Atkinson County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.30, -82.88.
Assembled 2026-10-06. Read the brief.
- 9th pct · 2,777th of 3,063 US counties · median $234,566
- 10th pct · 142nd of 159 Georgia counties · median $219,820
- 94th pct · 160th of 3,063 US counties · median +2.9%
- 94th pct · 9th of 159 Georgia counties · median +2.6%
- US counties: not published this period
- Georgia counties: not published this period
- 17th pct · 2,643rd of 3,221 US counties · median 8,232
- 21st pct · 125th of 159 Georgia counties · median 7,095
- 63rd pct · 1,188th of 3,221 US counties · median $1,039
- 77th pct · 37th of 159 Georgia counties · median $964
- 7th pct · 2,846th of 3,063 US counties · median 4.3
- 6th pct · 149th of 159 Georgia counties · median 4.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $131,409 (Aug 2026), +9.4% over one year, +1.3% over five
- 9th pct · 2,777th of 3,063 US counties · median $234,566
- 10th pct · 142nd of 159 Georgia counties · median $219,820
| Item | Value | Distance |
|---|---|---|
| Atkinson County, GA | $131,409 · +9.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Georgia counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $719 a month on $131,409 at 7.28%, against an average weekly wage worth $4,780 a month: 15.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $131,409 × 80% = $105,128, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $719/mo principal and interest
- wage share = payment / (avg weekly wage $1,103 × 52 / 12 = $4,780) = 15% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $131,409 / ($1,103 × 52) = 2.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,199 jobs at 132 employers (2026 Q1); +2.6% jobs and +16.1% average weekly wage over the year
- 17th pct · 2,643rd of 3,221 US counties · median 8,232
- 21st pct · 125th of 159 Georgia counties · median 7,095
| Item | Value | Distance |
|---|---|---|
| Atkinson County, GA | 2,199 jobs · $1,103/wk · +2.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,204 | $1,108 | 6.81 | +2.4% |
| Retail trade | 151 | $598 | 0.70 | +9.4% |
| Transportation and warehousing | 115 | $955 | 1.24 | +8.5% |
| Finance and insurance | 78 | $3,199 | 0.87 | +100.0% |
| Administrative and waste services | 68 | $563 | 0.54 | -16.0% |
| Wholesale trade | 31 | $1,345 | 0.37 | -35.4% |
| Professional and technical services | 29 | $3,266 | 0.19 | +45.0% |
| Agriculture, forestry, fishing | 25 | $1,075 | 1.57 | +0.0% |
| Health care and social assistance | 21 | $604 | 0.06 | +0.0% |
| Construction | 11 | $1,052 | 0.10 | +0.0% |
| Real estate and rental | 7 | $565 | 0.21 | -22.2% |
| Information | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
16 gauges · 0 flooding · 4 with quality panels averaging 100 % · 3 stale
Sites found: 16, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| SATILLA RIVER AT GA 158, NEAR WAYCROSS, GA | flow 604.0 ft³/s | 30 km |
| ALAPAHA RIVER NEAR ALAPAHA, GA | flow 518.0 ft³/s | 32 km |
| SATILLA RIVER NEAR WAYCROSS, GA | flow 586.0 ft³/s | 53 km |
| WITHLACOOCHEE R AT SKIPPER BRIDGE RD,NR BEMISS, GA | flow 483.0 ft³/s | 54 km |
| ALABAHA RIVER AT GA 203, NEAR BLACKSHEAR, GA | flow 1,290 ft³/s | 57 km |
| WITHLACOOCHEE RIVER AT US 41 NEAR VALDOSTA, GA | flow 75.2 ft³/s | 61 km |
| ALAPAHA RIVER AT GA 125/32 NEAR IRWINVILLE, GA | flow 308.0 ft³/s | 63 km |
| LITTLE RIVER AT GA 122, NEAR HAHIRA, GA | flow 582.0 ft³/s | 64 km |
| LITTLE RIVER NEAR ADEL, GA | flow 1,050 ft³/s | 65 km |
| ALAPAHA RIVER AT STATENVILLE, GA | flow 407.0 ft³/s · quality 100 % (1) | 68 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
11 wells in 0 named aquifers:
Sites found: 11, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-310813083260301 | depth 184.5 ft · 2026-10-05 | 56 km |
| USGS-305241083154401 | depth 128.4 ft · 1983-09-29 | 59 km |
| USGS-312711083293101 | depth 129.5 ft · 2026-08-09 | 61 km |
| USGS-312711083293102 | depth 38.6 ft · 2009-07-28 | 61 km |
| USGS-312712082593301 | depth 144.4 ft · 2026-10-05 | 61 km |
| USGS-310706082155101 | depth 109.5 ft · 2026-10-05 | 62 km |
| USGS-305149083172801 | depth 94.8 ft · 1984-09-29 | 62 km |
| USGS-312716083304801 | depth 142.3 ft · 1986-11-19 | 63 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$119.7 m in deposits at 3 offices of 2 banks (SOD June 2026); HHI 6,740, highly concentrated. $60.4 m federal obligations in FY2026 (direct payments $59.3 m, grants $1.1 m), $27,454 per covered job
| Item | Value | Distance |
|---|---|---|
| The Peoples Bank | $95.2 m · 79.5% share · 2 offices | |
| Guardian Bank | $24.5 m · 20.5% share · 1 office | |
| Atkinson, GA | $60.4 m FY2026 · $27,454/job | |
| MULTIPLE RECIPIENTS | $33.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Peoples Bank | $95,162,000 | 79.5% | 2 |
| Guardian Bank | $24,549,000 | 20.5% | 1 |
Deposit concentration is 6,740 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 79.5² + 20.5² = 6,740
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $28,392,268 |
| Department of Agriculture | $25,598,041 |
| Department of Veterans Affairs | $3,838,673 |
| Railroad Retirement Board | $846,013 |
| Department of Transportation | $772,489 |
| Federal Communications Commission | $645,660 |
| Department of Housing and Urban Development | $285,657 |
| Small Business Administration | -$6,684 |
That is $27,454 per covered job, against 2,199 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $60.4 m / 2,199 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $27,454
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Atkinson County, GA: 11 findings, 11 noted
noteAtkinson County, GA's average weekly wage was 16.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +16.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteAtkinson County, GA's covered employment was 2.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteAtkinson County, GA's typical home value rose 1.4% from $129,601 in July 2026 to $131,409 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +1.4% = (131409.39109918947 - 129600.83983171995) / 129600.83983171995 × 100
- 131409.39109918947 = Zillow ZHVI, 2026-08
- 129600.83983171995 = Zillow ZHVI, 2026-07
noteAtkinson County, GA's momentum index of 0.93 ranks 1st of 159 Georgia counties, against a median of 0.31.
Period 2026-08.Show the arithmetic
- 100 on the 0-to-100 scale across 159 Georgia counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
noteAtkinson County, GA's momentum index of 0.93 ranks 31st of 3,221 US counties, against a median of 0.23.
Period 2026-08.Show the arithmetic
- 99 on the 0-to-100 scale across 3221 US counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.