Marshall County, IL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.03, -89.34.
Assembled 2026-10-06. Read the brief.
- 12th pct · 2,695th of 3,063 US counties · median $234,566
- 35th pct · 66th of 102 Illinois counties · median $158,585
- 0th pct · 5th of 5 counties in the Peoria metro · median $167,339
- 85th pct · 435th of 3,063 US counties · median +2.9%
- 71st pct · 30th of 102 Illinois counties · median +5.2%
- 25th pct · 4th of 5 counties in the Peoria metro · median +7.1%
- US counties: not published this period
- Illinois counties: not published this period
- counties in the Peoria metro: not published this period
- 22nd pct · 2,498th of 3,221 US counties · median 8,232
- 17th pct · 84th of 102 Illinois counties · median 7,611
- 25th pct · 4th of 5 counties in the Peoria metro · median 11,035
- 21st pct · 2,522nd of 3,221 US counties · median $1,039
- 14th pct · 87th of 102 Illinois counties · median $1,061
- 0th pct · 5th of 5 counties in the Peoria metro · median $1,107
- 18th pct · 2,483rd of 3,063 US counties · median 4.3
- 55th pct · 46th of 102 Illinois counties · median 2.8
- 50th pct · 3rd of 5 counties in the Peoria metro · median 3.0
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $140,199 (Aug 2026), +6.9% over one year, +38.2% over five
- 12th pct · 2,695th of 3,063 US counties · median $234,566
- 35th pct · 66th of 102 Illinois counties · median $158,585
- 0th pct · 5th of 5 counties in the Peoria metro · median $167,339
| Item | Value | Distance |
|---|---|---|
| Marshall County, IL | $140,199 · +6.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Illinois counties: not published this period
- counties in the Peoria metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $767 a month on $140,199 at 7.28%, against an average weekly wage worth $3,952 a month: 19.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $140,199 × 80% = $112,159, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $767/mo principal and interest
- wage share = payment / (avg weekly wage $912 × 52 / 12 = $3,952) = 19% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $140,199 / ($912 × 52) = 3.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,746 jobs at 259 employers (2026 Q1); -4.0% jobs and +4.5% average weekly wage over the year
- 22nd pct · 2,498th of 3,221 US counties · median 8,232
- 17th pct · 84th of 102 Illinois counties · median 7,611
- 25th pct · 4th of 5 counties in the Peoria metro · median 11,035
| Item | Value | Distance |
|---|---|---|
| Marshall County, IL | 2,746 jobs · $912/wk · -4.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 802 | $1,158 | 3.63 | -7.5% |
| Health care and social assistance | 326 | $739 | 0.79 | -2.4% |
| Accommodation and food services | 240 | $338 | 0.97 | -7.0% |
| Retail trade | 235 | $458 | 0.88 | -4.1% |
| Wholesale trade | 164 | $1,517 | 1.56 | +2.5% |
| Transportation and warehousing | 140 | $1,217 | 1.21 | +0.0% |
| Construction | 109 | $1,088 | 0.76 | -12.8% |
| Other services | 95 | $671 | 1.16 | +2.2% |
| Information | 18 | $824 | 0.36 | -5.3% |
| Arts, entertainment and recreation | 13 | $368 | 0.29 | +18.2% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$369.9 m in deposits at 8 offices of 7 banks (SOD June 2026); HHI 1,808, highly concentrated. $96.4 m federal obligations in FY2026 (direct payments $89.2 m, grants $7.2 m), $35,107 per covered job
| Item | Value | Distance |
|---|---|---|
| The First National Bank of Lacon | $92.7 m · 25.1% share · 1 office | |
| MidAmerica National Bank | $80.3 m · 21.7% share · 1 office | |
| Morton Community Bank | $74.7 m · 20.2% share · 2 offices | |
| Marshall, IL | $96.4 m FY2026 · $35,107/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The First National Bank of Lacon | $92,661,000 | 25.1% | 1 |
| MidAmerica National Bank | $80,325,000 | 21.7% | 1 |
| Morton Community Bank | $74,652,000 | 20.2% | 2 |
| Eureka Savings Bank | $41,253,000 | 11.2% | 1 |
| Camp Grove State Bank | $37,639,000 | 10.2% | 1 |
| Heartland Bank and Trust Company | $27,409,000 | 7.4% | 1 |
| Goodfield State Bank | $15,919,000 | 4.3% | 1 |
Deposit concentration is 1,808 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 25.1² + 21.7² + 20.2² + … (4 more) = 1,808
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $35,107 per covered job, against 2,746 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $96.4 m / 2,746 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $35,107
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Marshall County, IL: 12 findings, 1 at an alert level, 2 at a watch level and 9 noted
alertMarshall County, IL's covered employment is -4.0% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchMarshall County, IL's covered employment is -4.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchMarshall County, IL's years of wages of 3.0 scores 19 on the 0-to-100 scale across US counties but 55 across Illinois counties, a gap of 37 points.
Period 2026-08.Show the arithmetic
- 37 = |19 across US counties - 55 across Illinois counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteMarshall County, IL's average weekly wage was 4.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMarshall County, IL's covered employment was 4.0% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.