Jasper County, IL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.00, -88.15.
Assembled 2026-10-06. Read the brief.
- 25th pct · 2,293rd of 3,063 US counties · median $234,566
- 63rd pct · 38th of 102 Illinois counties · median $158,585
- 97th pct · 71st of 3,063 US counties · median +2.9%
- 98th pct · 3rd of 102 Illinois counties · median +5.2%
- US counties: not published this period
- Illinois counties: not published this period
- 16th pct · 2,685th of 3,221 US counties · median 8,232
- 13th pct · 88th of 102 Illinois counties · median 7,611
- 32nd pct · 2,174th of 3,221 US counties · median $1,039
- 27th pct · 74th of 102 Illinois counties · median $1,061
- 31st pct · 2,111th of 3,063 US counties · median 4.3
- 79th pct · 22nd of 102 Illinois counties · median 2.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $173,344 (Aug 2026), +11.6% over one year, +27.2% over five
- 25th pct · 2,293rd of 3,063 US counties · median $234,566
- 63rd pct · 38th of 102 Illinois counties · median $158,585
| Item | Value | Distance |
|---|---|---|
| Jasper County, IL | $173,344 · +11.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Illinois counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $949 a month on $173,344 at 7.28%, against an average weekly wage worth $4,169 a month: 22.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $173,344 × 80% = $138,675, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $949/mo principal and interest
- wage share = payment / (avg weekly wage $962 × 52 / 12 = $4,169) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $173,344 / ($962 × 52) = 3.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,060 jobs at 245 employers (2026 Q1); -5.9% jobs and +0.6% average weekly wage over the year
- 16th pct · 2,685th of 3,221 US counties · median 8,232
- 13th pct · 88th of 102 Illinois counties · median 7,611
| Item | Value | Distance |
|---|---|---|
| Jasper County, IL | 2,060 jobs · $962/wk · -5.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 201 | $834 | 1.00 | +5.2% |
| Construction | 154 | $1,077 | 1.43 | -15.4% |
| Wholesale trade | 154 | $1,443 | 1.95 | -6.1% |
| Finance and insurance | 118 | $1,523 | 1.41 | +0.0% |
| Other services | 102 | $648 | 1.66 | +0.0% |
| Health care and social assistance | 97 | $806 | 0.31 | +0.0% |
| Agriculture, forestry, fishing | 62 | $715 | 4.17 | -7.5% |
| Professional and technical services | 19 | $1,020 | 0.13 | +0.0% |
| Real estate and rental | 7 | $838 | 0.22 | +0.0% |
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Manufacturing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
17 gauges · 0 flooding · 2 with quality panels averaging 100 % · 2 stale
Sites found: 17, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| EMBARRAS RIVER AT STE. MARIE, IL | flow 80.1 ft³/s | 13 km |
| NORTH FORK EMBARRAS RIVER NEAR OBLONG, IL | flow 2.32 ft³/s | 18 km |
| LITTLE WABASH RIVER NEAR EFFINGHAM, IL | flow 3.12 ft³/s | 40 km |
| LITTLE WABASH RIVER BELOW CLAY CITY, IL | flow 30.4 ft³/s | 43 km |
| WABASH RIVER AT RIVERTON, IN | flow 9,720 ft³/s | 50 km |
| KICKAPOO CREEK AT 1320E ROAD NR CHARLESTON, IL | flow 13.0 ft³/s · STALE | 52 km |
| EMBARRAS RIVER AT LAWRENCEVILLE, IL | flow 99.3 ft³/s · quality 100 % (5) | 52 km |
| KICKAPOO CREEK NEAR MATTOON, IL | DO 6.60 mg/l · quality 100 % (3) · STALE | 54 km |
| BUSSERON CREEK NEAR CARLISLE, IN | flow 7.31 ft³/s | 63 km |
| WABASH RIVER AT MEMORIAL BRIDGE AT VINCENNES, IN | flow 9,550 ft³/s | 64 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
4 wells in 0 named aquifers:
Sites found: 4, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-390758087363301 | depth 5.95 ft · 2025-04-03 | 49 km |
| USGS-391350087385301 | depth 24.0 ft · 2017-01-05 | 50 km |
| USGS-383247087361001 | depth 11.2 ft · 2026-10-05 | 70 km |
| USGS-384951087202501 | depth 14.3 ft · 2026-10-05 | 73 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$462.9 m in deposits at 6 offices of 4 banks (SOD June 2026); HHI 5,089, highly concentrated. $60.0 m federal obligations in FY2026 (direct payments $56.1 m, grants $3.7 m), $29,131 per covered job
| Item | Value | Distance |
|---|---|---|
| The Peoples State Bank of Newton, Illinois | $312.0 m · 67.4% share · 2 offices | |
| Dieterich Bank | $100.2 m · 21.7% share · 1 office | |
| First National Bank in Olney | $39.5 m · 8.5% share · 2 offices | |
| Jasper, IL | $60.0 m FY2026 · $29,131/job | |
| MULTIPLE RECIPIENTS | $54.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Peoples State Bank of Newton, Illinois | $311,970,000 | 67.4% | 2 |
| Dieterich Bank | $100,235,000 | 21.7% | 1 |
| First National Bank in Olney | $39,513,000 | 8.5% | 2 |
| Sainte Marie State Bank | $11,200,000 | 2.4% | 1 |
Deposit concentration is 5,089 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 67.4² + 21.7² + 8.5² + … (1 more) = 5,089
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $50,354,338 |
| Department of Transportation | $3,711,313 |
| Department of Veterans Affairs | $3,364,027 |
| Department of Agriculture | $2,130,658 |
| Railroad Retirement Board | $405,260 |
| Department of Housing and Urban Development | $44,161 |
That is $29,131 per covered job, against 2,060 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $60.0 m / 2,060 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $29,131
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Jasper County, IL: 12 findings, 1 at an alert level, 3 at a watch level and 8 noted
alertJasper County, IL's covered employment is -5.9% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -5.9 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchJasper County, IL's covered employment is -5.9% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -5.9 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchJasper County, IL's years of wages of 3.5 scores 31 on the 0-to-100 scale across US counties but 79 across Illinois counties, a gap of 48 points.
Period 2026-08.Show the arithmetic
- 48 = |31 across US counties - 79 across Illinois counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchJasper County, IL's typical home value of $173,344 scores 25 on the 0-to-100 scale across US counties but 63 across Illinois counties, a gap of 38 points.
Period 2026-08.Show the arithmetic
- 38 = |25 across US counties - 63 across Illinois counties|
position among the entities that published this metric this period; not an official level
noteJasper County, IL's covered employment was 5.9% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -5.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.