61st pct · 1,183rd of 3,063 US counties · median $234,566
Home value, one year
+5.7%
as of August 2026
77th pct · 686th of 3,063 US counties · median +2.9%
Typical rent
$1,149
as of August 2026
18th pct · 1,144th of 1,399 US counties · median $1,496
Jobs
127,507
as of 2026 Q1-01
92nd pct · 248th of 3,221 US counties · median 8,232
Average weekly wage
$1,318
as of 2026 Q1-01
86th pct · 449th of 3,221 US counties · median $1,039
Years of wages per home
3.9
42nd pct · 1,766th of 3,063 US counties · median 4.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Typical home $268,393 (Aug 2026), +5.7% over one year, +31.6% over five
61st pct · 1,183rd of 3,063 US counties · median $234,566
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Item
Value
Distance
Elkhart County
$268,393 · +5.7% 1-yr
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Principal and interest of $1,469 a month on $268,393 at 7.28%, against an average weekly wage worth $5,711 a month: 25.7% of one job’s pay.
payment = P·r / (1 − (1+r)^−n), P = $268,393 × 80% = $214,714, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,469/mo principal and interest
wage share = payment / (avg weekly wage $1,318 × 52 / 12 = $5,711) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
years of wages = $268,393 / ($1,318 × 52) = 3.9
price-to-rent = $268,393 / ($1,149 × 12) = 19.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
127,507 jobs at 5,426 employers (2026 Q1); +1.4% jobs and +1.0% average weekly wage over the year
92nd pct · 248th of 3,221 US counties · median 8,232
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Item
Value
Distance
Elkhart County
127,507 jobs · $1,318/wk · +1.4% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sector
Jobs
Avg weekly wage
Location quotient
Jobs over the year
Manufacturing
62,096
$1,353
6.05
+3.4%
Health care and social assistance
10,763
$1,267
0.56
-3.7%
Retail trade
9,367
$715
0.75
+0.0%
Accommodation and food services
6,785
$405
0.59
+2.1%
Wholesale trade
6,729
$1,445
1.38
-1.9%
Construction
4,707
$1,418
0.70
+9.8%
Administrative and waste services
3,999
$743
0.55
+0.4%
Other services
2,711
$1,036
0.71
+7.5%
Management of companies
2,515
$6,467
1.18
+1.8%
Professional and technical services
2,259
$1,690
0.26
-1.2%
Finance and insurance
1,798
$2,007
0.35
+0.8%
Real estate and rental
969
$1,155
0.50
-6.6%
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
$4.8 bn in deposits at 51 offices of 16 banks (SOD June 2026); HHI 1,791, moderately concentrated. $1.1 bn federal obligations in FY2026 (direct payments $979.9 m, grants $80.7 m), $8,615 per covered job
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Item
Value
Distance
Lake City Bank
$1.2 bn · 24.0% share · 11 offices
JPMorgan Chase Bank, National Association
$1.1 bn · 22.8% share · 6 offices
1st Source Bank
$1.0 bn · 21.5% share · 8 offices
Elkhart, IN
$1.1 bn FY2026 · $8,615/job
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
Institution
Deposits
Share
Offices
Lake City Bank
$1,162,228,000
24.0%
11
JPMorgan Chase Bank, National Association
$1,101,240,000
22.8%
6
1st Source Bank
$1,037,363,000
21.5%
8
First State Bank of Middlebury
$619,720,000
12.8%
5
KeyBank National Association
$319,267,000
6.6%
6
Fifth Third Bank, National Association
$139,808,000
2.9%
1
Centier Bank
$129,509,000
2.7%
4
Old National Bank
$116,135,000
2.4%
1
PNC Bank, National Association
$79,476,000
1.6%
1
Northwest Bank
$35,465,000
0.7%
1
Deposit concentration is 1,791 across 16 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 16 banks with deposits in the county = 24.0² + 22.8² + 21.5² + … (13 more) = 1,791
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
unavailableretrieved 2026-10-02USAspending did not return a recipient, agency and NAICS breakdown for this county.
That is $8,615 per covered job, against 127,507 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.1 bn / 127,507 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $8,615
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
The national indicator set, unfiltered by place.
Series
Latest
As of
Change
Mississippi River at Memphis, stage · ft
not published
not published
Mississippi River at St. Louis, stage · ft
not published
not published
Ohio River at Louisville, stage · ft
16.50
2026-09-30
-11.7%
Missouri River at St. Joseph, stage · ft
not published
not published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s
5,170.00
2026-02-05
-25.3%
Texas reservoirs, statewide percent full · %
71.30
2026-10-01
+0.1%
Laredo truck crossings, monthly · trucks
258,700.00
2026-08-01
-0.4%
Los Angeles + Long Beach container volume, annual · TEU
10,513,167.00
2023-01-01
-13.5%
Containerships waiting for a berth, all US ports · ships
6.00
2026-09-22
-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box
6,830.00
2026-08-01
+7.4%
US diesel retail price · $ per gallon
unavailable
not published
WTI crude oil, spot · $ per barrel
96.16
2026-09-29
-3.2%
30-year fixed mortgage rate · %
7.28
2026-10-01
+3.6%
Housing starts, annual rate · thousands of units
1,275.00
2026-08-01
-2.6%
Building permits, annual rate · thousands of units
1,403.00
2026-08-01
-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100
337.31
2026-07-01
+0.1%
Unemployment rate · %
4.10
2026-08-01
+0.0%
US goods and services trade balance, monthly · $ millions
-88,576.00
2026-07-01
-24.4%
Retail sales excluding food services, monthly · $ millions
646,347.00
2026-08-01
+1.1%
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
noteFIPS 18039, IN's covered employment was 1.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.
Show the arithmetic
+1.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 18039, IN's average weekly wage was 1.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.
Show the arithmetic
+1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 18039, IN's typical home value rose 0.6% from $266,740 in July 2026 to $268,393 in August 2026, on Zillow ZHVI.