Pottawatomie County, KS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.38, -96.34.
Assembled 2026-10-06. Read the brief.
- 75th pct · 739th of 3,063 US counties · median $234,566
- 96th pct · 5th of 105 Kansas counties · median $153,214
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
- 78th pct · 653rd of 3,063 US counties · median +2.9%
- 64th pct · 38th of 105 Kansas counties · median +4.4%
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
- US counties: not published this period
- Kansas counties: not published this period
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
- 55th pct · 1,438th of 3,221 US counties · median 8,232
- 78th pct · 23rd of 105 Kansas counties · median 2,554
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
- 49th pct · 1,637th of 3,221 US counties · median $1,039
- 79th pct · 22nd of 105 Kansas counties · median $943
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
- 80th pct · 601st of 3,063 US counties · median 4.3
- 99th pct · 2nd of 105 Kansas counties · median 3.2
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $330,074 (Aug 2026), +5.8% over one year, +29.1% over five
- 75th pct · 739th of 3,063 US counties · median $234,566
- 96th pct · 5th of 105 Kansas counties · median $153,214
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Pottawatomie County, KS | $330,074 · +5.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Kansas counties: not published this period
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,807 a month on $330,074 at 7.28%, against an average weekly wage worth $4,485 a month: 40.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $330,074 × 80% = $264,059, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,807/mo principal and interest
- wage share = payment / (avg weekly wage $1,035 × 52 / 12 = $4,485) = 40% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $330,074 / ($1,035 × 52) = 6.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
10,147 jobs at 754 employers (2026 Q1); +2.1% jobs and +5.1% average weekly wage over the year
- 55th pct · 1,438th of 3,221 US counties · median 8,232
- 78th pct · 23rd of 105 Kansas counties · median 2,554
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Pottawatomie County, KS | 10,147 jobs · $1,035/wk · +2.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,888 | $1,509 | 2.31 | -1.1% |
| Retail trade | 1,277 | $736 | 1.29 | +2.7% |
| Construction | 786 | $1,159 | 1.48 | +7.4% |
| Accommodation and food services | 722 | $356 | 0.79 | +5.2% |
| Administrative and waste services | 353 | $1,134 | 0.61 | -6.9% |
| Professional and technical services | 316 | $1,522 | 0.45 | -5.4% |
| Wholesale trade | 314 | $1,253 | 0.81 | -3.4% |
| Finance and insurance | 282 | $1,247 | 0.68 | +0.0% |
| Other services | 209 | $771 | 0.69 | -2.8% |
| Information | 81 | $1,895 | 0.43 | +19.1% |
| Arts, entertainment and recreation | 67 | $344 | 0.40 | +24.1% |
| Management of companies | 58 | $1,866 | 0.34 | +7.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
7 USGS reservoir gauges, no capacity figures to weight
Sites found: 7, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| TUTTLE C LK NR MANHATTAN, KS | 583,200 Acre-ft (USGS, no capacity on file) | 27 km |
| MILFORD LAKE NR JUNCTION CITY, KS | 429,800 Acre-ft (USGS, no capacity on file) | 59 km |
| PERRY LK NR PERRY, KS | 299,500 Acre-ft (USGS, no capacity on file) | 84 km |
| CLINTON LK NR LAWRENCE, KS | 128,800 Acre-ft (USGS, no capacity on file) | 100 km |
| POMONA LK NR QUENEMO, KS | 67,320 Acre-ft (USGS, no capacity on file) | 106 km |
| MELVERN LK NR MELVERN, KS | 178,800 Acre-ft (USGS, no capacity on file) | 111 km |
| HILLSDALE LK NR HILLSDALE, KS | 77,610 Acre-ft (USGS, no capacity on file) | 148 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
45 gauges · 1 flooding · 12 with quality panels averaging 88 % · 12 stale
Sites found: 45, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| BIG BLUE R NR MANHATTAN, KS | stage 5.80 ft · quality 80 % (5) · no flooding | 26 km |
| BIG BLUE R AT BLUE RAPIDS, KS | stage 30.3 ft · MINOR flooding | 43 km |
| KANSAS R AT WAMEGO, KS | flow 6,820 ft³/s · quality 80 % (5) · no flooding | 21 km |
| REPUBLICAN R AT CLAY CENTER, KS | flow 2,610 ft³/s · quality 80 % (5) · ACTION stage | 68 km |
| KANSAS R AB TOPEKA WEIR AT TOPEKA, KS | flow 9,810 ft³/s · quality 80 % (5) | 64 km |
