LaPorte County, IN
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.55, -86.74.
Assembled 2026-10-06. Read the brief.
- 59th pct · 1,230th of 3,063 US counties · median $234,566
- 69th pct · 29th of 92 Indiana counties · median $234,055
- counties in the Michigan City-La Porte metro: Rank context is unavailable: the manifest lists 1 counties in the Michigan City-La Porte metro; fewer than 5 is too few to rank.
- 65th pct · 1,058th of 3,063 US counties · median +2.9%
- 52nd pct · 44th of 92 Indiana counties · median +4.2%
- counties in the Michigan City-La Porte metro: Rank context is unavailable: the manifest lists 1 counties in the Michigan City-La Porte metro; fewer than 5 is too few to rank.
- 15th pct · 1,179th of 1,399 US counties · median $1,496
- 36th pct · 24th of 37 Indiana counties · median $1,174
- counties in the Michigan City-La Porte metro: Rank context is unavailable: the manifest lists 1 counties in the Michigan City-La Porte metro; fewer than 5 is too few to rank.
- 80th pct · 620th of 3,221 US counties · median 8,232
- 80th pct · 19th of 92 Indiana counties · median 12,958
- counties in the Michigan City-La Porte metro: Rank context is unavailable: the manifest lists 1 counties in the Michigan City-La Porte metro; fewer than 5 is too few to rank.
- 59th pct · 1,314th of 3,221 US counties · median $1,039
- 57th pct · 40th of 92 Indiana counties · median $1,045
- counties in the Michigan City-La Porte metro: Rank context is unavailable: the manifest lists 1 counties in the Michigan City-La Porte metro; fewer than 5 is too few to rank.
- 58th pct · 1,283rd of 3,063 US counties · median 4.3
- 68th pct · 30th of 92 Indiana counties · median 4.2
- counties in the Michigan City-La Porte metro: Rank context is unavailable: the manifest lists 1 counties in the Michigan City-La Porte metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $263,156 (Aug 2026), +4.3% over one year, +34.8% over five
- 59th pct · 1,230th of 3,063 US counties · median $234,566
- 69th pct · 29th of 92 Indiana counties · median $234,055
- counties in the Michigan City-La Porte metro: Rank context is unavailable: the manifest lists 1 counties in the Michigan City-La Porte metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| LaPorte County, IN | $263,156 · +4.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,112/mo (Aug 2026), +6.2% over one year; price-to-rent 19.7
- 15th pct · 1,179th of 1,399 US counties · median $1,496
- 36th pct · 24th of 37 Indiana counties · median $1,174
- counties in the Michigan City-La Porte metro: Rank context is unavailable: the manifest lists 1 counties in the Michigan City-La Porte metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| LaPorte County, IN | $1,112/mo · +6.2% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,440 a month on $263,156 at 7.28%, against an average weekly wage worth $4,697 a month: 30.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $263,156 × 80% = $210,525, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,440/mo principal and interest
- wage share = payment / (avg weekly wage $1,084 × 52 / 12 = $4,697) = 31% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $263,156 / ($1,084 × 52) = 4.7
- price-to-rent = $263,156 / ($1,112 × 12) = 19.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
38,692 jobs at 2,523 employers (2026 Q1); -2.1% jobs and +4.4% average weekly wage over the year
- 80th pct · 620th of 3,221 US counties · median 8,232
- 80th pct · 19th of 92 Indiana counties · median 12,958
- counties in the Michigan City-La Porte metro: Rank context is unavailable: the manifest lists 1 counties in the Michigan City-La Porte metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| LaPorte County, IN | 38,692 jobs · $1,084/wk · -2.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 8,077 | $1,359 | 2.59 | -1.4% |
| Health care and social assistance | 5,140 | $1,244 | 0.88 | -5.2% |
| Retail trade | 4,772 | $655 | 1.27 | -1.4% |
| Accommodation and food services | 3,877 | $415 | 1.12 | +2.8% |
| Construction | 2,042 | $1,389 | 1.01 | +0.0% |
| Wholesale trade | 1,510 | $1,242 | 1.02 | -2.1% |
| Administrative and waste services | 1,302 | $938 | 0.59 | -13.4% |
| Other services | 1,259 | $824 | 1.09 | -2.0% |
| Arts, entertainment and recreation | 846 | $866 | 1.33 | +3.2% |
| Transportation and warehousing | 842 | $1,294 | 0.52 | -12.1% |
| Finance and insurance | 831 | $1,817 | 0.53 | +0.8% |
| Utilities | 368 | $3,098 | 2.41 | +11.9% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$2.7 bn in deposits at 23 offices of 8 banks (SOD June 2026); HHI 3,740, highly concentrated. $770.4 m federal obligations in FY2026 (direct payments $691.5 m, grants $75.7 m), $19,912 per covered job
| Item | Value | Distance |
|---|---|---|
| Horizon Bank | $1.5 bn · 57.9% share · 8 offices | |
| 1st Source Bank | $410.6 m · 15.4% share · 5 offices | |
| Fifth Third Bank, National Association | $195.2 m · 7.3% share · 2 offices | |
| La Porte, IN | $770.4 m FY2026 · $19,912/job | |
| MULTIPLE RECIPIENTS | $675.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Horizon Bank | $1,543,858,000 | 57.9% | 8 |
| 1st Source Bank | $410,583,000 | 15.4% | 5 |
| Fifth Third Bank, National Association | $195,243,000 | 7.3% | 2 |
| PNC Bank, National Association | $179,679,000 | 6.7% | 2 |
| JPMorgan Chase Bank, National Association | $128,244,000 | 4.8% | 1 |
| Centier Bank | $121,528,000 | 4.6% | 2 |
| Flagstar Bank, National Association | $83,038,000 | 3.1% | 1 |
| Woodforest National Bank | $5,023,000 | 0.2% | 2 |
Deposit concentration is 3,740 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 57.9² + 15.4² + 7.3² + … (5 more) = 3,740
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $608,592,805 |
| Department of Transportation | $70,457,638 |
| Department of Veterans Affairs | $54,795,350 |
| Railroad Retirement Board | $12,282,869 |
| Department of Housing and Urban Development | $9,678,323 |
| Department of Agriculture | $8,235,973 |
| Department of Health and Human Services | $2,742,737 |
| Federal Communications Commission | $1,496,813 |
| Department of Defense | $1,153,816 |
| Department of Justice | $500,000 |
| Department of Homeland Security | $208,464 |
| Department of the Interior | $153,812 |
That is $19,912 per covered job, against 38,692 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $770.4 m / 38,692 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,912
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
LaPorte County, IN: 7 findings, 1 at a watch level and 6 noted
watchLaPorte County, IN's covered employment is -2.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteLaPorte County, IN's average weekly wage was 4.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLaPorte County, IN's covered employment was 2.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLaPorte County, IN's typical home value rose 0.5% from $261,789 in July 2026 to $263,156 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.5% = (263156.12852194643 - 261789.35730999653) / 261789.35730999653 × 100
- 263156.12852194643 = Zillow ZHVI, 2026-08
- 261789.35730999653 = Zillow ZHVI, 2026-07
noteLaPorte County, IN's typical asking rent fell 0.3% from $1,115 in July 2026 to $1,112 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- -0.3% = (1111.6299533799536 - 1114.97010287334) / 1114.97010287334 × 100
- 1111.6299533799536 = Zillow ZORI, 2026-08
- 1114.97010287334 = Zillow ZORI, 2026-07
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.