASTEWATER TREATMENT PLANT AT AVON, CO | flow 65.4 ft³/s | 14 km |
| BEAVER CREEK AT AVON, CO | flow 2.26 ft³/s | 15 km |
| EAGLE RIVER AT AVON, CO. | flow 153.0 ft³/s · STALE | 15 km |
| GORE CREEK AT MOUTH NEAR MINTURN, CO | flow 13.2 ft³/s · quality 100 % (2) · no flooding | 21 km |
| PINEY RIVER NEAR STATE BRIDGE, CO | flow 7.61 ft³/s · no flooding | 21 km |
| DICKSON CREEK NEAR VAIL, CO | flow 2.40 ft³/s · STALE | 22 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
1 wells in 0 named aquifers:
Sites found: 1, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-390900106191901 | level 9,247 ft · 2026-07-14 | 62 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.65)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×1.00 + 0.2×0.04 / 0.55
Banks & federal dollars #
$2.9 bn in deposits at 29 offices of 12 banks (SOD June 2026); HHI 2,376, highly concentrated. $246.1 m federal obligations in FY2026 (direct payments $199.8 m, grants $40.8 m), $6,870 per covered job
| Item | Value | Distance |
|---|---|---|
| PNC Bank, National Association | $1.1 bn · 38.1% share · 5 offices | |
| Alpine Bank | $787.5 m · 27.0% share · 7 offices | |
| Wells Fargo Bank, National Association | $274.5 m · 9.4% share · 2 offices | |
| Eagle, CO | $246.1 m FY2026 · $6,870/job | |
| MULTIPLE RECIPIENTS | $196.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| PNC Bank, National Association | $1,110,453,000 | 38.1% | 5 |
| Alpine Bank | $787,452,000 | 27.0% | 7 |
| Wells Fargo Bank, National Association | $274,462,000 | 9.4% | 2 |
| U.S. Bank National Association | $229,333,000 | 7.9% | 3 |
| JPMorgan Chase Bank, National Association | $138,130,000 | 4.7% | 2 |
| ANB Bank | $69,708,000 | 2.4% | 3 |
| First Western Trust Bank | $64,582,000 | 2.2% | 1 |
| MidFirst Bank | $60,683,000 | 2.1% | 1 |
| UMB Bank, National Association | $50,844,000 | 1.7% | 1 |
| Bank of Colorado | $48,284,000 | 1.7% | 1 |
Deposit concentration is 2,376 across 12 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 12 banks with deposits in the county = 38.1² + 27.0² + 9.4² + … (9 more) = 2,376
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $187,787,148 |
| Department of Transportation | $36,518,130 |
| Department of Veterans Affairs | $8,131,344 |
| Department of Defense | $5,020,233 |
| Department of Health and Human Services | $2,878,625 |
| Department of Education | $1,570,608 |
| Federal Communications Commission | $1,464,020 |
| Department of Agriculture | $1,288,221 |
| Department of Housing and Urban Development | $995,771 |
| Railroad Retirement Board | $500,178 |
| Department of Justice | $30,600 |
| Small Business Administration | $0 |
That is $6,870 per covered job, against 35,814 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $246.1 m / 35,814 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $6,870
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Eagle County, CO: 16 findings, 1 at an alert level, 5 at a watch level and 10 noted
alertEagle County, CO's covered employment is -3.2% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.2 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchEagle County, CO's years of wages of 19.0 ranks 6th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages percentile = 99.83670803396473 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchEagle County, CO's price-to-rent ratio of 32.3 ranks 11th of 1,399 US counties, a watch level here: price-to-rent in the top tenth of US counties (position among the counties that published both ZHVI and ZORI this month; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: priceToRent percentile = 99.28469241773963 >= 90
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the counties that published both ZHVI and ZORI this month; not an official level
watchEagle County, CO's years of wages is 19.0, a watch level here: typical home value worth 10 or more years of one average covered wage (typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages = 19.037995484104744 >= 10
- typical home value / (average weekly wage × 52); one average covered job, not a household
typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level
watchEagle County, CO's price-to-rent ratio is 32.3, a watch level here: typical home value worth 25 or more years of typical rent (typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: priceToRent = 32.32790542813413 >= 25
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.