Labette County, KS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.19, -95.30.
Assembled 2026-10-06. Read the brief.
- 2nd pct · 2,986th of 3,063 US counties · median $234,566
- 6th pct · 98th of 105 Kansas counties · median $153,214
- 36th pct · 1,935th of 3,063 US counties · median +2.9%
- 24th pct · 80th of 105 Kansas counties · median +4.4%
- US counties: not published this period
- Kansas counties: not published this period
- 52nd pct · 1,528th of 3,221 US counties · median 8,232
- 75th pct · 26th of 105 Kansas counties · median 2,554
- 22nd pct · 2,491st of 3,221 US counties · median $1,039
- 37th pct · 65th of 105 Kansas counties · median $943
- 4th pct · 2,919th of 3,063 US counties · median 4.3
- 7th pct · 97th of 105 Kansas counties · median 3.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $98,822 (Aug 2026), +1.8% over one year, +15.1% over five
- 2nd pct · 2,986th of 3,063 US counties · median $234,566
- 6th pct · 98th of 105 Kansas counties · median $153,214
| Item | Value | Distance |
|---|---|---|
| Labette County, KS | $98,822 · +1.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Kansas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $541 a month on $98,822 at 7.28%, against an average weekly wage worth $3,978 a month: 13.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $98,822 × 80% = $79,057, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $541/mo principal and interest
- wage share = payment / (avg weekly wage $918 × 52 / 12 = $3,978) = 14% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $98,822 / ($918 × 52) = 2.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
9,102 jobs at 489 employers (2026 Q1); +6.4% jobs and -2.5% average weekly wage over the year
- 52nd pct · 1,528th of 3,221 US counties · median 8,232
- 75th pct · 26th of 105 Kansas counties · median 2,554
| Item | Value | Distance |
|---|---|---|
| Labette County, KS | 9,102 jobs · $918/wk · +6.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,912 | $1,160 | 2.61 | +2.4% |
| Retail trade | 749 | $604 | 0.84 | -10.6% |
| Accommodation and food services | 364 | $379 | 0.45 | -9.0% |
| Transportation and warehousing | 348 | $1,509 | 0.91 | -13.0% |
| Finance and insurance | 206 | $1,163 | 0.56 | -1.4% |
| Wholesale trade | 183 | $1,036 | 0.52 | -14.5% |
| Professional and technical services | 155 | $984 | 0.25 | -0.6% |
| Construction | 133 | $972 | 0.28 | +14.7% |
| Other services | 107 | $483 | 0.39 | -15.7% |
| Information | 48 | $1,019 | 0.29 | -5.9% |
| Utilities | 45 | $1,964 | 1.25 | -2.2% |
| Agriculture, forestry, fishing | 37 | $917 | 0.56 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
4 USGS reservoir gauges, no capacity figures to weight
Sites found: 4, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake O' the Cherokees at Langley, OK | 1,308,000 Acre-ft (USGS, no capacity on file) | 84 km |
| Spavinaw Lake at Spavinaw, OK | 25,810 Acre-ft (USGS, no capacity on file) | 93 km |
| Lake Eucha near Eucha, OK | 58,250 Acre-ft (USGS, no capacity on file) | 96 km |
| Lake Hudson near Locust Grove, OK | 210,800 Acre-ft (USGS, no capacity on file) | 107 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
35 gauges · 0 flooding · 3 with quality panels averaging 100 % · 4 stale
Sites found: 35, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| LABETTE C NR OSWEGO, KS | flow 4.32 ft³/s | 9 km |
| Neosho River at Oswego | observation not current | 17 km |
| BIG HILL C NR CHERRYVALE, KS | flow 0.00 ft³/s | 17 km |
| Big Hill Creek at Big Hill Lake | no readings | 18 km |
| Neosho River near Oswego | no flooding | 21 km |
| NEOSHO R NR PARSONS, KS | flow 1,100 ft³/s · quality 100 % (3) · no flooding | 23 km |
| LIGHTNING C NR MCCUNE, KS | flow 0.55 ft³/s · no flooding | 25 km |
