Pike County, IL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.63, -90.89.
Assembled 2026-10-06. Read the brief.
- 7th pct · 2,847th of 3,063 US counties · median $234,566
- 23rd pct · 78th of 102 Illinois counties · median $158,585
- 77th pct · 704th of 3,063 US counties · median +2.9%
- 56th pct · 45th of 102 Illinois counties · median +5.2%
- US counties: not published this period
- Illinois counties: not published this period
- 29th pct · 2,264th of 3,221 US counties · median 8,232
- 23rd pct · 78th of 102 Illinois counties · median 7,611
- 28th pct · 2,316th of 3,221 US counties · median $1,039
- 21st pct · 80th of 102 Illinois counties · median $1,061
- 10th pct · 2,750th of 3,063 US counties · median 4.3
- 32nd pct · 69th of 102 Illinois counties · median 2.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $122,340 (Aug 2026), +5.6% over one year, +31.5% over five
- 7th pct · 2,847th of 3,063 US counties · median $234,566
- 23rd pct · 78th of 102 Illinois counties · median $158,585
| Item | Value | Distance |
|---|---|---|
| Pike County, IL | $122,340 · +5.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Illinois counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $670 a month on $122,340 at 7.28%, against an average weekly wage worth $4,091 a month: 16.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $122,340 × 80% = $97,872, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $670/mo principal and interest
- wage share = payment / (avg weekly wage $944 × 52 / 12 = $4,091) = 16% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $122,340 / ($944 × 52) = 2.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,718 jobs at 421 employers (2026 Q1); -2.3% jobs and +5.5% average weekly wage over the year
- 29th pct · 2,264th of 3,221 US counties · median 8,232
- 23rd pct · 78th of 102 Illinois counties · median 7,611
| Item | Value | Distance |
|---|---|---|
| Pike County, IL | 3,718 jobs · $944/wk · -2.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 418 | $575 | 1.15 | -4.3% |
| Accommodation and food services | 287 | $329 | 0.86 | -0.7% |
| Wholesale trade | 283 | $1,436 | 1.99 | -4.7% |
| Finance and insurance | 166 | $1,522 | 1.10 | -16.2% |
| Construction | 161 | $820 | 0.83 | -4.2% |
| Manufacturing | 145 | $940 | 0.48 | +33.0% |
| Other services | 93 | $598 | 0.84 | +2.2% |
| Arts, entertainment and recreation | 77 | $365 | 1.26 | +0.0% |
| Professional and technical services | 50 | $1,002 | 0.19 | +2.0% |
| Real estate and rental | 41 | $1,339 | 0.72 | -6.8% |
| Information | 16 | $685 | 0.23 | -5.9% |
| Agriculture, forestry, fishing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
1 USGS reservoir gauges, no capacity figures to weight
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Monroe City Lake near Monroe City, MO | 1,046 Acre-ft (USGS, no capacity on file) | 66 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
17 gauges · 0 flooding · 1 with quality panels averaging 80 % · 3 stale
Sites found: 17, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| ILLINOIS RIVER AT FLORENCE, IL | stage 20.6 ft · quality 80 % (5) | 24 km |
| BAY CREEK AT PITTSFIELD, IL | flow 45.3 ft³/s · STALE | 9 km |
| ILLINOIS RIVER AT VALLEY CITY, IL | flow 29,200 ft³/s | 23 km |
| MCKEE CREEK AT CHAMBERSBURG, IL | flow 211.0 ft³/s · STALE | 29 km |
| ILLINOIS RIVER AT MEREDOSIA, IL | flow 5,790 ft³/s | 36 km |
| Spencer Creek below Plum Creek near Frankford, MO | flow 8.11 ft³/s | 41 km |
| Salt River near New London, MO | flow 513.0 ft³/s | 44 km |
| Bear Creek at Hannibal, MO | flow 2.02 ft³/s | 45 km |
| LA MOINE RIVER AT RIPLEY, IL | flow 641.0 ft³/s | 50 km |
| ILLINOIS RIVER AT HARDIN, IL | stage 19.6 ft · STALE | 57 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
7 wells in 2 named aquifers: Cambrian-Ordovician aquifer system, Mississippi River Valley alluvial aquifer
Sites found: 7, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-393750090333101 | depth 8.76 ft · 2026-10-05 | 28 km |
| Cambrian-Ordovician aquifer system | depth 62.3 ft · 2026-10-04 | 29 km |
| Mississippi River Valley alluvial aquifer | depth 15.3 ft · 2026-10-04 | 53 km |
| Cambrian-Ordovician aquifer system | depth 94.6 ft · 2026-10-04 | 62 km |
| Cambrian-Ordovician aquifer system | depth 297.3 ft · 2026-10-04 | 66 km |
| Cambrian-Ordovician aquifer system | depth 195.1 ft · 2026-10-04 | 72 km |
| Cambrian-Ordovician aquifer system | depth 336.2 ft · 2026-09-27 | 73 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.07)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.20 / 0.55
Banks & federal dollars #
$661.6 m in deposits at 13 offices of 8 banks (SOD June 2026); HHI 1,862, highly concentrated. $116.8 m federal obligations in FY2026 (direct payments $96.1 m, grants $20.7 m), $31,408 per covered job
| Item | Value | Distance |
|---|---|---|
| Farmers State Bank | $188.2 m · 28.4% share · 3 offices | |
| Great Rivers Bank | $143.6 m · 21.7% share · 2 offices | |
| Eagle Valley Bank | $111.7 m · 16.9% share · 2 offices | |
| Pike, IL | $116.8 m FY2026 · $31,408/job | |
| MULTIPLE RECIPIENTS | $88.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Farmers State Bank | $188,183,000 | 28.4% | 3 |
| Great Rivers Bank | $143,558,000 | 21.7% | 2 |
| Eagle Valley Bank | $111,737,000 | 16.9% | 2 |
| Central State Bank | $79,264,000 | 12.0% | 2 |
| United Community Bank | $70,123,000 | 10.6% | 1 |
| Heartland Bank and Trust Company | $34,551,000 | 5.2% | 1 |
| Bank of Kampsville | $20,555,000 | 3.1% | 1 |
| Liberty Bank | $13,597,000 | 2.1% | 1 |
Deposit concentration is 1,862 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 28.4² + 21.7² + 16.9² + … (5 more) = 1,862
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $77,186,228 |
| Department of Transportation | $18,482,536 |
| Department of Veterans Affairs | $9,753,973 |
| Department of Agriculture | $8,382,405 |
| Railroad Retirement Board | $1,640,064 |
| Department of Housing and Urban Development | $1,140,586 |
| Federal Communications Commission | $102,180 |
| Department of Education | $79,001 |
| Department of Defense | $8,839 |
| Small Business Administration | $0 |
That is $31,408 per covered job, against 3,718 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $116.8 m / 3,718 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $31,408
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Pike County, IL: 6 findings, 1 at a watch level and 5 noted
watchPike County, IL's covered employment is -2.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
notePike County, IL's average weekly wage was 5.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePike County, IL's covered employment was 2.3% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePike County, IL's typical home value rose 0.8% from $121,357 in July 2026 to $122,340 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.8% = (122339.9532294351 - 121357.29474787811) / 121357.29474787811 × 100
- 122339.9532294351 = Zillow ZHVI, 2026-08
- 121357.29474787811 = Zillow ZHVI, 2026-07
notePike County, IL's typical home value of $122,340 ranks 2,847th of 3,063 US counties, against a median of $234,566.
Period 2026-08.Show the arithmetic
- 7 on the 0-to-100 scale across 3063 US counties that published home.latest
position among the entities that published this metric this period; not an official level
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.