Allen County, KS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.88, -95.30.
Assembled 2026-10-06. Read the brief.
- 5th pct · 2,880th of 3,063 US counties · median $234,566
- 22nd pct · 82nd of 105 Kansas counties · median $153,214
- 46th pct · 1,645th of 3,063 US counties · median +2.9%
- 30th pct · 73rd of 105 Kansas counties · median +4.4%
- US counties: not published this period
- Kansas counties: not published this period
- 39th pct · 1,943rd of 3,221 US counties · median 8,232
- 69th pct · 33rd of 105 Kansas counties · median 2,554
- 27th pct · 2,323rd of 3,221 US counties · median $1,039
- 49th pct · 53rd of 105 Kansas counties · median $943
- 9th pct · 2,786th of 3,063 US counties · median 4.3
- 18th pct · 86th of 105 Kansas counties · median 3.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $118,098 (Aug 2026), +2.6% over one year, +28.7% over five
- 5th pct · 2,880th of 3,063 US counties · median $234,566
- 22nd pct · 82nd of 105 Kansas counties · median $153,214
| Item | Value | Distance |
|---|---|---|
| Allen County, KS | $118,098 · +2.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Kansas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $646 a month on $118,098 at 7.28%, against an average weekly wage worth $4,086 a month: 15.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $118,098 × 80% = $94,478, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $646/mo principal and interest
- wage share = payment / (avg weekly wage $943 × 52 / 12 = $4,086) = 16% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $118,098 / ($943 × 52) = 2.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
5,477 jobs at 406 employers (2026 Q1); -4.3% jobs and +5.8% average weekly wage over the year
- 39th pct · 1,943rd of 3,221 US counties · median 8,232
- 69th pct · 33rd of 105 Kansas counties · median 2,554
| Item | Value | Distance |
|---|---|---|
| Allen County, KS | 5,477 jobs · $943/wk · -4.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,456 | $1,207 | 3.30 | -2.2% |
| Retail trade | 519 | $547 | 0.97 | -12.9% |
| Health care and social assistance | 519 | $927 | 0.63 | -3.7% |
| Construction | 159 | $895 | 0.55 | +12.0% |
| Wholesale trade | 158 | $1,117 | 0.75 | -44.8% |
| Mining, oil and gas | 138 | $1,216 | 7.08 | +0.0% |
| Other services | 106 | $706 | 0.65 | +3.9% |
| Information | 105 | $1,301 | 1.04 | -35.6% |
| Professional and technical services | 102 | $1,519 | 0.27 | +6.2% |
| Finance and insurance | 96 | $1,244 | 0.43 | +1.1% |
| Real estate and rental | 50 | $710 | 0.60 | +2.0% |
| Administrative and waste services | 48 | $437 | 0.15 | -5.9% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
5 USGS reservoir gauges, no capacity figures to weight
Sites found: 5, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| MELVERN LK NR MELVERN, KS | 177,700 Acre-ft (USGS, no capacity on file) | 78 km |
| POMONA LK NR QUENEMO, KS | 64,890 Acre-ft (USGS, no capacity on file) | 88 km |
| HILLSDALE LK NR HILLSDALE, KS | 77,560 Acre-ft (USGS, no capacity on file) | 93 km |
| CLINTON LK NR LAWRENCE, KS | 128,900 Acre-ft (USGS, no capacity on file) | 116 km |
| PERRY LK NR PERRY, KS | 299,500 Acre-ft (USGS, no capacity on file) | 137 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
22 gauges · 0 flooding · 4 with quality panels averaging 92 % · 4 stale
Sites found: 22, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| NEOSHO R NR IOLA, KS | flow 4,240 ft³/s · quality 100 % (3) | 12 km |
| MARMATON R NR UNIONTOWN, KS | flow 0.00 ft³/s | 29 km |
| NEOSHO R NR ERIE, KS | stage 12.8 ft | 37 km |
| MARMATON R NR MARMATON, KS | flow 194.0 ft³/s · STALE | 45 km |
| POTTAWATOMIE C NR GARNETT, KS | flow 12.1 ft³/s | 50 km |
| VERDIGRIS R NR ALTOONA, KS | flow 74.6 ft³/s | 51 km |
| NEOSHO R AT BURLINGTON, KS | flow 4,140 ft³/s · quality 83 % (3) | 51 km |
| POTTAWATOMIE C NR SCIPIO, KS | flow 29.0 ft³/s · STALE | 52 km |
| MARMATON R NR FORT SCOTT, KS | flow 14.6 ft³/s | 53 km |
| L OSAGE R AT FULTON, KS | flow 0.79 ft³/s | 54 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.19)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.08 / 0.55
Banks & federal dollars #
$499.9 m in deposits at 7 offices of 5 banks (SOD June 2026); HHI 3,085, highly concentrated. $99.6 m federal obligations in FY2026 (direct payments $83.7 m, grants $8.3 m), $18,178 per covered job
| Item | Value | Distance |
|---|---|---|
| Community National Bank & Trust | $217.1 m · 43.4% share · 2 offices | |
| Emprise Bank | $125.8 m · 25.2% share · 2 offices | |
| Landmark National Bank | $114.9 m · 23.0% share · 1 office | |
| Allen, KS | $99.6 m FY2026 · $18,178/job | |
| MULTIPLE RECIPIENTS | $74.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Community National Bank & Trust | $217,105,000 | 43.4% | 2 |
| Emprise Bank | $125,830,000 | 25.2% | 2 |
| Landmark National Bank | $114,855,000 | 23.0% | 1 |
| Great Southern Bank | $25,297,000 | 5.1% | 1 |
| Bank of Commerce | $16,809,000 | 3.4% | 1 |
Deposit concentration is 3,085 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 43.4² + 25.2² + 23.0² + … (2 more) = 3,085
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $67,435,899 |
| Department of Agriculture | $8,384,946 |
| Environmental Protection Agency | $7,554,955 |
| Department of Veterans Affairs | $5,384,559 |
| Department of Transportation | $5,042,999 |
| Department of Education | $1,548,271 |
| Department of Health and Human Services | $1,485,361 |
| Railroad Retirement Board | $1,260,971 |
| Department of Housing and Urban Development | $982,720 |
| Federal Communications Commission | $282,934 |
| Department of Justice | $200,000 |
| Small Business Administration | $0 |
That is $18,178 per covered job, against 5,477 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $99.6 m / 5,477 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,178
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Allen County, KS: 9 findings, 1 at an alert level, 1 at a watch level and 7 noted
alertAllen County, KS' covered employment is -4.3% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4.3 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchAllen County, KS' covered employment is -4.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteAllen County, KS' average weekly wage was 5.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteAllen County, KS' covered employment was 4.3% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -4.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteAllen County, KS' typical home value rose 0.4% from $117,657 in July 2026 to $118,098 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.4% = (118097.77484564077 - 117656.86251421498) / 117656.86251421498 × 100
- 118097.77484564077 = Zillow ZHVI, 2026-08
- 117656.86251421498 = Zillow ZHVI, 2026-07
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.