Marion County, IL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.65, -88.92.
Assembled 2026-10-06. Read the brief.
- 6th pct · 2,862nd of 3,063 US counties · median $234,566
- 21st pct · 80th of 102 Illinois counties · median $158,585
- 84th pct · 466th of 3,063 US counties · median +2.9%
- 69th pct · 32nd of 102 Illinois counties · median +5.2%
- US counties: not published this period
- Illinois counties: not published this period
- 59th pct · 1,290th of 3,221 US counties · median 8,232
- 64th pct · 37th of 102 Illinois counties · median 7,611
- 43rd pct · 1,825th of 3,221 US counties · median $1,039
- 35th pct · 66th of 102 Illinois counties · median $1,061
- 7th pct · 2,840th of 3,063 US counties · median 4.3
- 22nd pct · 79th of 102 Illinois counties · median 2.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $120,587 (Aug 2026), +6.8% over one year, +18.2% over five
- 6th pct · 2,862nd of 3,063 US counties · median $234,566
- 21st pct · 80th of 102 Illinois counties · median $158,585
| Item | Value | Distance |
|---|---|---|
| Marion County, IL | $120,587 · +6.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Illinois counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $660 a month on $120,587 at 7.28%, against an average weekly wage worth $4,377 a month: 15.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $120,587 × 80% = $96,469, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $660/mo principal and interest
- wage share = payment / (avg weekly wage $1,010 × 52 / 12 = $4,377) = 15% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $120,587 / ($1,010 × 52) = 2.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
12,388 jobs at 788 employers (2026 Q1); +1.1% jobs and +5.1% average weekly wage over the year
- 59th pct · 1,290th of 3,221 US counties · median 8,232
- 64th pct · 37th of 102 Illinois counties · median 7,611
| Item | Value | Distance |
|---|---|---|
| Marion County, IL | 12,388 jobs · $1,010/wk · +1.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 2,785 | $989 | 1.49 | +5.1% |
| Manufacturing | 2,560 | $1,262 | 2.57 | -1.5% |
| Retail trade | 1,085 | $747 | 0.90 | -6.1% |
| Accommodation and food services | 956 | $419 | 0.86 | +12.1% |
| Transportation and warehousing | 435 | $1,421 | 0.83 | -15.2% |
| Construction | 427 | $1,216 | 0.66 | +0.0% |
| Other services | 360 | $802 | 0.97 | +0.0% |
| Finance and insurance | 308 | $1,165 | 0.61 | -0.6% |
| Professional and technical services | 232 | $857 | 0.27 | +16.0% |
| Arts, entertainment and recreation | 159 | $277 | 0.78 | +1.9% |
| Agriculture, forestry, fishing | 138 | $881 | 1.54 | +21.1% |
| Mining, oil and gas | 113 | $1,626 | 2.56 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$1.1 bn in deposits at 17 offices of 12 banks (SOD June 2026); HHI 1,403, moderately concentrated. $262.5 m federal obligations in FY2026 (direct payments $249.6 m, grants $12.7 m), $21,193 per covered job
| Item | Value | Distance |
|---|---|---|
| Peoples National Bank , N.A. | $310.0 m · 29.2% share · 2 offices | |
| Community Partners Savings Bank | $136.9 m · 12.9% share · 2 offices | |
| The Iuka State Bank | $103.8 m · 9.8% share · 3 offices | |
| Marion, IL | $262.5 m FY2026 · $21,193/job | |
| MULTIPLE RECIPIENTS | $243.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Peoples National Bank , N.A. | $309,966,000 | 29.2% | 2 |
| Community Partners Savings Bank | $136,901,000 | 12.9% | 2 |
| The Iuka State Bank | $103,759,000 | 9.8% | 3 |
| Midwest National Bank | $94,981,000 | 8.9% | 1 |
| Midland States Bank | $78,958,000 | 7.4% | 1 |
| Kinmundy Bank | $69,004,000 | 6.5% | 1 |
| U.S. Bank National Association | $59,017,000 | 5.6% | 1 |
| Farmers State Bank of Hoffman | $54,663,000 | 5.1% | 1 |
| The Peoples State Bank of Newton, Illinois | $43,039,000 | 4.1% | 1 |
| The Bradford National Bank of Greenville | $39,275,000 | 3.7% | 1 |
Deposit concentration is 1,403 across 12 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 12 banks with deposits in the county = 29.2² + 12.9² + 9.8² + … (9 more) = 1,403
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $201,879,595 |
| Department of Veterans Affairs | $27,282,788 |
| Railroad Retirement Board | $14,150,427 |
| Department of Health and Human Services | $5,054,052 |
| Department of Housing and Urban Development | $4,911,466 |
| Department of Agriculture | $4,879,660 |
| Department of Transportation | $4,022,634 |
| Federal Communications Commission | $184,282 |
| Department of Education | $179,488 |
| Department of Defense | $0 |
That is $21,193 per covered job, against 12,388 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $262.5 m / 12,388 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,193
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Marion County, IL: 7 findings, 7 noted
noteMarion County, IL's average weekly wage was 5.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMarion County, IL's covered employment was 1.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMarion County, IL's typical home value of $120,587 ranks 2,862nd of 3,063 US counties, against a median of $234,566.
Period 2026-08.Show the arithmetic
- 7 on the 0-to-100 scale across 3063 US counties that published home.latest
position among the entities that published this metric this period; not an official level
noteMarion County, IL's years of wages of 2.3 ranks 2,840th of 3,063 US counties, against a median of 4.3.
Period 2026-08.Show the arithmetic
- 7 on the 0-to-100 scale across 3063 US counties that published yearsOfWages
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteMarion County, IL's momentum index of 0.62 ranks 9th of 102 Illinois counties, against a median of 0.19.
Period 2026-08.Show the arithmetic
- 92 on the 0-to-100 scale across 102 Illinois counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.