Wilson County, KS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.56, -95.75.
Assembled 2026-10-06. Read the brief.
- 4th pct · 2,940th of 3,063 US counties · median $234,566
- 12th pct · 92nd of 105 Kansas counties · median $153,214
- 12th pct · 2,686th of 3,063 US counties · median +2.9%
- 8th pct · 96th of 105 Kansas counties · median +4.4%
- US counties: not published this period
- Kansas counties: not published this period
- 23rd pct · 2,456th of 3,221 US counties · median 8,232
- 54th pct · 48th of 105 Kansas counties · median 2,554
- 24th pct · 2,433rd of 3,221 US counties · median $1,039
- 41st pct · 62nd of 105 Kansas counties · median $943
- 6th pct · 2,862nd of 3,063 US counties · median 4.3
- 11th pct · 93rd of 105 Kansas counties · median 3.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $107,957 (Aug 2026), -1.5% over one year, +21.4% over five
- 4th pct · 2,940th of 3,063 US counties · median $234,566
- 12th pct · 92nd of 105 Kansas counties · median $153,214
| Item | Value | Distance |
|---|---|---|
| Wilson County, KS | $107,957 · -1.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Kansas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $591 a month on $107,957 at 7.28%, against an average weekly wage worth $4,013 a month: 14.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $107,957 × 80% = $86,365, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $591/mo principal and interest
- wage share = payment / (avg weekly wage $926 × 52 / 12 = $4,013) = 15% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $107,957 / ($926 × 52) = 2.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,934 jobs at 239 employers (2026 Q1); -0.5% jobs and +2.4% average weekly wage over the year
- 23rd pct · 2,456th of 3,221 US counties · median 8,232
- 54th pct · 48th of 105 Kansas counties · median 2,554
| Item | Value | Distance |
|---|---|---|
| Wilson County, KS | 2,934 jobs · $926/wk · -0.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 661 | $1,148 | 2.80 | -16.8% |
| Construction | 259 | $1,519 | 1.68 | -12.2% |
| Health care and social assistance | 248 | $698 | 0.56 | +27.2% |
| Retail trade | 218 | $389 | 0.76 | -0.9% |
| Professional and technical services | 96 | $1,370 | 0.47 | +190.9% |
| Finance and insurance | 85 | $1,183 | 0.71 | +7.6% |
| Wholesale trade | 59 | $733 | 0.52 | -10.6% |
| Agriculture, forestry, fishing | 47 | $677 | 2.22 | +51.6% |
| Other services | 35 | $489 | 0.40 | -7.9% |
| Mining, oil and gas | 27 | $1,019 | 2.58 | +42.1% |
| Administrative and waste services | 20 | $1,204 | 0.12 | +0.0% |
| Real estate and rental | 7 | $828 | 0.16 | +16.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$288.7 m in deposits at 6 offices of 5 banks (SOD June 2026); HHI 2,413, highly concentrated. $67.4 m federal obligations in FY2026 (direct payments $62.4 m, grants $5.0 m), $22,982 per covered job
| Item | Value | Distance |
|---|---|---|
| First National Bank in Fredonia | $92.5 m · 32.0% share · 1 office | |
| Bank of Commerce | $69.5 m · 24.1% share · 1 office | |
| Community National Bank & Trust | $60.8 m · 21.1% share · 2 offices | |
| Wilson, KS | $67.4 m FY2026 · $22,982/job | |
| MULTIPLE RECIPIENTS | $56.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First National Bank in Fredonia | $92,471,000 | 32.0% | 1 |
| Bank of Commerce | $69,522,000 | 24.1% | 1 |
| Community National Bank & Trust | $60,799,000 | 21.1% | 2 |
| FirstOak Bank | $53,678,000 | 18.6% | 1 |
| Equity Bank | $12,251,000 | 4.2% | 1 |
Deposit concentration is 2,413 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 32.0² + 24.1² + 21.1² + … (2 more) = 2,413
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $51,809,433 |
| Department of Agriculture | $5,595,497 |
| Department of Transportation | $4,796,747 |
| Department of Veterans Affairs | $4,502,596 |
| Railroad Retirement Board | $455,229 |
| Department of Housing and Urban Development | $241,887 |
| Federal Communications Commission | $16,805 |
| Department of Education | $10,416 |
| Small Business Administration | $0 |
That is $22,982 per covered job, against 2,934 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $67.4 m / 2,934 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,982
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Wilson County, KS: 10 findings, 3 at a watch level and 7 noted
watchWilson County, KS' typical home value is -1.5% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -1.4539552942861407 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchWilson County, KS' covered employment is -0.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchWilson County, KS' covered employment of 2,934 scores 24 on the 0-to-100 scale across US counties but 55 across Kansas counties, a gap of 31 points.
Period 2026 Q1.Show the arithmetic
- 31 = |24 across US counties - 55 across Kansas counties|
position among the entities that published this metric this period; not an official level
noteWilson County, KS' average weekly wage was 2.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWilson County, KS' typical home value rose 0.7% from $107,213 in July 2026 to $107,957 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.7% = (107956.64461771063 - 107213.32574734313) / 107213.32574734313 × 100
- 107956.64461771063 = Zillow ZHVI, 2026-08
- 107213.32574734313 = Zillow ZHVI, 2026-07
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.