Fillmore County, MN
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 43.68, -92.09.
Assembled 2026-10-06. Read the brief.
- 66th pct · 1,021st of 3,063 US counties · median $234,566
- 55th pct · 39th of 87 Minnesota counties · median $276,116
- counties in the Rochester metro: Rank context is unavailable: the manifest lists 4 counties in the Rochester metro; fewer than 5 is too few to rank.
- 42nd pct · 1,762nd of 3,063 US counties · median +2.9%
- 17th pct · 72nd of 87 Minnesota counties · median +4.1%
- counties in the Rochester metro: Rank context is unavailable: the manifest lists 4 counties in the Rochester metro; fewer than 5 is too few to rank.
- US counties: not published this period
- Minnesota counties: not published this period
- counties in the Rochester metro: Rank context is unavailable: the manifest lists 4 counties in the Rochester metro; fewer than 5 is too few to rank.
- 41st pct · 1,874th of 3,221 US counties · median 8,232
- 44th pct · 49th of 87 Minnesota counties · median 7,739
- counties in the Rochester metro: Rank context is unavailable: the manifest lists 4 counties in the Rochester metro; fewer than 5 is too few to rank.
- 19th pct · 2,604th of 3,221 US counties · median $1,039
- 2nd pct · 85th of 87 Minnesota counties · median $1,102
- counties in the Rochester metro: Rank context is unavailable: the manifest lists 4 counties in the Rochester metro; fewer than 5 is too few to rank.
- 80th pct · 593rd of 3,063 US counties · median 4.3
- 81st pct · 17th of 87 Minnesota counties · median 4.6
- counties in the Rochester metro: Rank context is unavailable: the manifest lists 4 counties in the Rochester metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $288,339 (Aug 2026), +2.3% over one year, +22.8% over five
- 66th pct · 1,021st of 3,063 US counties · median $234,566
- 55th pct · 39th of 87 Minnesota counties · median $276,116
- counties in the Rochester metro: Rank context is unavailable: the manifest lists 4 counties in the Rochester metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Fillmore County, MN | $288,339 · +2.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Minnesota counties: not published this period
- counties in the Rochester metro: Rank context is unavailable: the manifest lists 4 counties in the Rochester metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,578 a month on $288,339 at 7.28%, against an average weekly wage worth $3,900 a month: 40.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $288,339 × 80% = $230,671, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,578/mo principal and interest
- wage share = payment / (avg weekly wage $900 × 52 / 12 = $3,900) = 40% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $288,339 / ($900 × 52) = 6.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
5,937 jobs at 800 employers (2026 Q1); +0.6% jobs and +3.2% average weekly wage over the year
- 41st pct · 1,874th of 3,221 US counties · median 8,232
- 44th pct · 49th of 87 Minnesota counties · median 7,739
- counties in the Rochester metro: Rank context is unavailable: the manifest lists 4 counties in the Rochester metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Fillmore County, MN | 5,937 jobs · $900/wk · +0.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 1,218 | $685 | 1.36 | +0.0% |
| Manufacturing | 788 | $1,254 | 1.65 | +1.7% |
| Retail trade | 694 | $663 | 1.20 | +3.9% |
| Accommodation and food services | 392 | $372 | 0.73 | -9.5% |
| Wholesale trade | 295 | $1,326 | 1.30 | -3.3% |
| Construction | 238 | $1,133 | 0.76 | -1.7% |
| Other services | 165 | $694 | 0.93 | +6.5% |
| Professional and technical services | 135 | $1,063 | 0.33 | -1.5% |
| Arts, entertainment and recreation | 101 | $323 | 1.03 | -4.7% |
| Utilities | 72 | $2,213 | 3.07 | +5.9% |
| Information | 66 | $1,155 | 0.60 | +24.5% |
| Educational services | 52 | $483 | 0.41 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
69 gauges · 0 flooding · 39 with quality panels averaging 99 % · 48 stale
Sites found: 69, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-05383950 | flow 513.0 ft³/s | 13 km |
| USGS-05384350 | stage 10.1 ft | 27 km |
| USGS-05387405 | stage 4.53 ft · STALE | 27 km |
| USGS-05387320 | stage 4.81 ft · STALE | 29 km |
