Miami County, KS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.57, -94.83.
Assembled 2026-10-06. Read the brief.
- 83rd pct · 508th of 3,063 US counties · median $234,566
- 99th pct · 2nd of 105 Kansas counties · median $153,214
- 84th pct · 3rd of 14 counties in the Kansas City metro · median $279,567
- 65th pct · 1,046th of 3,063 US counties · median +2.9%
- 48th pct · 55th of 105 Kansas counties · median +4.4%
- 38th pct · 9th of 14 counties in the Kansas City metro · median +4.6%
- 76th pct · 328th of 1,399 US counties · median $1,496
- 100th pct · 1st of 19 Kansas counties · median $1,185
- 100th pct · 1st of 9 counties in the Kansas City metro · median $1,543
- 53rd pct · 1,509th of 3,221 US counties · median 8,232
- 76th pct · 25th of 105 Kansas counties · median 2,554
- 46th pct · 8th of 14 counties in the Kansas City metro · median 15,305
- 56th pct · 1,389th of 3,221 US counties · median $1,039
- 85th pct · 16th of 105 Kansas counties · median $943
- 53rd pct · 7th of 14 counties in the Kansas City metro · median $1,052
- 86th pct · 403rd of 3,063 US counties · median 4.3
- 100th pct · 1st of 105 Kansas counties · median 3.2
- 92nd pct · 2nd of 14 counties in the Kansas City metro · median 5.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $378,953 (Aug 2026), +4.4% over one year, +28.1% over five
- 83rd pct · 508th of 3,063 US counties · median $234,566
- 99th pct · 2nd of 105 Kansas counties · median $153,214
- 84th pct · 3rd of 14 counties in the Kansas City metro · median $279,567
| Item | Value | Distance |
|---|---|---|
| Miami County, KS | $378,953 · +4.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,850/mo (Aug 2026), n/a over one year; price-to-rent 17.1
- 76th pct · 328th of 1,399 US counties · median $1,496
- 100th pct · 1st of 19 Kansas counties · median $1,185
- 100th pct · 1st of 9 counties in the Kansas City metro · median $1,543
| Item | Value | Distance |
|---|---|---|
| Miami County, KS | $1,850/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,074 a month on $378,953 at 7.28%, against an average weekly wage worth $4,641 a month: 44.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $378,953 × 80% = $303,162, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,074/mo principal and interest
- wage share = payment / (avg weekly wage $1,071 × 52 / 12 = $4,641) = 45% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $378,953 / ($1,071 × 52) = 6.8
- price-to-rent = $378,953 / ($1,850 × 12) = 17.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
9,358 jobs at 983 employers (2026 Q1); +2.9% jobs and +3.8% average weekly wage over the year
- 53rd pct · 1,509th of 3,221 US counties · median 8,232
- 76th pct · 25th of 105 Kansas counties · median 2,554
- 46th pct · 8th of 14 counties in the Kansas City metro · median 15,305
| Item | Value | Distance |
|---|---|---|
| Miami County, KS | 9,358 jobs · $1,071/wk · +2.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 1,453 | $889 | 1.03 | +7.4% |
| Retail trade | 990 | $740 | 1.09 | -1.6% |
| Construction | 902 | $1,284 | 1.84 | +3.1% |
| Accommodation and food services | 717 | $390 | 0.85 | +14.9% |
| Manufacturing | 609 | $1,774 | 0.81 | +9.3% |
| Administrative and waste services | 568 | $1,665 | 1.07 | -10.1% |
| Transportation and warehousing | 332 | $1,019 | 0.84 | +1.8% |
| Finance and insurance | 317 | $1,856 | 0.83 | -2.5% |
| Real estate and rental | 308 | $1,034 | 2.15 | +11.6% |
| Other services | 193 | $870 | 0.69 | +14.2% |
| Agriculture, forestry, fishing | 52 | $1,111 | 0.77 | +8.3% |
| Educational services | 47 | $833 | 0.23 | -21.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
6 USGS reservoir gauges, no capacity figures to weight
Sites found: 6, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| HILLSDALE LK NR HILLSDALE, KS | 77,610 Acre-ft (USGS, no capacity on file) | 12 km |
| CLINTON LK NR LAWRENCE, KS | 128,800 Acre-ft (USGS, no capacity on file) | 59 km |
| POMONA LK NR QUENEMO, KS | 67,320 Acre-ft (USGS, no capacity on file) | 64 km |
| MELVERN LK NR MELVERN, KS | 178,800 Acre-ft (USGS, no capacity on file) | 77 km |
| PERRY LK NR PERRY, KS | 299,500 Acre-ft (USGS, no capacity on file) | 80 km |
| Concordia Lake near Concordia, MO | 2,375 Acre-ft (USGS, no capacity on file) | 116 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
80 gauges · 0 flooding · 23 with quality panels averaging 90 % · 22 stale