| Verdigris River at Coffeyville | observation not current | 33 km |
| VERDIGRIS R AT COFFEYVILLE, KS | flow 69.0 ft³/s | 33 km |
| VERDIGRIS R AT INDEPENDENCE, KS | flow 74.4 ft³/s · no flooding | 34 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
17 wells in 1 named aquifer: Ozark Plateaus aquifer system
Sites found: 17, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-365458095213101 | depth 6.91 ft · 1982-10-19 | 31 km |
| USGS-365502095121801 | depth 22.0 ft · 1983-05-05 | 32 km |
| USGS-365258095013401 | depth 14.9 ft · 2020-11-15 | 42 km |
| USGS-364705095135302 | depth 26.5 ft · 1988-11-17 | 45 km |
| USGS-365942094504203 | depth 30.6 ft · 2023-10-23 | 46 km |
| USGS-365732094513201 | depth -261.9 ft · 2004-10-11 | 47 km |
| USGS-365402094522201 | depth 357.4 ft · 2013-02-02 | 50 km |
| USGS-365229094520201 | depth 328.0 ft · 1994-01-07 | 52 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.32)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.00 / 0.55
Banks & federal dollars #
$593.7 m in deposits at 13 offices of 5 banks (SOD June 2026); HHI 2,829, highly concentrated. $135.1 m federal obligations in FY2026 (direct payments $131.1 m, grants $3.9 m), $14,843 per covered job
| Item | Value | Distance |
|---|---|---|
| Commercial Bank | $226.1 m · 38.1% share · 4 offices | |
| Labette Bank | $194.7 m · 32.8% share · 3 offices | |
| Bank of Commerce | $69.4 m · 11.7% share · 2 offices | |
| Labette, KS | $135.1 m FY2026 · $14,843/job | |
| MULTIPLE RECIPIENTS | $119.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Commercial Bank | $226,083,000 | 38.1% | 4 |
| Labette Bank | $194,671,000 | 32.8% | 3 |
| Bank of Commerce | $69,406,000 | 11.7% | 2 |
| Community National Bank & Trust | $68,013,000 | 11.5% | 2 |
| Great Southern Bank | $35,499,000 | 6.0% | 2 |
Deposit concentration is 2,829 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 38.1² + 32.8² + 11.7² + … (2 more) = 2,829
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $105,016,199 |
| Department of Veterans Affairs | $10,400,470 |
| Department of Agriculture | $7,754,571 |
| Railroad Retirement Board | $4,554,988 |
| Department of Education | $2,913,157 |
| Department of Transportation | $2,767,261 |
| Department of Housing and Urban Development | $922,556 |
| Federal Communications Commission | $612,216 |
| Department of Health and Human Services | $193,441 |
| Department of Defense | -$35,733 |
That is $14,843 per covered job, against 9,102 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $135.1 m / 9,102 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $14,843
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Labette County, KS: 11 findings, 1 at a watch level and 10 noted
watchLabette County, KS' average weekly wage is -2.5% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -2.5 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
noteLabette County, KS' covered employment was 6.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLabette County, KS' average weekly wage was 2.5% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLabette County, KS' typical home value rose 0.5% from $98,294 in July 2026 to $98,822 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.5% = (98821.57316410012 - 98293.84643831686) / 98293.84643831686 × 100
- 98821.57316410012 = Zillow ZHVI, 2026-08
- 98293.84643831686 = Zillow ZHVI, 2026-07
noteLabette County, KS' typical home value of $98,822 ranks 2,986th of 3,063 US counties, against a median of $234,566.
Period 2026-08.Show the arithmetic
- 3 on the 0-to-100 scale across 3063 US counties that published home.latest
position among the entities that published this metric this period; not an official level
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.