Harvey County, KS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.05, -97.44.
Assembled 2026-10-06. Read the brief.
- 34th pct · 2,009th of 3,063 US counties · median $234,566
- 73rd pct · 29th of 105 Kansas counties · median $153,214
- counties in the Wichita metro: Rank context is unavailable: the manifest lists 4 counties in the Wichita metro; fewer than 5 is too few to rank.
- 73rd pct · 804th of 3,063 US counties · median +2.9%
- 57th pct · 45th of 105 Kansas counties · median +4.4%
- counties in the Wichita metro: Rank context is unavailable: the manifest lists 4 counties in the Wichita metro; fewer than 5 is too few to rank.
- 11th pct · 1,233rd of 1,399 US counties · median $1,496
- 38th pct · 12th of 19 Kansas counties · median $1,185
- counties in the Wichita metro: Rank context is unavailable: the manifest lists 4 counties in the Wichita metro; fewer than 5 is too few to rank.
- 62nd pct · 1,207th of 3,221 US counties · median 8,232
- 84th pct · 17th of 105 Kansas counties · median 2,554
- counties in the Wichita metro: Rank context is unavailable: the manifest lists 4 counties in the Wichita metro; fewer than 5 is too few to rank.
- 32nd pct · 2,158th of 3,221 US counties · median $1,039
- 58th pct · 44th of 105 Kansas counties · median $943
- counties in the Wichita metro: Rank context is unavailable: the manifest lists 4 counties in the Wichita metro; fewer than 5 is too few to rank.
- 41st pct · 1,803rd of 3,063 US counties · median 4.3
- 75th pct · 26th of 105 Kansas counties · median 3.2
- counties in the Wichita metro: Rank context is unavailable: the manifest lists 4 counties in the Wichita metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $193,911 (Aug 2026), +5.2% over one year, +35.1% over five
- 34th pct · 2,009th of 3,063 US counties · median $234,566
- 73rd pct · 29th of 105 Kansas counties · median $153,214
- counties in the Wichita metro: Rank context is unavailable: the manifest lists 4 counties in the Wichita metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Harvey County, KS | $193,911 · +5.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,058/mo (Aug 2026), +8.1% over one year; price-to-rent 15.3
- 11th pct · 1,233rd of 1,399 US counties · median $1,496
- 38th pct · 12th of 19 Kansas counties · median $1,185
- counties in the Wichita metro: Rank context is unavailable: the manifest lists 4 counties in the Wichita metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Harvey County, KS | $1,058/mo · +8.1% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,061 a month on $193,911 at 7.28%, against an average weekly wage worth $4,177 a month: 25.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $193,911 × 80% = $155,129, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,061/mo principal and interest
- wage share = payment / (avg weekly wage $964 × 52 / 12 = $4,177) = 25% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $193,911 / ($964 × 52) = 3.9
- price-to-rent = $193,911 / ($1,058 × 12) = 15.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
13,663 jobs at 835 employers (2026 Q1); -2.3% jobs and +8.1% average weekly wage over the year
- 62nd pct · 1,207th of 3,221 US counties · median 8,232
- 84th pct · 17th of 105 Kansas counties · median 2,554
- counties in the Wichita metro: Rank context is unavailable: the manifest lists 4 counties in the Wichita metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Harvey County, KS | 13,663 jobs · $964/wk · -2.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 2,883 | $1,456 | 2.62 | -3.1% |
| Retail trade | 1,261 | $567 | 0.95 | -1.5% |
| Accommodation and food services | 951 | $329 | 0.77 | -8.1% |
| Construction | 694 | $1,225 | 0.97 | +12.8% |
| Professional and technical services | 321 | $1,212 | 0.34 | -1.5% |
| Finance and insurance | 295 | $1,497 | 0.53 | -1.3% |
| Other services | 260 | $700 | 0.64 | +10.6% |
| Transportation and warehousing | 164 | $1,059 | 0.28 | -65.7% |
| Real estate and rental | 59 | $503 | 0.28 | -10.6% |
| Agriculture, forestry, fishing | 46 | $793 | 0.47 | -4.2% |
| Arts, entertainment and recreation | 33 | $528 | 0.15 | +50.0% |
| Mining, oil and gas | 30 | $1,167 | 0.62 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$925.1 m in deposits at 19 offices of 11 banks (SOD June 2026); HHI 1,621, moderately concentrated. $248.1 m federal obligations in FY2026 (direct payments $241.1 m, grants $5.2 m), $18,158 per covered job
| Item | Value | Distance |
|---|---|---|
| Intrust Bank, National Association | $235.9 m · 25.5% share · 3 offices | |
| Union State Bank | $200.4 m · 21.7% share · 2 offices | |
| The Citizens State Bank | $145.4 m · 15.7% share · 3 offices | |
| Harvey, KS | $248.1 m FY2026 · $18,158/job | |
| MULTIPLE RECIPIENTS | $223.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Intrust Bank, National Association | $235,927,000 | 25.5% | 3 |
| Union State Bank | $200,409,000 | 21.7% | 2 |
| The Citizens State Bank | $145,403,000 | 15.7% | 3 |
| Halstead Bank | $100,814,000 | 10.9% | 2 |
| Central National Bank | $69,179,000 | 7.5% | 3 |
| Peoples Bank and Trust Company | $56,690,000 | 6.1% | 1 |
| Community National Bank & Trust | $43,871,000 | 4.7% | 1 |
| BMO Bank National Association | $30,597,000 | 3.3% | 1 |
| Legacy Bank | $23,723,000 | 2.6% | 1 |
| The Walton State Bank | $10,069,000 | 1.1% | 1 |
Deposit concentration is 1,621 across 11 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 25.5² + 21.7² + 15.7² + … (8 more) = 1,621
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $192,898,173 |
| Department of Veterans Affairs | $18,146,128 |
| Department of Agriculture | $13,341,413 |
| Department of Health and Human Services | $9,099,761 |
| Railroad Retirement Board | $6,793,658 |
| Department of Education | $3,372,162 |
| Department of Housing and Urban Development | $2,425,723 |
| Department of Justice | $1,494,263 |
| Federal Communications Commission | $437,210 |
| Department of Transportation | $56,932 |
| Department of the Interior | $29,166 |
| Small Business Administration | $0 |
That is $18,158 per covered job, against 13,663 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $248.1 m / 13,663 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,158
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Harvey County, KS: 11 findings, 5 at a watch level and 6 noted
watchHarvey County, KS' covered employment is -2.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchHarvey County, KS' typical asking rent is -2.8% against the previous month, a watch level here: typical asking rent at least 1 percent below the previous month (arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: rent.momPct = -2.8204850526930962 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level
watchHarvey County, KS' typical asking rent is +8.1% against a year earlier, a watch level here: typical asking rent at least 8 percent above a year ago (arithmetic on Zillow ZORI; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: rent.yoyPct = 8.066468537173042 >= 8
arithmetic on Zillow ZORI; convention chosen for this dashboard, not an official level
watchHarvey County, KS' typical home value of $193,911 scores 34 on the 0-to-100 scale across US counties but 73 across Kansas counties, a gap of 39 points.
Period 2026-08.Show the arithmetic
- 39 = |34 across US counties - 73 across Kansas counties|
position among the entities that published this metric this period; not an official level
watchHarvey County, KS' years of wages of 3.9 scores 41 on the 0-to-100 scale across US counties but 76 across Kansas counties, a gap of 35 points.
Period 2026-08.Show the arithmetic
- 35 = |41 across US counties - 76 across Kansas counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.