Grant County, MN
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 45.93, -96.01.
Assembled 2026-10-06. Read the brief.
- 52nd pct · 1,463rd of 3,063 US counties · median $234,566
- 34th pct · 57th of 87 Minnesota counties · median $276,116
- 89th pct · 311th of 3,063 US counties · median +2.9%
- 89th pct · 10th of 87 Minnesota counties · median +4.1%
- US counties: not published this period
- Minnesota counties: not published this period
- 14th pct · 2,748th of 3,221 US counties · median 8,232
- 9th pct · 79th of 87 Minnesota counties · median 7,739
- 43rd pct · 1,811th of 3,221 US counties · median $1,039
- 24th pct · 66th of 87 Minnesota counties · median $1,102
- 56th pct · 1,340th of 3,063 US counties · median 4.3
- 48th pct · 45th of 87 Minnesota counties · median 4.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $241,193 (Aug 2026), +7.7% over one year, +31.3% over five
- 52nd pct · 1,463rd of 3,063 US counties · median $234,566
- 34th pct · 57th of 87 Minnesota counties · median $276,116
| Item | Value | Distance |
|---|---|---|
| Grant County, MN | $241,193 · +7.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Minnesota counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,320 a month on $241,193 at 7.28%, against an average weekly wage worth $4,385 a month: 30.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $241,193 × 80% = $192,955, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,320/mo principal and interest
- wage share = payment / (avg weekly wage $1,012 × 52 / 12 = $4,385) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $241,193 / ($1,012 × 52) = 4.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,829 jobs at 255 employers (2026 Q1); -1.1% jobs and +8.6% average weekly wage over the year
- 14th pct · 2,748th of 3,221 US counties · median 8,232
- 9th pct · 79th of 87 Minnesota counties · median 7,739
| Item | Value | Distance |
|---|---|---|
| Grant County, MN | 1,829 jobs · $1,012/wk · -1.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Wholesale trade | 176 | $1,632 | 2.51 | +4.8% |
| Manufacturing | 154 | $1,198 | 1.05 | +1.3% |
| Retail trade | 150 | $696 | 0.84 | +1.4% |
| Construction | 148 | $913 | 1.54 | +16.5% |
| Agriculture, forestry, fishing | 119 | $806 | 9.01 | -12.5% |
| Other services | 74 | $912 | 1.35 | -11.9% |
| Finance and insurance | 66 | $1,672 | 0.89 | -1.5% |
| Transportation and warehousing | 43 | $693 | 0.56 | -12.2% |
| Professional and technical services | 20 | $686 | 0.16 | +0.0% |
| Arts, entertainment and recreation | 7 | $418 | 0.23 | +0.0% |
| Information | withheld | |||
| Administrative and waste services | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
16 gauges · 0 flooding · 1 with quality panels averaging 100 % · 4 stale
Sites found: 16, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-05046000 | flow 334.0 ft³/s | 34 km |
| USGS-05045950 | stage 64.2 ft | 34 km |
| USGS-05049000 | flow 20.4 ft³/s | 39 km |
| USGS-05049995 | stage 70.2 ft | 44 km |
| USGS-05050000 | flow 1.52 ft³/s | 44 km |
| USGS-05244780 | stage 12.0 ft · STALE | 49 km |
| USGS-05030500 | flow 331.0 ft³/s | 49 km |
| USGS-05051300 | flow 0.90 ft³/s | 50 km |
| USGS-05244810 | stage 16.8 ft · STALE | 50 km |
| USGS-05049710 | stage 70.2 ft | 52 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
2 wells in 0 named aquifers:
Sites found: 2, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-454449096450101 | depth 55.1 ft · 2026-10-05 | 61 km |
| USGS-455927095123101 | depth 7.65 ft · 2026-10-04 | 62 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.16)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55
Banks & federal dollars #
$198.6 m in deposits at 8 offices of 6 banks (SOD June 2026); HHI 1,731, moderately concentrated. $79.6 m federal obligations in FY2026 (direct payments $61.9 m, grants $17.3 m), $43,529 per covered job
| Item | Value | Distance |
|---|---|---|
| VIKING BANK, NATIONAL ASSOCIATION | $43.0 m · 21.7% share · 1 office | |
| Eagle Bank | $39.2 m · 19.7% share · 2 offices | |
| Farmers State Bank of Hoffman | $32.7 m · 16.5% share · 1 office | |
| Grant, MN | $79.6 m FY2026 · $43,529/job | |
| MULTIPLE RECIPIENTS | $41.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| VIKING BANK, NATIONAL ASSOCIATION | $43,044,000 | 21.7% | 1 |
| Eagle Bank | $39,227,000 | 19.7% | 2 |
| Farmers State Bank of Hoffman | $32,699,000 | 16.5% | 1 |
| Kensington Bank | $32,328,000 | 16.3% | 1 |
| BMO Bank National Association | $27,155,000 | 13.7% | 1 |
| Star Bank | $24,191,000 | 12.2% | 2 |
Deposit concentration is 1,731 across 6 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 21.7² + 19.7² + 16.5² + … (3 more) = 1,731
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $37,063,941 |
| Department of Agriculture | $19,183,440 |
| Department of Transportation | $16,493,988 |
| Department of Veterans Affairs | $3,643,130 |
| Department of Housing and Urban Development | $2,482,501 |
| Railroad Retirement Board | $376,239 |
| Federal Communications Commission | $294,360 |
| Department of Education | $68,949 |
| Small Business Administration | $8,063 |
That is $43,529 per covered job, against 1,829 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $79.6 m / 1,829 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $43,529
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Grant County, MN: 5 findings, 1 at a watch level and 4 noted
watchGrant County, MN's covered employment is -1.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteGrant County, MN's average weekly wage was 8.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +8.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGrant County, MN's covered employment was 1.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGrant County, MN's covered employment of 1,829 ranks 79th of 87 Minnesota counties, against a median of 7,739.
Period 2026 Q1.Show the arithmetic
- 9 on the 0-to-100 scale across 87 Minnesota counties that published jobs.emp
position among the entities that published this metric this period; not an official level
noteThe next Zillow ZHVI typical home value (monthly) covering Grant County, MN is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.