Bureau County, IL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.40, -89.53.
Assembled 2026-10-06. Read the brief.
- 17th pct · 2,517th of 3,063 US counties · median $234,566
- 46th pct · 55th of 102 Illinois counties · median $158,585
- 82nd pct · 552nd of 3,063 US counties · median +2.9%
- 64th pct · 37th of 102 Illinois counties · median +5.2%
- US counties: not published this period
- Illinois counties: not published this period
- 54th pct · 1,467th of 3,221 US counties · median 8,232
- 58th pct · 43rd of 102 Illinois counties · median 7,611
- 71st pct · 900th of 3,221 US counties · median $1,039
- 71st pct · 29th of 102 Illinois counties · median $1,061
- 11th pct · 2,708th of 3,063 US counties · median 4.3
- 40th pct · 61st of 102 Illinois counties · median 2.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $155,491 (Aug 2026), +6.3% over one year, +30.2% over five
- 17th pct · 2,517th of 3,063 US counties · median $234,566
- 46th pct · 55th of 102 Illinois counties · median $158,585
| Item | Value | Distance |
|---|---|---|
| Bureau County, IL | $155,491 · +6.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Illinois counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $851 a month on $155,491 at 7.28%, against an average weekly wage worth $5,048 a month: 16.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $155,491 × 80% = $124,393, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $851/mo principal and interest
- wage share = payment / (avg weekly wage $1,165 × 52 / 12 = $5,048) = 17% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $155,491 / ($1,165 × 52) = 2.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
9,684 jobs at 773 employers (2026 Q1); -1.0% jobs and +4.6% average weekly wage over the year
- 54th pct · 1,467th of 3,221 US counties · median 8,232
- 58th pct · 43rd of 102 Illinois counties · median 7,611
| Item | Value | Distance |
|---|---|---|
| Bureau County, IL | 9,684 jobs · $1,165/wk · -1.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Transportation and warehousing | 2,004 | $1,402 | 4.91 | +3.5% |
| Manufacturing | 1,268 | $1,741 | 1.63 | -5.9% |
| Health care and social assistance | 1,026 | $1,389 | 0.70 | +0.0% |
| Retail trade | 1,005 | $627 | 1.06 | -9.3% |
| Accommodation and food services | 652 | $347 | 0.75 | +1.6% |
| Wholesale trade | 411 | $1,210 | 1.11 | -2.6% |
| Construction | 338 | $1,350 | 0.67 | -12.7% |
| Other services | 313 | $1,260 | 1.08 | -6.6% |
| Professional and technical services | 269 | $1,284 | 0.40 | -6.3% |
| Finance and insurance | 202 | $1,442 | 0.51 | +0.5% |
| Arts, entertainment and recreation | 59 | $400 | 0.37 | +1.7% |
| Real estate and rental | 39 | $960 | 0.26 | -17.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$1.3 bn in deposits at 18 offices of 11 banks (SOD June 2026); HHI 1,278, moderately concentrated. $238.5 m federal obligations in FY2026 (direct payments $221.4 m, grants $15.1 m), $24,629 per covered job
| Item | Value | Distance |
|---|---|---|
| Central Bank Illinois | $244.8 m · 19.4% share · 1 office | |
| Heartland Bank and Trust Company | $236.7 m · 18.8% share · 4 offices | |
| Spring Valley City Bank | $162.6 m · 12.9% share · 1 office | |
| Bureau, IL | $238.5 m FY2026 · $24,629/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Central Bank Illinois | $244,845,000 | 19.4% | 1 |
| Heartland Bank and Trust Company | $236,725,000 | 18.8% | 4 |
| Spring Valley City Bank | $162,636,000 | 12.9% | 1 |
| Midland States Bank | $152,913,000 | 12.1% | 1 |
| State Bank of Cherry | $105,482,000 | 8.4% | 1 |
| Community State Bank | $89,607,000 | 7.1% | 2 |
| First State Bank | $87,443,000 | 6.9% | 2 |
| Peoples National Bank of Kewanee | $73,383,000 | 5.8% | 2 |
| North Central Bank | $59,048,000 | 4.7% | 1 |
| First State Bank of Van Orin | $35,381,000 | 2.8% | 2 |
Deposit concentration is 1,278 across 11 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 19.4² + 18.8² + 12.9² + … (8 more) = 1,278
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $24,629 per covered job, against 9,684 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $238.5 m / 9,684 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $24,629
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Bureau County, IL: 5 findings, 1 at a watch level and 4 noted
watchBureau County, IL's covered employment is -1.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteBureau County, IL's average weekly wage was 4.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBureau County, IL's covered employment was 1.0% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBureau County, IL's typical home value rose 0.6% from $154,619 in July 2026 to $155,491 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.6% = (155491.18501517887 - 154619.05614724287) / 154619.05614724287 × 100
- 155491.18501517887 = Zillow ZHVI, 2026-08
- 154619.05614724287 = Zillow ZHVI, 2026-07
noteThe next Zillow ZHVI typical home value (monthly) covering Bureau County, IL is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.