LaGrange County, IN
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.64, -85.43.
Assembled 2026-10-06. Read the brief.
- 78th pct · 653rd of 3,063 US counties · median $234,566
- 96th pct · 4th of 92 Indiana counties · median $234,055
- 92nd pct · 217th of 3,063 US counties · median +2.9%
- 96th pct · 4th of 92 Indiana counties · median +4.2%
- US counties: not published this period
- Indiana counties: not published this period
- 63rd pct · 1,179th of 3,221 US counties · median 8,232
- 57th pct · 40th of 92 Indiana counties · median 12,958
- 50th pct · 1,579th of 3,221 US counties · median $1,039
- 45th pct · 51st of 92 Indiana counties · median $1,045
- 83rd pct · 520th of 3,063 US counties · median 4.3
- 96th pct · 4th of 92 Indiana counties · median 4.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $347,415 (Aug 2026), +8.7% over one year, +28.7% over five
- 78th pct · 653rd of 3,063 US counties · median $234,566
- 96th pct · 4th of 92 Indiana counties · median $234,055
| Item | Value | Distance |
|---|---|---|
| LaGrange County, IN | $347,415 · +8.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Indiana counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,902 a month on $347,415 at 7.28%, against an average weekly wage worth $4,515 a month: 42.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $347,415 × 80% = $277,932, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,902/mo principal and interest
- wage share = payment / (avg weekly wage $1,042 × 52 / 12 = $4,515) = 42% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $347,415 / ($1,042 × 52) = 6.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
14,247 jobs at 1,091 employers (2026 Q1); -3.6% jobs and -2.4% average weekly wage over the year
- 63rd pct · 1,179th of 3,221 US counties · median 8,232
- 57th pct · 40th of 92 Indiana counties · median 12,958
| Item | Value | Distance |
|---|---|---|
| LaGrange County, IN | 14,247 jobs · $1,042/wk · -3.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 6,415 | $1,192 | 5.60 | -10.2% |
| Retail trade | 1,391 | $690 | 1.00 | +13.7% |
| Construction | 1,077 | $1,176 | 1.44 | +3.9% |
| Accommodation and food services | 919 | $352 | 0.72 | +3.7% |
| Wholesale trade | 746 | $1,012 | 1.37 | -1.1% |
| Other services | 428 | $874 | 1.01 | +2.9% |
| Finance and insurance | 232 | $1,861 | 0.40 | +5.9% |
| Administrative and waste services | 199 | $864 | 0.25 | -9.1% |
| Transportation and warehousing | 198 | $1,609 | 0.33 | -6.6% |
| Utilities | 45 | $1,780 | 0.80 | -2.2% |
| Real estate and rental | 44 | $720 | 0.20 | -24.1% |
| Arts, entertainment and recreation | 35 | $371 | 0.15 | +6.1% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
91 gauges · 0 flooding · 17 with quality panels averaging 98 % · 30 stale
Sites found: 91, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-04100180 | stage 9.44 ft | 17 km |
| USGS-04100220 | stage 7.26 ft | 17 km |
| USGS-04099750 | flow 353.0 ft³/s | 17 km |
| USGS-04100222 | flow 177.0 ft³/s | 18 km |
| USGS-04099808 | flow 40.0 ft³/s · STALE | 23 km |
| USGS-040975299 | flow 26.5 ft³/s | 25 km |
| USGS-04099510 | flow 89.5 ft³/s | 26 km |
| USGS-04097540 | flow 65.7 ft³/s | 27 km |
| USGS-415318085243401 | temp 14.2 °C · quality 100 % (1) · STALE | 27 km |
| USGS-04100295 | flow 1.70 ft³/s · STALE | 29 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
57 wells in 0 named aquifers:
Sites found: 57, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-414318085200601 | depth 16.6 ft · 2026-10-05 | 12 km |
| USGS-413426085181801 | depth 15.9 ft · 2024-11-06 | 13 km |
| USGS-414431085313001 | depth 18.6 ft · 2024-11-06 | 14 km |
| USGS-413106085232701 | depth 17.1 ft · 2010-12-07 | 14 km |
| USGS-415318085243401 | depth -1.29 ft · 2018-06-26 | 27 km |
| USGS-413121085481301 | depth 14.8 ft · 2026-10-05 | 34 km |
| USGS-411922085221801 | depth 32.2 ft · 2026-10-05 | 36 km |
| USGS-414325084552401 | depth 36.5 ft · 2025-05-19 | 43 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.01)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.02 / 0.55
Banks & federal dollars #
$878.0 m in deposits at 11 offices of 4 banks (SOD June 2026); HHI 6,332, highly concentrated. $166.0 m federal obligations in FY2026 (direct payments $161.6 m, grants $3.7 m), $11,648 per covered job
| Item | Value | Distance |
|---|---|---|
| Farmers State Bank | $686.4 m · 78.2% share · 7 offices | |
| Lake City Bank | $119.1 m · 13.6% share · 2 offices | |
| Flagstar Bank, National Association | $47.1 m · 5.4% share · 1 office | |
| LaGrange, IN | $166.0 m FY2026 · $11,648/job | |
| MULTIPLE RECIPIENTS | $155.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Farmers State Bank | $686,355,000 | 78.2% | 7 |
| Lake City Bank | $119,113,000 | 13.6% | 2 |
| Flagstar Bank, National Association | $47,146,000 | 5.4% | 1 |
| Horizon Bank | $25,373,000 | 2.9% | 1 |
Deposit concentration is 6,332 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 78.2² + 13.6² + 5.4² + … (1 more) = 6,332
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $146,135,496 |
| Department of Veterans Affairs | $8,489,374 |
| Department of Agriculture | $4,160,428 |
| Department of Health and Human Services | $2,302,142 |
| Department of Transportation | $2,034,028 |
| Federal Communications Commission | $1,721,936 |
| Railroad Retirement Board | $861,399 |
| Department of Housing and Urban Development | $142,508 |
| Department of the Interior | $98,000 |
| Department of Defense | $8,785 |
| Small Business Administration | $0 |
That is $11,648 per covered job, against 14,247 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $166.0 m / 14,247 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $11,648
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
LaGrange County, IN: 13 findings, 1 at an alert level, 2 at a watch level and 10 noted
alertLaGrange County, IN's covered employment is -3.6% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.6 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchLaGrange County, IN's covered employment is -3.6% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.6 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchLaGrange County, IN's average weekly wage is -2.4% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -2.4 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
noteLaGrange County, IN's covered employment was 3.6% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -3.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLaGrange County, IN's average weekly wage was 2.4% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.