| USGS-433531092263901 | temp 10.8 °C · quality 100 % (1) · STALE | 30 km |
| USGS-433533092264901 | temp 11.3 °C · quality 100 % (1) · STALE | 30 km |
| USGS-433528092265108 | temp 11.6 °C · quality 100 % (1) · STALE | 30 km |
| USGS-433528092265107 | temp 11.6 °C · quality 100 % (1) · STALE | 30 km |
| USGS-433528092265104 | temp 11.7 °C · quality 100 % (1) · STALE | 30 km |
| USGS-433531092265306 | temp 11.9 °C · quality 100 % (1) · STALE | 30 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
50 wells in 0 named aquifers:
Sites found: 50, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-433531092263901 | depth 3.25 ft · 2018-10-28 | 30 km |
| USGS-433533092264901 | depth 3.71 ft · 2018-10-28 | 30 km |
| USGS-433528092265108 | depth 3.24 ft · 2018-10-28 | 30 km |
| USGS-433528092265107 | depth 3.39 ft · 2018-10-28 | 30 km |
| USGS-433528092265104 | depth 3.30 ft · 2018-10-29 | 30 km |
| USGS-433531092265306 | depth 3.26 ft · 2018-10-28 | 30 km |
| USGS-433528092265103 | depth 3.11 ft · 2018-09-24 | 30 km |
| USGS-433528092265106 | depth 13.4 ft · 2018-10-28 | 30 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.01 / 0.55
Banks & federal dollars #
$806.3 m in deposits at 15 offices of 11 banks (SOD June 2026); HHI 1,221, moderately concentrated. $157.6 m federal obligations in FY2026 (direct payments $142.3 m, grants $14.2 m), $26,552 per covered job
| Item | Value | Distance |
|---|---|---|
| Merchants Bank, National Association | $178.0 m · 22.1% share · 2 offices | |
| First Southeast Bank | $116.0 m · 14.4% share · 3 offices | |
| Rushford State Bank (Incorporated) | $104.8 m · 13.0% share · 1 office | |
| Fillmore, MN | $157.6 m FY2026 · $26,552/job | |
| MULTIPLE RECIPIENTS | $131.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Merchants Bank, National Association | $177,984,000 | 22.1% | 2 |
| First Southeast Bank | $116,043,000 | 14.4% | 3 |
| Rushford State Bank (Incorporated) | $104,776,000 | 13.0% | 1 |
| Root River State Bank | $80,440,000 | 10.0% | 1 |
| F & M Community Bank, National Association | $70,462,000 | 8.7% | 1 |
| Alerus Financial, National Association | $64,754,000 | 8.0% | 1 |
| Minnwest Bank | $46,942,000 | 5.8% | 2 |
| First State Bank Minnesota | $45,399,000 | 5.6% | 1 |
| First State Bank of Fountain | $38,591,000 | 4.8% | 1 |
| First National Bank | $34,907,000 | 4.3% | 1 |
Deposit concentration is 1,221 across 11 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 22.1² + 14.4² + 13.0² + … (8 more) = 1,221
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $117,960,333 |
| Department of Veterans Affairs | $17,427,999 |
| Department of Agriculture | $11,397,608 |
| Department of Transportation | $6,647,239 |
| Department of Health and Human Services | $3,259,415 |
| Department of Housing and Urban Development | $360,993 |
| Railroad Retirement Board | $238,035 |
| Federal Communications Commission | $194,201 |
| Department of Education | $144,610 |
| Department of Justice | $6,069 |
| General Services Administration | $2,936 |
| Small Business Administration | $0 |
That is $26,552 per covered job, against 5,937 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $157.6 m / 5,937 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $26,552
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Fillmore County, MN: 5 findings, 5 noted
noteFillmore County, MN's average weekly wage was 3.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFillmore County, MN's covered employment was 0.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFillmore County, MN's typical home value rose 0.3% from $287,414 in July 2026 to $288,339 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (288339.08413619496 - 287414.0770374809) / 287414.0770374809 × 100
- 288339.08413619496 = Zillow ZHVI, 2026-08
- 287414.0770374809 = Zillow ZHVI, 2026-07
noteFillmore County, MN's average weekly wage of $900 ranks 85th of 87 Minnesota counties, against a median of $1,102.
Period 2026 Q1.Show the arithmetic
- 2 on the 0-to-100 scale across 87 Minnesota counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
noteThe next Zillow ZHVI typical home value (monthly) covering Fillmore County, MN is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.