Becker County, MN
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 46.94, -95.74.
Assembled 2026-10-06. Read the brief.
- 80th pct · 589th of 3,063 US counties · median $234,566
- 87th pct · 12th of 87 Minnesota counties · median $276,116
- 74th pct · 787th of 3,063 US counties · median +2.9%
- 66th pct · 30th of 87 Minnesota counties · median +4.1%
- US counties: not published this period
- Minnesota counties: not published this period
- 64th pct · 1,149th of 3,221 US counties · median 8,232
- 67th pct · 29th of 87 Minnesota counties · median 7,739
- 53rd pct · 1,488th of 3,221 US counties · median $1,039
- 33rd pct · 58th of 87 Minnesota counties · median $1,102
- 84th pct · 469th of 3,063 US counties · median 4.3
- 90th pct · 9th of 87 Minnesota counties · median 4.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $360,666 (Aug 2026), +5.2% over one year, +27.6% over five
- 80th pct · 589th of 3,063 US counties · median $234,566
- 87th pct · 12th of 87 Minnesota counties · median $276,116
| Item | Value | Distance |
|---|---|---|
| Becker County, MN | $360,666 · +5.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Minnesota counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,974 a month on $360,666 at 7.28%, against an average weekly wage worth $4,576 a month: 43.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $360,666 × 80% = $288,533, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,974/mo principal and interest
- wage share = payment / (avg weekly wage $1,056 × 52 / 12 = $4,576) = 43% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $360,666 / ($1,056 × 52) = 6.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
14,823 jobs at 1,103 employers (2026 Q1); +0.3% jobs and +1.6% average weekly wage over the year
- 64th pct · 1,149th of 3,221 US counties · median 8,232
- 67th pct · 29th of 87 Minnesota counties · median 7,739
| Item | Value | Distance |
|---|---|---|
| Becker County, MN | 14,823 jobs · $1,056/wk · +0.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 2,430 | $1,229 | 2.04 | +1.0% |
| Health care and social assistance | 2,256 | $1,279 | 1.01 | +4.4% |
| Retail trade | 1,811 | $705 | 1.25 | +2.0% |
| Accommodation and food services | 1,353 | $401 | 1.02 | +3.0% |
| Construction | 634 | $1,290 | 0.82 | +4.4% |
| Transportation and warehousing | 489 | $923 | 0.78 | +5.4% |
| Other services | 397 | $668 | 0.90 | -11.2% |
| Professional and technical services | 383 | $1,562 | 0.37 | -8.8% |
| Arts, entertainment and recreation | 296 | $287 | 1.21 | -11.1% |
| Finance and insurance | 261 | $1,695 | 0.43 | -4.0% |
| Educational services | 135 | $622 | 0.42 | +1.5% |
| Information | 71 | $711 | 0.26 | -16.5% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
18 gauges · 0 flooding · 1 with quality panels averaging 100 % · 1 stale
Sites found: 18, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Toad River near Perham (CR 8) | out of service | 37 km |
| Wild Rice River (MN) near Mahnomen (CSAH25) | no readings | 44 km |
| USGS-05061000 | flow 12.4 ft³/s · no flooding | 46 km |
| Straight River near Park Rapids (CR115) | no readings | 48 km |
| USGS-05199950 | stage 5.89 ft · STALE | 49 km |
| USGS-05243725 | flow 41.4 ft³/s | 52 km |
| USGS-05063398 | stage 5.58 ft | 53 km |
| USGS-05062500 | flow 69.1 ft³/s · no flooding | 53 km |
| Mississippi River near Vern (CSAH37) | no readings | 56 km |
| Shell River near Huntersville (CSAH24) | no readings | 62 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
1 wells in 0 named aquifers:
Sites found: 1, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-465237096383901 | depth 23.6 ft · 1999-10-27 | 69 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.16)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55
Banks & federal dollars #
$1.5 bn in deposits at 13 offices of 10 banks (SOD June 2026); HHI 2,491, highly concentrated. $292.6 m federal obligations in FY2026 (direct payments $265.6 m, grants $16.2 m), $19,738 per covered job
| Item | Value | Distance |
|---|---|---|
| Midwest Bank | $561.0 m · 37.2% share · 4 offices | |
| Old National Bank | $412.2 m · 27.3% share · 1 office | |
| Bell Bank | $256.2 m · 17.0% share · 1 office | |
| Becker, MN | $292.6 m FY2026 · $19,738/job | |
| MULTIPLE RECIPIENTS | $239.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Midwest Bank | $560,974,000 | 37.2% | 4 |
| Old National Bank | $412,217,000 | 27.3% | 1 |
| Bell Bank | $256,179,000 | 17.0% | 1 |
| Wells Fargo Bank, National Association | $105,188,000 | 7.0% | 1 |
| United Community Bank | $47,518,000 | 3.1% | 1 |
| State Bank of Lake Park | $39,553,000 | 2.6% | 1 |
| My Kind of Bank, National Association | $34,139,000 | 2.3% | 1 |
| Deerwood Bank | $29,655,000 | 2.0% | 1 |
| American National Bank of Minnesota | $23,658,000 | 1.6% | 1 |
| Northwestern Bank, National Association | $526,000 | 0.0% | 1 |
Deposit concentration is 2,491 across 10 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 10 banks with deposits in the county = 37.2² + 27.3² + 17.0² + … (7 more) = 2,491
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $210,234,240 |
| Department of Veterans Affairs | $25,825,756 |
| Department of Agriculture | $18,459,321 |
| Department of Health and Human Services | $15,492,924 |
| Department of the Interior | $7,629,209 |
| Department of Housing and Urban Development | $7,590,218 |
| Railroad Retirement Board | $3,680,717 |
| Department of Justice | $1,655,164 |
| Department of Education | $1,492,087 |
| Federal Communications Commission | $233,490 |
| Department of Transportation | $153,117 |
| Environmental Protection Agency | $100,000 |
That is $19,738 per covered job, against 14,823 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $292.6 m / 14,823 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,738
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Becker County, MN: 5 findings, 5 noted
noteBecker County, MN's average weekly wage was 1.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBecker County, MN's typical home value rose 0.5% from $358,914 in July 2026 to $360,666 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.5% = (360666.222307341 - 358914.4201707966) / 358914.4201707966 × 100
- 360666.222307341 = Zillow ZHVI, 2026-08
- 358914.4201707966 = Zillow ZHVI, 2026-07
noteBecker County, MN's covered employment was 0.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBecker County, MN's years of wages of 6.6 ranks 9th of 87 Minnesota counties, against a median of 4.6.
Period 2026-08.Show the arithmetic
- 91 on the 0-to-100 scale across 87 Minnesota counties that published yearsOfWages
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteThe next Zillow ZHVI typical home value (monthly) covering Becker County, MN is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.