71st pct · 872nd of 3,063 US counties · median $234,566
Home value, one year
+2.6%
as of August 2026
45th pct · 1,664th of 3,063 US counties · median +2.9%
Typical rent
$1,273
as of August 2026
28th pct · 1,005th of 1,399 US counties · median $1,496
Jobs
85,208
as of 2026 Q1-01
89th pct · 344th of 3,221 US counties · median 8,232
Average weekly wage
$1,288
as of 2026 Q1-01
83rd pct · 517th of 3,221 US counties · median $1,039
Years of wages per home
4.6
57th pct · 1,297th of 3,063 US counties · median 4.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Typical home $311,300 (Aug 2026), +2.6% over one year, +24.3% over five
71st pct · 872nd of 3,063 US counties · median $234,566
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Item
Value
Distance
Stearns County
$311,300 · +2.6% 1-yr
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Principal and interest of $1,704 a month on $311,300 at 7.28%, against an average weekly wage worth $5,581 a month: 30.5% of one job’s pay.
payment = P·r / (1 − (1+r)^−n), P = $311,300 × 80% = $249,040, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,704/mo principal and interest
wage share = payment / (avg weekly wage $1,288 × 52 / 12 = $5,581) = 31% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
years of wages = $311,300 / ($1,288 × 52) = 4.6
price-to-rent = $311,300 / ($1,273 × 12) = 20.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
85,208 jobs at 4,598 employers (2026 Q1); -0.9% jobs and +2.5% average weekly wage over the year
89th pct · 344th of 3,221 US counties · median 8,232
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Item
Value
Distance
Stearns County
85,208 jobs · $1,288/wk · -0.9% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sector
Jobs
Avg weekly wage
Location quotient
Jobs over the year
Health care and social assistance
16,305
$1,286
1.27
-2.7%
Manufacturing
11,573
$1,436
1.69
+1.3%
Retail trade
11,157
$818
1.34
-1.9%
Accommodation and food services
6,163
$411
0.81
+3.5%
Construction
4,685
$2,308
1.05
-2.5%
Wholesale trade
3,925
$1,514
1.20
-1.4%
Finance and insurance
3,505
$2,353
1.01
-2.5%
Transportation and warehousing
3,400
$1,247
0.95
+3.8%
Other services
2,756
$803
1.08
-2.2%
Administrative and waste services
2,159
$1,090
0.45
-0.6%
Professional and technical services
1,651
$1,802
0.28
-4.4%
Educational services
1,570
$1,005
0.86
+1.3%
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
$7.1 bn in deposits at 48 offices of 29 banks (SOD June 2026); HHI 1,122, moderately concentrated. $1.1 bn federal obligations in FY2026 (direct payments $952.2 m, contracts $118.9 m), $12,949 per covered job
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Item
Value
Distance
Stearns Bank National Association
$2.0 bn · 27.7% share · 3 offices
Old National Bank
$785.6 m · 11.0% share · 2 offices
Wells Fargo Bank, National Association
$435.7 m · 6.1% share · 2 offices
Stearns, MN
$1.1 bn FY2026 · $12,949/job
MULTIPLE RECIPIENTS
$834.5 m · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
Institution
Deposits
Share
Offices
Stearns Bank National Association
$1,975,552,000
27.7%
3
Old National Bank
$785,560,000
11.0%
2
Wells Fargo Bank, National Association
$435,677,000
6.1%
2
U.S. Bank National Association
$430,763,000
6.0%
3
Falcon National Bank
$413,993,000
5.8%
2
Sentry Bank
$365,032,000
5.1%
4
American Heritage National Bank
$298,345,000
4.2%
2
BankVista
$257,413,000
3.6%
1
Deerwood Bank
$242,308,000
3.4%
2
Liberty Bank Minnesota
$222,036,000
3.1%
4
Deposit concentration is 1,122 across 28 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 28 banks with deposits in the county = 27.7² + 11.0² + 6.1² + … (25 more) = 1,122
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
USAspending place-of-performance obligations for FY2026, by awarding agency.
USAspending, FY2026, place of performance in this county.
Awarding agency
Obligations
Social Security Administration
$726,261,696
Department of Veterans Affairs
$142,927,947
Department of Education
$88,906,936
Department of Agriculture
$79,820,066
Department of Housing and Urban Development
$18,946,690
Department of Transportation
$17,911,542
General Services Administration
$12,044,226
Railroad Retirement Board
$7,376,318
Department of Health and Human Services
$4,621,004
Environmental Protection Agency
$3,500,000
Federal Communications Commission
$731,027
Department of Defense
$211,598
That is $12,949 per covered job, against 85,208 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.1 bn / 85,208 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $12,949
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
The national indicator set, unfiltered by place.
Series
Latest
As of
Change
Mississippi River at Memphis, stage · ft
not published
not published
Mississippi River at St. Louis, stage · ft
not published
not published
Ohio River at Louisville, stage · ft
16.50
2026-09-30
-11.7%
Missouri River at St. Joseph, stage · ft
not published
not published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s
5,170.00
2026-02-05
-25.3%
Texas reservoirs, statewide percent full · %
71.30
2026-10-01
+0.1%
Laredo truck crossings, monthly · trucks
258,700.00
2026-08-01
-0.4%
Los Angeles + Long Beach container volume, annual · TEU
10,513,167.00
2023-01-01
-13.5%
Containerships waiting for a berth, all US ports · ships
6.00
2026-09-22
-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box
6,830.00
2026-08-01
+7.4%
US diesel retail price · $ per gallon
unavailable
not published
WTI crude oil, spot · $ per barrel
96.16
2026-09-29
-3.2%
30-year fixed mortgage rate · %
7.28
2026-10-01
+3.6%
Housing starts, annual rate · thousands of units
1,275.00
2026-08-01
-2.6%
Building permits, annual rate · thousands of units
1,403.00
2026-08-01
-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100
337.31
2026-07-01
+0.1%
Unemployment rate · %
4.10
2026-08-01
+0.0%
US goods and services trade balance, monthly · $ millions
-88,576.00
2026-07-01
-24.4%
Retail sales excluding food services, monthly · $ millions
646,347.00
2026-08-01
+1.1%
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
FIPS 27145, MN: 7 findings, 1 at a watch level and 6 noted
watchFIPS 27145, MN's covered employment is -0.9% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.
Show the arithmetic
test: jobs.yoy.emp = -0.9 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteFIPS 27145, MN's average weekly wage was 2.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.
Show the arithmetic
+2.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 27145, MN's covered employment was 0.9% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.
Show the arithmetic
-0.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 27145, MN's typical asking rent rose 0.5% from $1,266 in July 2026 to $1,273 in August 2026, on Zillow ZORI.
noteThe next Unemployment rate (BLS Employment Situation, monthly) covering FIPS 27145, MN is due between 2026-09-25 and 2026-10-09, estimated from the publisher's past release pattern.
Show the arithmetic
window = 2026-09-25 to 2026-10-09, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date