| KANSAS R NR OGDEN, KS | turb. 449.0 FNU · quality 80 % (5) | 46 km |
| VERMILLION C NR WAMEGO, KS | flow 266.0 ft³/s · no flooding | 11 km |
| ROCK C NR LOUISVILLE, KS | stage 8.63 ft · observation not current · STALE | 15 km |
| KANSAS R NR BELVUE, KS | flow 7,490 ft³/s · no flooding | 27 km |
| USGS-391423096351600 | turb. 39.0 FNU · quality 90 % (5) · STALE | 27 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
8 wells in 0 named aquifers:
Sites found: 8, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-390644096430201 | level 1,044 ft · 2019-10-11 | 44 km |
| USGS-390644096430202 | level 1,035 ft · 2019-10-11 | 44 km |
| USGS-390828096454706 | level 1,151 ft · 2019-10-11 | 45 km |
| USGS-390823096455101 | level 1,141 ft · 2019-10-11 | 46 km |
| USGS-390601096433801 | level 1,036 ft · 2019-10-11 | 46 km |
| USGS-390546096442801 | level 1,031 ft · 2012-09-30 | 47 km |
| USGS-390519096441202 | level 1,031 ft · 2012-10-01 | 47 km |
| USGS-395649095530101 | level 1,361 ft · 2026-10-05 | 74 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.04)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.12 / 0.55
Banks & federal dollars #
$978.7 m in deposits at 14 offices of 9 banks (SOD June 2026); HHI 1,967, highly concentrated. $169.0 m federal obligations in FY2026 (direct payments $141.8 m, contracts $23.0 m), $16,652 per covered job
| Item | Value | Distance |
|---|---|---|
| Bank of the Flint Hills | $272.2 m · 27.8% share · 3 offices | |
| The Farmers State Bank of Westmoreland | $226.2 m · 23.1% share · 3 offices | |
| Kaw Valley State Bank and Trust Company | $223.3 m · 22.8% share · 2 offices | |
| Pottawatomie, KS | $169.0 m FY2026 · $16,652/job | |
| MULTIPLE RECIPIENTS | $134.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Bank of the Flint Hills | $272,175,000 | 27.8% | 3 |
| The Farmers State Bank of Westmoreland | $226,241,000 | 23.1% | 3 |
| Kaw Valley State Bank and Trust Company | $223,276,000 | 22.8% | 2 |
| Outdoor Bank | $71,250,000 | 7.3% | 1 |
| The Bennington State Bank | $60,721,000 | 6.2% | 1 |
| KS StateBank | $48,055,000 | 4.9% | 1 |
| ESB Financial | $33,812,000 | 3.5% | 1 |
| Union State Bank | $29,000,000 | 3.0% | 1 |
| Landmark National Bank | $14,130,000 | 1.4% | 1 |
Deposit concentration is 1,967 across 9 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 27.8² + 23.1² + 22.8² + … (6 more) = 1,967
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $114,167,167 |
| Department of Agriculture | $30,397,196 |
| Department of Veterans Affairs | $18,793,239 |
| Railroad Retirement Board | $1,476,850 |
| Department of Energy | $1,356,500 |
| Department of Health and Human Services | $1,341,117 |
| Department of Transportation | $1,251,414 |
| Department of Housing and Urban Development | $113,722 |
| Department of Defense | $73,012 |
| Department of Education | $53,790 |
| Federal Communications Commission | $39,801 |
| Department of the Interior | $20,477 |
That is $16,652 per covered job, against 10,147 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $169.0 m / 10,147 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,652
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Pottawatomie County, KS: 9 findings, 1 at a watch level and 8 noted
watchPottawatomie County, KS' average weekly wage of $1,035 scores 49 on the 0-to-100 scale across US counties but 79 across Kansas counties, a gap of 30 points.
Period 2026 Q1.Show the arithmetic
- 30 = |49 across US counties - 79 across Kansas counties|
position among the entities that published this metric this period; not an official level
notePottawatomie County, KS' average weekly wage was 5.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePottawatomie County, KS' covered employment was 2.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePottawatomie County, KS' typical home value rose 0.6% from $328,141 in July 2026 to $330,074 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.6% = (330073.87327273266 - 328141.4044851786) / 328141.4044851786 × 100
- 330073.87327273266 = Zillow ZHVI, 2026-08
- 328141.4044851786 = Zillow ZHVI, 2026-07
notePottawatomie County, KS' years of wages of 6.1 ranks 2nd of 105 Kansas counties, against a median of 3.2.
Period 2026-08.Show the arithmetic
- 99 on the 0-to-100 scale across 105 Kansas counties that published yearsOfWages
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.