Sites found: 80, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Missouri River at Randolph, MO | turb. 292.0 FNU · quality 50 % (2) | 71 km |
| KANSAS R AT DESOTO, KS | flow 13,500 ft³/s · quality 80 % (5) · no flooding | 48 km |
| TOMAHAWK C NR OVERLAND PARK, KS | flow 7.29 ft³/s · quality 80 % (5) · no flooding | 41 km |
| KANSAS R NR LAKE QUIVIRA, KS | flow 13,800 ft³/s · quality 80 % (5) · no flooding | 53 km |
| BIG BULL C NR HILLSDALE, KS | flow 9.85 ft³/s | 11 km |
| Marais Des Cygnes River at Osawatomie | no flooding | 13 km |
| ROCK C NR WELLSVILLE, KS | flow 0.32 ft³/s · STALE | 21 km |
| L BULL C NR SPRING HILL, KS | flow 2.05 ft³/s · quality 100 % (5) | 23 km |
| BIG BULL C NR EDGERTON, KS | flow 2.89 ft³/s · quality 90 % (5) | 24 km |
| MARAIS DES CYGNES R AT LA CYGNE, KS | flow 2,690 ft³/s · no flooding | 25 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
4 wells in 2 named aquifers: Other aquifers, Ozark Plateaus aquifer system
Sites found: 4, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-382835094254301 | depth 7.48 ft · 2017-09-12 | 37 km |
| USGS-390006095132301 | level 812.3 ft · 2016-01-21 | 59 km |
| Ozark Plateaus aquifer system | depth 105.9 ft · 2026-10-04 | 67 km |
| Other aquifers | depth 112.3 ft · 2026-10-04 | 74 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.04)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.10 / 0.55
Banks & federal dollars #
$922.5 m in deposits at 13 offices of 8 banks (SOD June 2026); HHI 3,705, highly concentrated. $218.2 m federal obligations in FY2026 (direct payments $209.2 m, grants $8.8 m), $23,313 per covered job
| Item | Value | Distance |
|---|---|---|
| First Option Bank | $532.2 m · 57.7% share · 4 offices | |
| Security Bank of Kansas City | $106.8 m · 11.6% share · 1 office | |
| Landmark National Bank | $95.2 m · 10.3% share · 3 offices | |
| Miami, KS | $218.2 m FY2026 · $23,313/job | |
| MULTIPLE RECIPIENTS | $201.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Option Bank | $532,197,000 | 57.7% | 4 |
| Security Bank of Kansas City | $106,808,000 | 11.6% | 1 |
| Landmark National Bank | $95,194,000 | 10.3% | 3 |
| The First National Bank of Louisburg | $85,376,000 | 9.3% | 1 |
| Great Southern Bank | $60,627,000 | 6.6% | 1 |
| The First Security Bank | $16,021,000 | 1.7% | 1 |
| TriCentury Bank | $15,233,000 | 1.7% | 1 |
| The Citizens State Bank and Trust Company | $11,000,000 | 1.2% | 1 |
Deposit concentration is 3,705 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 57.7² + 11.6² + 10.3² + … (5 more) = 3,705
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $177,091,412 |
| Department of Veterans Affairs | $16,939,949 |
| Department of Transportation | $8,115,061 |
| Railroad Retirement Board | $7,508,820 |
| Department of Agriculture | $6,333,706 |
| Department of Housing and Urban Development | $1,526,606 |
| Federal Communications Commission | $424,566 |
| Department of Health and Human Services | $187,569 |
| Department of Defense | $31,893 |
| Small Business Administration | $0 |
That is $23,313 per covered job, against 9,358 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $218.2 m / 9,358 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $23,313
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Miami County, KS: 14 findings, 14 noted
noteMiami County, KS' average weekly wage was 3.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMiami County, KS' covered employment was 2.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMiami County, KS' typical asking rent rose 0.9% from $1,834 in July 2026 to $1,850 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.9% = (1850.488888888889 - 1833.5444342440628) / 1833.5444342440628 × 100
- 1850.488888888889 = Zillow ZORI, 2026-08
- 1833.5444342440628 = Zillow ZORI, 2026-07
noteMiami County, KS' typical home value rose 0.5% from $377,248 in July 2026 to $378,953 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.5% = (378952.88803036703 - 377247.6725173563) / 377247.6725173563 × 100
- 378952.88803036703 = Zillow ZHVI, 2026-08
- 377247.6725173563 = Zillow ZHVI, 2026-07
noteMiami County, KS' typical asking rent of $1,850 ranks 1st of 9 counties in the Kansas City metro, against a median of $1,543.
Period 2026-08.Show the arithmetic
- 100 on the 0-to-100 scale across 9 counties in the Kansas City metro that published rent.latest
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.