Schuyler County, IL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.16, -90.61.
Assembled 2026-10-06. Read the brief.
- 19th pct · 2,458th of 3,063 US counties · median $234,566
- 52nd pct · 49th of 102 Illinois counties · median $158,585
- 83rd pct · 513th of 3,063 US counties · median +2.9%
- 65th pct · 36th of 102 Illinois counties · median +5.2%
- US counties: not published this period
- Illinois counties: not published this period
- 12th pct · 2,813th of 3,221 US counties · median 8,232
- 9th pct · 92nd of 102 Illinois counties · median 7,611
- 45th pct · 1,754th of 3,221 US counties · median $1,039
- 37th pct · 64th of 102 Illinois counties · median $1,061
- 20th pct · 2,437th of 3,063 US counties · median 4.3
- 57th pct · 44th of 102 Illinois counties · median 2.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $160,756 (Aug 2026), +6.5% over one year, +18.4% over five
- 19th pct · 2,458th of 3,063 US counties · median $234,566
- 52nd pct · 49th of 102 Illinois counties · median $158,585
| Item | Value | Distance |
|---|---|---|
| Schuyler County, IL | $160,756 · +6.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Illinois counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $880 a month on $160,756 at 7.28%, against an average weekly wage worth $4,420 a month: 19.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $160,756 × 80% = $128,605, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $880/mo principal and interest
- wage share = payment / (avg weekly wage $1,020 × 52 / 12 = $4,420) = 20% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $160,756 / ($1,020 × 52) = 3.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,625 jobs at 164 employers (2026 Q1); -2.1% jobs and +0.9% average weekly wage over the year
- 12th pct · 2,813th of 3,221 US counties · median 8,232
- 9th pct · 92nd of 102 Illinois counties · median 7,611
| Item | Value | Distance |
|---|---|---|
| Schuyler County, IL | 1,625 jobs · $1,020/wk · -2.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 174 | $1,026 | 0.71 | +10.1% |
| Retail trade | 141 | $644 | 0.89 | +0.0% |
| Construction | 73 | $907 | 0.86 | +7.4% |
| Wholesale trade | 42 | $949 | 0.67 | -67.2% |
| Finance and insurance | 40 | $1,042 | 0.60 | +5.3% |
| Transportation and warehousing | 36 | $1,076 | 0.53 | +227.3% |
| Other services | 34 | $680 | 0.70 | +6.2% |
| Manufacturing | 32 | $428 | 0.24 | +0.0% |
| Administrative and waste services | 15 | $774 | 0.16 | +0.0% |
| Real estate and rental | 13 | $442 | 0.52 | -18.8% |
| Professional and technical services | 7 | $572 | 0.06 | +0.0% |
| Information | 6 | $802 | 0.20 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
1 USGS reservoir gauges, no capacity figures to weight
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-05507820 | 1,045 Acre-ft (USGS, no capacity on file) | 108 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
31 gauges · 0 flooding · 12 with quality panels averaging 92 % · 7 stale
Sites found: 31, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-401934089541703 | turb. 0.10 FNU · quality 75 % (4) | 63 km |
| USGS-401913089534501 | turb. 0.10 FNU · quality 80 % (5) | 64 km |
| USGS-05586300 | stage 20.7 ft · quality 80 % (5) | 58 km |
| USGS-401934089541704 | turb. 1.00 FNU · quality 75 % (4) | 63 km |
| USGS-05585000 | flow 587.0 ft³/s · no flooding | 15 km |
| Illinois River at Beardstown | no flooding | 22 km |
| Illinois River at LaGrange Lock and Dam | no flooding | 25 km |
| USGS-05584500 | flow 269.0 ft³/s · no flooding | 31 km |
| USGS-05585500 | flow 5,790 ft³/s · no flooding | 37 km |
| USGS-05585830 | flow 211.0 ft³/s · STALE | 38 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
6 wells in 0 named aquifers:
Sites found: 6, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-393750090333101 | depth 8.76 ft · 2026-10-05 | 59 km |
| USGS-401934089541702 | depth 4.61 ft · 2026-10-05 | 63 km |
| USGS-401934089541701 | depth 5.24 ft · 2026-10-05 | 63 km |
| USGS-401934089541706 | depth 4.79 ft · 2026-10-05 | 63 km |
| USGS-401934089541705 | depth 4.60 ft · 2026-10-05 | 63 km |
| USGS-401913089534501 | depth 18.8 ft · 2026-10-05 | 64 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.03)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.08 / 0.55
Banks & federal dollars #
$220.3 m in deposits at 4 offices of 4 banks (SOD June 2026); HHI 3,672, highly concentrated. $53.3 m federal obligations in FY2026 (direct payments $47.4 m, grants $5.9 m), $32,820 per covered job
| Item | Value | Distance |
|---|---|---|
| Rushville State Bank | $118.9 m · 54.0% share · 1 office | |
| First Bankers Trust Company, National Association | $40.9 m · 18.5% share · 1 office | |
| Morton Community Bank | $39.9 m · 18.1% share · 1 office | |
| Schuyler, IL | $53.3 m FY2026 · $32,820/job | |
| MULTIPLE RECIPIENTS | $42.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Rushville State Bank | $118,909,000 | 54.0% | 1 |
| First Bankers Trust Company, National Association | $40,856,000 | 18.5% | 1 |
| Morton Community Bank | $39,887,000 | 18.1% | 1 |
| West Central Bank | $20,677,000 | 9.4% | 1 |
Deposit concentration is 3,672 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 54.0² + 18.5² + 18.1² + … (1 more) = 3,672
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $35,500,028 |
| Department of Transportation | $5,924,552 |
| Department of Veterans Affairs | $5,545,856 |
| Department of Agriculture | $4,855,034 |
| Railroad Retirement Board | $1,345,251 |
| Department of Housing and Urban Development | $145,665 |
| Federal Communications Commission | $16,090 |
That is $32,820 per covered job, against 1,625 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $53.3 m / 1,625 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $32,820
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Schuyler County, IL: 8 findings, 3 at a watch level and 5 noted
watchSchuyler County, IL's covered employment is -2.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchSchuyler County, IL's years of wages of 3.0 scores 20 on the 0-to-100 scale across US counties but 57 across Illinois counties, a gap of 37 points.
Period 2026-08.Show the arithmetic
- 37 = |20 across US counties - 57 across Illinois counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchSchuyler County, IL's typical home value of $160,756 scores 20 on the 0-to-100 scale across US counties but 52 across Illinois counties, a gap of 33 points.
Period 2026-08.Show the arithmetic
- 33 = |20 across US counties - 52 across Illinois counties|
position among the entities that published this metric this period; not an official level
noteSchuyler County, IL's covered employment was 2.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSchuyler County, IL's average weekly wage was 0.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.