Kittson County, MN
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 48.78, -96.78.
Assembled 2026-10-06. Read the brief.
- 14th pct · 2,632nd of 3,063 US counties · median $234,566
- 0th pct · 87th of 87 Minnesota counties · median $276,116
- 31st pct · 2,089th of 3,063 US counties · median +2.9%
- 4th pct · 83rd of 87 Minnesota counties · median +4.1%
- US counties: not published this period
- Minnesota counties: not published this period
- 10th pct · 2,892nd of 3,221 US counties · median 8,232
- 2nd pct · 85th of 87 Minnesota counties · median 7,739
- 40th pct · 1,898th of 3,221 US counties · median $1,039
- 20th pct · 69th of 87 Minnesota counties · median $1,102
- 15th pct · 2,592nd of 3,063 US counties · median 4.3
- 2nd pct · 85th of 87 Minnesota counties · median 4.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $144,933 (Aug 2026), +1.3% over one year, +0.1% over five
- 14th pct · 2,632nd of 3,063 US counties · median $234,566
- 0th pct · 87th of 87 Minnesota counties · median $276,116
| Item | Value | Distance |
|---|---|---|
| Kittson County, MN | $144,933 · +1.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Minnesota counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $793 a month on $144,933 at 7.28%, against an average weekly wage worth $4,329 a month: 18.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $144,933 × 80% = $115,946, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $793/mo principal and interest
- wage share = payment / (avg weekly wage $999 × 52 / 12 = $4,329) = 18% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $144,933 / ($999 × 52) = 2.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,412 jobs at 203 employers (2026 Q1); -2.0% jobs and +6.5% average weekly wage over the year
- 10th pct · 2,892nd of 3,221 US counties · median 8,232
- 2nd pct · 85th of 87 Minnesota counties · median 7,739
| Item | Value | Distance |
|---|---|---|
| Kittson County, MN | 1,412 jobs · $999/wk · -2.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 233 | $886 | 1.10 | -6.8% |
| Manufacturing | 195 | $1,326 | 1.72 | -10.1% |
| Retail trade | 156 | $638 | 1.13 | -5.5% |
| Wholesale trade | 118 | $1,175 | 2.18 | +0.0% |
| Other services | 58 | $437 | 1.37 | +13.7% |
| Construction | 48 | $962 | 0.65 | +11.6% |
| Transportation and warehousing | 32 | $1,313 | 0.54 | -11.1% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Information | withheld | |||
| Finance and insurance | withheld | |||
| Real estate and rental | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$219.2 m in deposits at 5 offices of 4 banks (SOD June 2026); HHI 3,266, highly concentrated. $37.9 m federal obligations in FY2026 (direct payments $37.6 m, contracts $146,511), $26,845 per covered job
| Item | Value | Distance |
|---|---|---|
| United Valley Bank | $99.2 m · 45.2% share · 2 offices | |
| American Federal Bank | $61.8 m · 28.2% share · 1 office | |
| Prime Security Bank | $42.1 m · 19.2% share · 1 office | |
| Kittson, MN | $37.9 m FY2026 · $26,845/job | |
| MULTIPLE RECIPIENTS | $27.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| United Valley Bank | $99,180,000 | 45.2% | 2 |
| American Federal Bank | $61,791,000 | 28.2% | 1 |
| Prime Security Bank | $42,135,000 | 19.2% | 1 |
| KodaBank | $16,080,000 | 7.3% | 1 |
Deposit concentration is 3,266 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 45.2² + 28.2² + 19.2² + … (1 more) = 3,266
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $24,883,893 |
| Department of Agriculture | $9,766,190 |
| Department of Veterans Affairs | $2,617,180 |
| Railroad Retirement Board | $227,712 |
| Department of Housing and Urban Development | $193,904 |
| Department of Homeland Security | $184,595 |
| Department of Education | $111,404 |
| Federal Communications Commission | $33,643 |
| Department of Energy | $0 |
| Department of Defense | -$113,757 |
That is $26,845 per covered job, against 1,412 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $37.9 m / 1,412 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $26,845
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Kittson County, MN: 10 findings, 2 at a watch level and 8 noted
watchKittson County, MN's covered employment is -2.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchKittson County, MN's typical home value is -2.3% against the previous month, a watch level here: typical home value at least 1 percent below the previous month (arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.momPct = -2.277947430937026 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level
noteKittson County, MN's average weekly wage was 6.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteKittson County, MN's typical home value fell 2.3% from $148,311 in July 2026 to $144,933 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -2.3% = (144932.5113188071 - 148310.9569525048) / 148310.9569525048 × 100
- 144932.5113188071 = Zillow ZHVI, 2026-08
- 148310.9569525048 = Zillow ZHVI, 2026-07
noteKittson County, MN's covered employment was 2.0% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.