Coffey County, KS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.24, -95.73.
Assembled 2026-10-07. Read the brief.
- 34th pct · 2,006th of 3,063 US counties · median $234,566
- 75th pct · 27th of 105 Kansas counties · median $153,214
- 66th pct · 1,030th of 3,063 US counties · median +2.9%
- 50th pct · 53rd of 105 Kansas counties · median +4.4%
- US counties: not published this period
- Kansas counties: not published this period
- 27th pct · 2,334th of 3,221 US counties · median 8,232
- 59th pct · 43rd of 105 Kansas counties · median 2,554
- 94th pct · 186th of 3,221 US counties · median $1,039
- 99th pct · 2nd of 105 Kansas counties · median $943
- 8th pct · 2,798th of 3,063 US counties · median 4.3
- 16th pct · 88th of 105 Kansas counties · median 3.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $194,208 (Aug 2026), +4.4% over one year, +35.9% over five
- 34th pct · 2,006th of 3,063 US counties · median $234,566
- 75th pct · 27th of 105 Kansas counties · median $153,214
| Item | Value | Distance |
|---|---|---|
| Coffey County, KS | $194,208 · +4.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Kansas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,063 a month on $194,208 at 7.28%, against an average weekly wage worth $6,816 a month: 15.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $194,208 × 80% = $155,366, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,063/mo principal and interest
- wage share = payment / (avg weekly wage $1,573 × 52 / 12 = $6,816) = 16% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $194,208 / ($1,573 × 52) = 2.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,393 jobs at 260 employers (2026 Q1); +1.3% jobs and +17.7% average weekly wage over the year
- 27th pct · 2,334th of 3,221 US counties · median 8,232
- 59th pct · 43rd of 105 Kansas counties · median 2,554
| Item | Value | Distance |
|---|---|---|
| Coffey County, KS | 3,393 jobs · $1,573/wk · +1.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 326 | $512 | 0.99 | -0.3% |
| Construction | 185 | $1,043 | 1.04 | +60.9% |
| Other services | 135 | $4,024 | 1.33 | +11.6% |
| Manufacturing | 131 | $984 | 0.48 | -17.1% |
| Transportation and warehousing | 120 | $1,091 | 0.84 | -14.3% |
| Professional and technical services | 53 | $2,460 | 0.23 | +0.0% |
| Mining, oil and gas | 43 | $706 | 3.56 | +7.5% |
| Administrative and waste services | 27 | $1,329 | 0.14 | +0.0% |
| Information | 17 | $819 | 0.27 | +6.2% |
| Agriculture, forestry, fishing | 12 | $586 | 0.49 | +33.3% |
| Utilities | withheld | |||
| Wholesale trade | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
7 USGS reservoir gauges, no capacity figures to weight
Sites found: 7, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| MELVERN LK NR MELVERN, KS | 177,200 Acre-ft (USGS, no capacity on file) | 30 km |
| POMONA LK NR QUENEMO, KS | 63,870 Acre-ft (USGS, no capacity on file) | 48 km |
| CLINTON LK NR LAWRENCE, KS | 128,900 Acre-ft (USGS, no capacity on file) | 85 km |
| HILLSDALE LK NR HILLSDALE, KS | 77,560 Acre-ft (USGS, no capacity on file) | 86 km |
| PERRY LK NR PERRY, KS | 298,400 Acre-ft (USGS, no capacity on file) | 101 km |
| TUTTLE C LK NR MANHATTAN, KS | 602,400 Acre-ft (USGS, no capacity on file) | 136 km |
| MILFORD LAKE NR JUNCTION CITY, KS | 429,300 Acre-ft (USGS, no capacity on file) | 138 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
28 gauges · 0 flooding · 6 with quality panels averaging 81 % · 4 stale
Sites found: 28, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| NEOSHO R AT NEOSHO RAPIDS, KS | flow 3,620 ft³/s · quality 67 % (3) | 28 km |
| COTTONWOOD R NR PLYMOUTH, KS | flow 1,660 ft³/s · quality 67 % (3) | 58 km |
