Jasper County, IN
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.02, -87.12.
Assembled 2026-10-06. Read the brief.
- 70th pct · 903rd of 3,063 US counties · median $234,566
- 87th pct · 12th of 92 Indiana counties · median $234,055
- 25th pct · 10th of 13 counties in the Chicago-Naperville-Elgin metro · median $341,570
- 56th pct · 1,332nd of 3,063 US counties · median +2.9%
- 36th pct · 59th of 92 Indiana counties · median +4.2%
- 33rd pct · 9th of 13 counties in the Chicago-Naperville-Elgin metro · median +3.8%
- US counties: not published this period
- Indiana counties: not published this period
- counties in the Chicago-Naperville-Elgin metro: not published this period
- 57th pct · 1,360th of 3,221 US counties · median 8,232
- 45th pct · 51st of 92 Indiana counties · median 12,958
- 8th pct · 12th of 13 counties in the Chicago-Naperville-Elgin metro · median 94,945
- 42nd pct · 1,846th of 3,221 US counties · median $1,039
- 31st pct · 63rd of 92 Indiana counties · median $1,045
- 8th pct · 12th of 13 counties in the Chicago-Naperville-Elgin metro · median $1,235
- 76th pct · 713th of 3,063 US counties · median 4.3
- 91st pct · 9th of 92 Indiana counties · median 4.2
- 75th pct · 4th of 13 counties in the Chicago-Naperville-Elgin metro · median 5.0
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $304,343 (Aug 2026), +3.5% over one year, +33.9% over five
- 70th pct · 903rd of 3,063 US counties · median $234,566
- 87th pct · 12th of 92 Indiana counties · median $234,055
- 25th pct · 10th of 13 counties in the Chicago-Naperville-Elgin metro · median $341,570
| Item | Value | Distance |
|---|---|---|
| Jasper County, IN | $304,343 · +3.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Indiana counties: not published this period
- counties in the Chicago-Naperville-Elgin metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,666 a month on $304,343 at 7.28%, against an average weekly wage worth $4,364 a month: 38.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $304,343 × 80% = $243,475, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,666/mo principal and interest
- wage share = payment / (avg weekly wage $1,007 × 52 / 12 = $4,364) = 38% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $304,343 / ($1,007 × 52) = 5.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
11,354 jobs at 879 employers (2026 Q1); +0.7% jobs and +0.5% average weekly wage over the year
- 57th pct · 1,360th of 3,221 US counties · median 8,232
- 45th pct · 51st of 92 Indiana counties · median 12,958
- 8th pct · 12th of 13 counties in the Chicago-Naperville-Elgin metro · median 94,945
| Item | Value | Distance |
|---|---|---|
| Jasper County, IN | 11,354 jobs · $1,007/wk · +0.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,497 | $619 | 1.35 | -0.2% |
| Manufacturing | 1,471 | $1,322 | 1.61 | -0.6% |
| Health care and social assistance | 1,096 | $721 | 0.64 | -1.0% |
| Accommodation and food services | 919 | $345 | 0.90 | -3.6% |
| Construction | 839 | $1,459 | 1.41 | +5.3% |
| Transportation and warehousing | 778 | $1,174 | 1.63 | +13.2% |
| Administrative and waste services | 593 | $673 | 0.92 | +23.5% |
| Finance and insurance | 284 | $1,355 | 0.61 | +6.8% |
| Other services | 192 | $591 | 0.57 | -25.0% |
| Educational services | 130 | $666 | 0.53 | +11.1% |
| Arts, entertainment and recreation | 116 | $401 | 0.62 | -7.9% |
| Real estate and rental | 55 | $813 | 0.32 | +12.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$1.0 bn in deposits at 12 offices of 6 banks (SOD June 2026); HHI 2,556, highly concentrated. $255.2 m federal obligations in FY2026 (direct payments $227.1 m, contracts $17.3 m), $22,478 per covered job
| Item | Value | Distance |
|---|---|---|
| First Merchants Bank | $373.2 m · 36.6% share · 3 offices | |
| DeMotte State Bank | $293.8 m · 28.8% share · 4 offices | |
| Fifth Third Bank, National Association | $166.1 m · 16.3% share · 2 offices | |
| Jasper, IN | $255.2 m FY2026 · $22,478/job | |
| MULTIPLE RECIPIENTS | $215.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Merchants Bank | $373,218,000 | 36.6% | 3 |
| DeMotte State Bank | $293,758,000 | 28.8% | 4 |
| Fifth Third Bank, National Association | $166,060,000 | 16.3% | 2 |
| Alliance Bank | $91,254,000 | 8.9% | 1 |
| Kentland Bank | $54,703,000 | 5.4% | 1 |
| Bank of Wolcott | $41,575,000 | 4.1% | 1 |
Deposit concentration is 2,556 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 36.6² + 28.8² + 16.3² + … (3 more) = 2,556
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $192,274,919 |
| Department of Veterans Affairs | $21,262,899 |
| Department of Defense | $16,931,738 |
| Department of Agriculture | $10,645,881 |
| Department of Transportation | $8,307,080 |
| Railroad Retirement Board | $2,722,801 |
| Department of Health and Human Services | $2,394,154 |
| Federal Communications Commission | $454,989 |
| Department of Housing and Urban Development | $223,168 |
| Small Business Administration | $0 |
That is $22,478 per covered job, against 11,354 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $255.2 m / 11,354 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,478
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Jasper County, IN: 7 findings, 7 noted
noteJasper County, IN's covered employment was 0.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJasper County, IN's average weekly wage was 0.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJasper County, IN's typical home value rose 0.4% from $303,193 in July 2026 to $304,343 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.4% = (304343.16699304665 - 303193.0599897146) / 303193.0599897146 × 100
- 304343.16699304665 = Zillow ZHVI, 2026-08
- 303193.0599897146 = Zillow ZHVI, 2026-07
noteJasper County, IN's average weekly wage of $1,007 ranks 12th of 13 counties in the Chicago-Naperville-Elgin metro, against a median of $1,235.
Period 2026 Q1.Show the arithmetic
- 8 on the 0-to-100 scale across 13 counties in the Chicago-Naperville-Elgin metro that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
noteJasper County, IN's covered employment of 11,354 ranks 12th of 13 counties in the Chicago-Naperville-Elgin metro, against a median of 94,945.
Period 2026 Q1.Show the arithmetic
- 8 on the 0-to-100 scale across 13 counties in the Chicago-Naperville-Elgin metro that published jobs.emp
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.