Scott County, KS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.48, -100.91.
Assembled 2026-10-06. Read the brief.
- 32nd pct · 2,062nd of 3,063 US counties · median $234,566
- 72nd pct · 30th of 105 Kansas counties · median $153,214
- 29th pct · 2,160th of 3,063 US counties · median +2.9%
- 20th pct · 84th of 105 Kansas counties · median +4.4%
- US counties: not published this period
- Kansas counties: not published this period
- 17th pct · 2,650th of 3,221 US counties · median 8,232
- 43rd pct · 60th of 105 Kansas counties · median 2,554
- 42nd pct · 1,856th of 3,221 US counties · median $1,039
- 71st pct · 30th of 105 Kansas counties · median $943
- 34th pct · 1,995th of 3,063 US counties · median 4.3
- 65th pct · 37th of 105 Kansas counties · median 3.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $189,801 (Aug 2026), +1.0% over one year, +24.8% over five
- 32nd pct · 2,062nd of 3,063 US counties · median $234,566
- 72nd pct · 30th of 105 Kansas counties · median $153,214
| Item | Value | Distance |
|---|---|---|
| Scott County, KS | $189,801 · +1.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Kansas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,039 a month on $189,801 at 7.28%, against an average weekly wage worth $4,359 a month: 23.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $189,801 × 80% = $151,841, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,039/mo principal and interest
- wage share = payment / (avg weekly wage $1,006 × 52 / 12 = $4,359) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $189,801 / ($1,006 × 52) = 3.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,180 jobs at 256 employers (2026 Q1); +6.3% jobs and +1.8% average weekly wage over the year
- 17th pct · 2,650th of 3,221 US counties · median 8,232
- 43rd pct · 60th of 105 Kansas counties · median 2,554
| Item | Value | Distance |
|---|---|---|
| Scott County, KS | 2,180 jobs · $1,006/wk · +6.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Agriculture, forestry, fishing | 505 | $1,215 | 32.07 | +0.6% |
| Retail trade | 191 | $498 | 0.90 | +1.1% |
| Accommodation and food services | 148 | $323 | 0.76 | +0.7% |
| Wholesale trade | 131 | $1,530 | 1.57 | +0.0% |
| Construction | 108 | $974 | 0.95 | -9.2% |
| Professional and technical services | 44 | $824 | 0.29 | -4.3% |
| Other services | 43 | $649 | 0.66 | +0.0% |
| Manufacturing | 40 | $971 | 0.23 | +5.3% |
| Administrative and waste services | 34 | $482 | 0.27 | +9.7% |
| Information | 10 | $1,053 | 0.25 | +0.0% |
| Mining, oil and gas | 6 | $1,598 | 0.77 | -14.3% |
| Arts, entertainment and recreation | 6 | $292 | 0.17 | -33.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
2 USGS reservoir gauges, no capacity figures to weight
Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| HORSETHIEF RE NR JETMORE, KS | 5,396 Acre-ft (USGS, no capacity on file) | 88 km |
| CEDAR BLUFF RE NR ELLIS, KS | 54,680 Acre-ft (USGS, no capacity on file) | 109 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
6 gauges · 0 flooding · 0 with quality panels
Sites found: 6, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| SMOKY HILL R AT ELKADER, KS | flow 2.03 ft³/s · no flooding | 35 km |
| FARMERS DITCH NR DEERFIELD, KS | flow 0.00 ft³/s | 55 km |
| ARKANSAS R AT GARDEN CITY, KS | flow 0.00 ft³/s · no flooding | 59 km |
| ARKANSAS R AT DEERFIELD, KS | flow 0.00 ft³/s · no flooding | 60 km |
| SOUTHSIDE DITCH RETURN NR DEERFIELD, KS | flow 0.00 ft³/s | 61 km |
| Hackberry Creek at Gove | observation not current | 64 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$660.0 m in deposits at 3 offices of 3 banks (SOD June 2026); HHI 5,264, highly concentrated. $38.2 m federal obligations in FY2026 (direct payments $38.2 m, grants $578), $17,538 per covered job
| Item | Value | Distance |
|---|---|---|
| Security State Bank | $452.9 m · 68.6% share · 1 office | |
| The First National Bank of Scott City | $140.4 m · 21.3% share · 1 office | |
| The Western State Bank | $66.7 m · 10.1% share · 1 office | |
| Scott, KS | $38.2 m FY2026 · $17,538/job | |
| MULTIPLE RECIPIENTS | $24.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Security State Bank | $452,891,000 | 68.6% | 1 |
| The First National Bank of Scott City | $140,405,000 | 21.3% | 1 |
| The Western State Bank | $66,654,000 | 10.1% | 1 |
Deposit concentration is 5,264 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 68.6² + 21.3² + 10.1² = 5,264
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $22,886,950 |
| Department of Agriculture | $14,119,814 |
| Department of Veterans Affairs | $1,179,936 |
| Railroad Retirement Board | $42,223 |
| Federal Communications Commission | $2,573 |
| Department of Transportation | $578 |
That is $17,538 per covered job, against 2,180 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $38.2 m / 2,180 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,538
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Scott County, KS: 8 findings, 2 at a watch level and 6 noted
watchScott County, KS' typical home value of $189,801 scores 33 on the 0-to-100 scale across US counties but 72 across Kansas counties, a gap of 39 points.
Period 2026-08.Show the arithmetic
- 39 = |33 across US counties - 72 across Kansas counties|
position among the entities that published this metric this period; not an official level
watchScott County, KS' years of wages of 3.6 scores 35 on the 0-to-100 scale across US counties but 65 across Kansas counties, a gap of 31 points.
Period 2026-08.Show the arithmetic
- 31 = |35 across US counties - 65 across Kansas counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteScott County, KS' covered employment was 6.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteScott County, KS' average weekly wage was 1.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteScott County, KS' typical home value fell 0.3% from $190,363 in July 2026 to $189,801 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.3% = (189801.43130502666 - 190362.83567067888) / 190362.83567067888 × 100
- 189801.43130502666 = Zillow ZHVI, 2026-08
- 190362.83567067888 = Zillow ZHVI, 2026-07
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.