Republic County, KS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.83, -97.65.
Assembled 2026-10-06. Read the brief.
- 5th pct · 2,893rd of 3,063 US counties · median $234,566
- 21st pct · 83rd of 105 Kansas counties · median $153,214
- 5th pct · 2,893rd of 3,063 US counties · median +2.9%
- 1st pct · 103rd of 105 Kansas counties · median +4.4%
- US counties: not published this period
- Kansas counties: not published this period
- 14th pct · 2,750th of 3,221 US counties · median 8,232
- 38th pct · 65th of 105 Kansas counties · median 2,554
- 6th pct · 2,997th of 3,221 US counties · median $1,039
- 14th pct · 90th of 105 Kansas counties · median $943
- 14th pct · 2,604th of 3,063 US counties · median 4.3
- 31st pct · 72nd of 105 Kansas counties · median 3.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $115,648 (Aug 2026), -4.1% over one year, +18.6% over five
- 5th pct · 2,893rd of 3,063 US counties · median $234,566
- 21st pct · 83rd of 105 Kansas counties · median $153,214
| Item | Value | Distance |
|---|---|---|
| Republic County, KS | $115,648 · -4.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Kansas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $633 a month on $115,648 at 7.28%, against an average weekly wage worth $3,488 a month: 18.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $115,648 × 80% = $92,519, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $633/mo principal and interest
- wage share = payment / (avg weekly wage $805 × 52 / 12 = $3,488) = 18% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $115,648 / ($805 × 52) = 2.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,825 jobs at 210 employers (2026 Q1); -2.7% jobs and +1.1% average weekly wage over the year
- 14th pct · 2,750th of 3,221 US counties · median 8,232
- 38th pct · 65th of 105 Kansas counties · median 2,554
| Item | Value | Distance |
|---|---|---|
| Republic County, KS | 1,825 jobs · $805/wk · -2.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 252 | $943 | 1.72 | -12.8% |
| Retail trade | 224 | $546 | 1.26 | +3.7% |
| Wholesale trade | 142 | $792 | 2.03 | +3.6% |
| Transportation and warehousing | 44 | $798 | 0.57 | +4.8% |
| Other services | 44 | $667 | 0.81 | +15.8% |
| Professional and technical services | 35 | $767 | 0.28 | -31.4% |
| Administrative and waste services | 15 | $536 | 0.14 | -28.6% |
| Construction | 11 | $549 | 0.11 | +0.0% |
| Information | 11 | $1,107 | 0.33 | -15.4% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Finance and insurance | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
5 USGS reservoir gauges, no capacity figures to weight
Sites found: 5, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| MILFORD LAKE NR JUNCTION CITY, KS | 429,700 Acre-ft (USGS, no capacity on file) | 106 km |
| TUTTLE C LK NR MANHATTAN, KS | 596,200 Acre-ft (USGS, no capacity on file) | 110 km |
| WILSON LK NR WILSON, KS | 197,500 Acre-ft (USGS, no capacity on file) | 120 km |
| Harlan County Lake Near Republican City, Nebr. | 170,000 Acre-ft (USGS, no capacity on file) | 136 km |
| KANOPOLIS LK NR KANOPOLIS, KS | 60,470 Acre-ft (USGS, no capacity on file) | 139 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
20 gauges · 0 flooding · 1 with quality panels averaging 80 % · 4 stale
Sites found: 20, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| REPUBLICAN R AT CLAY CENTER, KS | flow 1,610 ft³/s · quality 80 % (5) | 69 km |
| REPUBLICAN R AT SCANDIA, KS | flow 380.0 ft³/s | 13 km |
| REPUBLICAN R AT CONCORDIA, KS | flow 1,250 ft³/s | 27 km |
| REPUBLICAN R NR HARDY, NE | flow 319.0 ft³/s | 30 km |
| WHITE ROCK C AT LOVEWELL, KS | flow 0.04 ft³/s · STALE | 32 km |
| Little Blue River at County Line nr Deshler, Nebr. | flow 305.0 ft³/s | 45 km |
| Courtland Canal at Nebraska-Kansas Stateline | flow 224.0 ft³/s | 45 km |
| LITTLE BLUE RIVER NEAR ALEXANDRIA (GILEAD), NEBR | flow 76.0 ft³/s · STALE | 48 km |
| BIG SANDY CR AT ALEXANDRIA, NE | flow 21.0 ft³/s · STALE | 50 km |
| WHITE ROCK C NR BURR OAK, KS | flow 0.63 ft³/s | 52 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.07)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.20 / 0.55
Banks & federal dollars #
$263.3 m in deposits at 6 offices of 5 banks (SOD June 2026); HHI 2,477, highly concentrated. $52.7 m federal obligations in FY2026 (direct payments $51.3 m, grants $1.3 m), $28,861 per covered job
| Item | Value | Distance |
|---|---|---|
| Astra Bank | $101.5 m · 38.6% share · 2 offices | |
| New Century Bank | $52.9 m · 20.1% share · 1 office | |
| Swedish-American State Bank | $43.7 m · 16.6% share · 1 office | |
| Republic, KS | $52.7 m FY2026 · $28,861/job | |
| MULTIPLE RECIPIENTS | $32.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Astra Bank | $101,516,000 | 38.6% | 2 |
| New Century Bank | $52,938,000 | 20.1% | 1 |
| Swedish-American State Bank | $43,676,000 | 16.6% | 1 |
| The Citizens National Bank | $36,614,000 | 13.9% | 1 |
| United Bank & Trust | $28,507,000 | 10.8% | 1 |
Deposit concentration is 2,477 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 38.6² + 20.1² + 16.6² + … (2 more) = 2,477
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $29,557,177 |
| Department of Agriculture | $19,087,758 |
| Department of Veterans Affairs | $2,153,069 |
| Department of Transportation | $1,179,487 |
| Railroad Retirement Board | $407,276 |
| Department of Housing and Urban Development | $152,484 |
| Federal Communications Commission | $70,967 |
| Department of Education | $62,502 |
That is $28,861 per covered job, against 1,825 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $52.7 m / 1,825 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $28,861
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Republic County, KS: 12 findings, 3 at a watch level and 9 noted
watchRepublic County, KS' typical home value is -4.1% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -4.068789213619365 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchRepublic County, KS' covered employment is -2.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchRepublic County, KS' momentum index is -0.41, a watch level here: momentum index in the cooling band (the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: momentum = -0.4073298153826443 <= -0.25
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level
noteRepublic County, KS' covered employment was 2.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRepublic County, KS' average weekly wage was 1.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.