Bartow County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.24, -84.84.
Assembled 2026-10-06. Read the brief.
- 74th pct · 767th of 3,063 US counties · median $234,566
- 76th pct · 38th of 159 Georgia counties · median $219,820
- 42nd pct · 17th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $342,031
- 30th pct · 2,134th of 3,063 US counties · median +2.9%
- 27th pct · 115th of 159 Georgia counties · median +2.6%
- 71st pct · 9th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median -0.4%
- 67th pct · 453rd of 1,399 US counties · median $1,496
- 57th pct · 31st of 72 Georgia counties · median $1,651
- 29th pct · 18th of 25 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,809
- 83rd pct · 520th of 3,221 US counties · median 8,232
- 87th pct · 21st of 159 Georgia counties · median 7,095
- 60th pct · 12th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
- 76th pct · 764th of 3,221 US counties · median $1,039
- 86th pct · 23rd of 159 Georgia counties · median $964
- 64th pct · 11th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,138
- 67th pct · 992nd of 3,063 US counties · median 4.3
- 68th pct · 51st of 159 Georgia counties · median 4.3
- 42nd pct · 17th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 5.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $325,325 (Aug 2026), +1.2% over one year, +27.1% over five
- 74th pct · 767th of 3,063 US counties · median $234,566
- 76th pct · 38th of 159 Georgia counties · median $219,820
- 42nd pct · 17th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $342,031
| Item | Value | Distance |
|---|---|---|
| Bartow County, GA | $325,325 · +1.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,723/mo (Aug 2026), +1.3% over one year; price-to-rent 15.7
- 67th pct · 453rd of 1,399 US counties · median $1,496
- 57th pct · 31st of 72 Georgia counties · median $1,651
- 29th pct · 18th of 25 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,809
| Item | Value | Distance |
|---|---|---|
| Bartow County, GA | $1,723/mo · +1.3% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,781 a month on $325,325 at 7.28%, against an average weekly wage worth $5,209 a month: 34.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $325,325 × 80% = $260,260, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,781/mo principal and interest
- wage share = payment / (avg weekly wage $1,202 × 52 / 12 = $5,209) = 34% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $325,325 / ($1,202 × 52) = 5.2
- price-to-rent = $325,325 / ($1,723 × 12) = 15.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
48,466 jobs at 3,018 employers (2026 Q1); +3.4% jobs and +2.9% average weekly wage over the year
- 83rd pct · 520th of 3,221 US counties · median 8,232
- 87th pct · 21st of 159 Georgia counties · median 7,095
- 60th pct · 12th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
| Item | Value | Distance |
|---|---|---|
| Bartow County, GA | 48,466 jobs · $1,202/wk · +3.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 12,050 | $1,421 | 3.09 | +2.4% |
| Accommodation and food services | 5,022 | $468 | 1.15 | +1.4% |
| Retail trade | 4,942 | $715 | 1.05 | -0.4% |
| Health care and social assistance | 3,748 | $1,297 | 0.51 | +3.4% |
| Transportation and warehousing | 3,316 | $1,210 | 1.62 | +23.9% |
| Administrative and waste services | 3,209 | $916 | 1.16 | +18.0% |
| Construction | 2,634 | $1,438 | 1.04 | -2.2% |
| Professional and technical services | 1,109 | $1,575 | 0.33 | -1.9% |
| Other services | 896 | $1,001 | 0.62 | +3.3% |
| Arts, entertainment and recreation | 735 | $662 | 0.92 | -0.3% |
| Finance and insurance | 662 | $1,645 | 0.34 | -3.9% |
| Management of companies | 530 | $2,394 | 0.65 | -8.1% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$2.2 bn in deposits at 16 offices of 11 banks (SOD June 2026); HHI 1,117, moderately concentrated. $683.7 m federal obligations in FY2026 (direct payments $626.8 m, grants $43.1 m), $14,106 per covered job
| Item | Value | Distance |
|---|---|---|
| Ameris Bank | $413.0 m · 19.0% share · 2 offices | |
| Bank OZK | $342.2 m · 15.7% share · 3 offices | |
| Wells Fargo Bank, National Association | $246.3 m · 11.3% share · 1 office | |
| Bartow, GA | $683.7 m FY2026 · $14,106/job | |
| MULTIPLE RECIPIENTS | $612.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Ameris Bank | $413,047,000 | 19.0% | 2 |
| Bank OZK | $342,216,000 | 15.7% | 3 |
| Wells Fargo Bank, National Association | $246,277,000 | 11.3% | 1 |
| FirstBank | $195,154,000 | 9.0% | 1 |
| United Community Bank | $180,810,000 | 8.3% | 2 |
| Bank of America, National Association | $164,009,000 | 7.5% | 1 |
| Truist Bank | $162,997,000 | 7.5% | 1 |
| Renasant Bank | $140,508,000 | 6.5% | 1 |
| Pinnacle Bank | $127,713,000 | 5.9% | 1 |
| Regions Bank | $105,194,000 | 4.8% | 1 |
Deposit concentration is 1,117 across 11 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 19.0² + 15.7² + 11.3² + … (8 more) = 1,117
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $518,572,870 |
| Department of Veterans Affairs | $89,186,277 |
| Department of Transportation | $33,894,066 |
| Federal Communications Commission | $8,474,426 |
| Department of Health and Human Services | $8,153,635 |
| Department of Defense | $7,090,907 |
| Railroad Retirement Board | $5,224,923 |
| Department of State | $4,164,374 |
| Department of Agriculture | $3,926,918 |
| Department of Housing and Urban Development | $2,329,667 |
| Department of the Interior | $1,463,092 |
| Department of Education | $709,198 |
That is $14,106 per covered job, against 48,466 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $683.7 m / 48,466 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $14,106
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Bartow County, GA: 5 findings, 5 noted
noteBartow County, GA's covered employment was 3.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBartow County, GA's average weekly wage was 2.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBartow County, GA's typical asking rent rose 1.1% from $1,704 in July 2026 to $1,723 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +1.1% = (1722.588842620752 - 1704.3840812790697) / 1704.3840812790697 × 100
- 1722.588842620752 = Zillow ZORI, 2026-08
- 1704.3840812790697 = Zillow ZORI, 2026-07
noteThe next Zillow ZHVI typical home value (monthly) covering Bartow County, GA is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
noteThe next Zillow ZORI typical rent (monthly) covering Bartow County, GA is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.