| USGS-381421095451600 | turb. 31.0 FNU · quality 83 % (3) · STALE | 2 km |
| NEOSHO R AT BURLINGTON, KS | flow 4,120 ft³/s · quality 83 % (3) | 5 km |
| NEOSHO R AT HARTFORD, KS | stage 10.2 ft | 21 km |
| MARAIS DES CYGNES R AT MELVERN, KS | flow 1,170 ft³/s | 31 km |
| COTTONWOOD R NR NEOSHO RAPIDS, KS | flow 386.0 ft³/s · STALE | 33 km |
| VERDIGRIS R NR VIRGIL, KS | flow 144.0 ft³/s | 38 km |
| SALT C AT LYNDON, KS | flow 22.7 ft³/s | 41 km |
| MARAIS DES CYGNES R NR READING, KS | flow 91.4 ft³/s | 42 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.07)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.19 / 0.55
Banks & federal dollars #
$394.0 m in deposits at 10 offices of 4 banks (SOD June 2026); HHI 2,846, highly concentrated. $72.7 m federal obligations in FY2026 (direct payments $67.5 m, grants $4.2 m), $21,427 per covered job
| Item | Value | Distance |
|---|---|---|
| The Farmers State Bank of Aliceville, Kansas | $143.7 m · 36.5% share · 3 offices | |
| The Citizens State Bank | $118.3 m · 30.0% share · 4 offices | |
| First National Bank of Kansas | $86.1 m · 21.9% share · 2 offices | |
| Coffey, KS | $72.7 m FY2026 · $21,427/job | |
| MULTIPLE RECIPIENTS | $58.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Farmers State Bank of Aliceville, Kansas | $143,708,000 | 36.5% | 3 |
| The Citizens State Bank | $118,311,000 | 30.0% | 4 |
| First National Bank of Kansas | $86,134,000 | 21.9% | 2 |
| Central National Bank | $45,812,000 | 11.6% | 1 |
Deposit concentration is 2,846 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 36.5² + 30.0² + 21.9² + … (1 more) = 2,846
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $53,299,661 |
| Department of Agriculture | $8,624,160 |
| Department of Veterans Affairs | $4,753,703 |
| Department of Transportation | $4,093,144 |
| Department of the Interior | $828,948 |
| Railroad Retirement Board | $509,856 |
| Federal Communications Commission | $286,226 |
| Department of Defense | $194,755 |
| Department of Education | $111,491 |
| Department of Health and Human Services | $0 |
That is $21,427 per covered job, against 3,393 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $72.7 m / 3,393 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,427
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Coffey County, KS: 10 findings, 2 at a watch level and 8 noted
watchCoffey County, KS' typical home value of $194,208 scores 35 on the 0-to-100 scale across US counties but 75 across Kansas counties, a gap of 40 points.
Period 2026-08.Show the arithmetic
- 40 = |35 across US counties - 75 across Kansas counties|
position among the entities that published this metric this period; not an official level
watchCoffey County, KS' covered employment of 3,393 scores 28 on the 0-to-100 scale across US counties but 60 across Kansas counties, a gap of 32 points.
Period 2026 Q1.Show the arithmetic
- 32 = |28 across US counties - 60 across Kansas counties|
position among the entities that published this metric this period; not an official level
noteCoffey County, KS' average weekly wage was 17.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +17.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCoffey County, KS' covered employment was 1.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCoffey County, KS' typical home value fell 0.4% from $194,976 in July 2026 to $194,208 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.4% = (194208.00127452388 - 194975.77152947852) / 194975.77152947852 × 100
- 194208.00127452388 = Zillow ZHVI, 2026-08
- 194975.77152947852 = Zillow ZHVI, 2026-07
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.