Hancock County, MS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 30.39, -89.48.
Assembled 2026-10-06. Read the brief.
- 50th pct · 1,505th of 3,063 US counties · median $234,566
- 91st pct · 8th of 80 Mississippi counties · median $151,974
- counties in the Gulfport-Biloxi metro: Rank context is unavailable: the manifest lists 4 counties in the Gulfport-Biloxi metro; fewer than 5 is too few to rank.
- 30th pct · 2,129th of 3,063 US counties · median +2.9%
- 46th pct · 43rd of 80 Mississippi counties · median +1.3%
- counties in the Gulfport-Biloxi metro: Rank context is unavailable: the manifest lists 4 counties in the Gulfport-Biloxi metro; fewer than 5 is too few to rank.
- 68th pct · 439th of 1,399 US counties · median $1,496
- 94th pct · 2nd of 18 Mississippi counties · median $1,402
- counties in the Gulfport-Biloxi metro: Rank context is unavailable: the manifest lists 4 counties in the Gulfport-Biloxi metro; fewer than 5 is too few to rank.
- 63rd pct · 1,189th of 3,221 US counties · median 8,232
- 79th pct · 18th of 82 Mississippi counties · median 6,322
- counties in the Gulfport-Biloxi metro: Rank context is unavailable: the manifest lists 4 counties in the Gulfport-Biloxi metro; fewer than 5 is too few to rank.
- 82nd pct · 572nd of 3,221 US counties · median $1,039
- 97th pct · 3rd of 82 Mississippi counties · median $903
- counties in the Gulfport-Biloxi metro: Rank context is unavailable: the manifest lists 4 counties in the Gulfport-Biloxi metro; fewer than 5 is too few to rank.
- 33rd pct · 2,022nd of 3,063 US counties · median 4.3
- 63rd pct · 30th of 80 Mississippi counties · median 3.3
- counties in the Gulfport-Biloxi metro: Rank context is unavailable: the manifest lists 4 counties in the Gulfport-Biloxi metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $236,816 (Aug 2026), +1.2% over one year, +13.3% over five
- 50th pct · 1,505th of 3,063 US counties · median $234,566
- 91st pct · 8th of 80 Mississippi counties · median $151,974
- counties in the Gulfport-Biloxi metro: Rank context is unavailable: the manifest lists 4 counties in the Gulfport-Biloxi metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Hancock County, MS | $236,816 · +1.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,735/mo (Aug 2026), +3.7% over one year; price-to-rent 11.4
- 68th pct · 439th of 1,399 US counties · median $1,496
- 94th pct · 2nd of 18 Mississippi counties · median $1,402
- counties in the Gulfport-Biloxi metro: Rank context is unavailable: the manifest lists 4 counties in the Gulfport-Biloxi metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Hancock County, MS | $1,735/mo · +3.7% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,296 a month on $236,816 at 7.28%, against an average weekly wage worth $5,490 a month: 23.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $236,816 × 80% = $189,453, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,296/mo principal and interest
- wage share = payment / (avg weekly wage $1,267 × 52 / 12 = $5,490) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $236,816 / ($1,267 × 52) = 3.6
- price-to-rent = $236,816 / ($1,735 × 12) = 11.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
14,023 jobs at 1,114 employers (2026 Q1); -3.4% jobs and -0.2% average weekly wage over the year
- 63rd pct · 1,189th of 3,221 US counties · median 8,232
- 79th pct · 18th of 82 Mississippi counties · median 6,322
- counties in the Gulfport-Biloxi metro: Rank context is unavailable: the manifest lists 4 counties in the Gulfport-Biloxi metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Hancock County, MS | 14,023 jobs · $1,267/wk · -3.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 2,674 | $575 | 2.12 | +3.9% |
| Retail trade | 1,572 | $564 | 1.15 | -1.1% |
| Professional and technical services | 1,232 | $1,630 | 1.27 | +0.2% |
| Manufacturing | 1,059 | $1,950 | 0.94 | +0.2% |
| Health care and social assistance | 914 | $1,197 | 0.43 | -10.2% |
| Construction | 525 | $1,131 | 0.71 | -26.1% |
| Finance and insurance | 294 | $1,464 | 0.51 | +17.6% |
| Transportation and warehousing | 290 | $1,708 | 0.49 | +5.1% |
| Educational services | 242 | $1,884 | 0.80 | +18.0% |
| Arts, entertainment and recreation | 212 | $474 | 0.92 | -4.9% |
| Other services | 210 | $754 | 0.50 | -2.3% |
| Utilities | 195 | $3,167 | 3.52 | +8.9% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
59 gauges · 0 flooding · 18 with quality panels averaging 47 % · 20 stale
Sites found: 59, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Bayou Saint John outside gate at New Orleans, LA | stage 10.4 ft · quality 0 % (3) · STALE | 71 km |
| Bayou Saint John inside gate at New Orleans, LA | stage 7.29 ft · quality 17 % (3) · STALE | 71 km |
| USGS-301429089145600 | stage 4.09 ft · quality 50 % (2) | 29 km |
| USGS-300722089150100 | stage -0.25 ft · quality 50 % (2) · STALE | 37 km |
| Bayou Saint John Midlake at New Orleans, LA | stage 8.32 ft · quality 33 % (3) · STALE | 72 km |
| Bayou Saint John Southlake at New Orleans ,LA | stage 8.63 ft · quality 33 % (3) · STALE | 75 km |
| USGS-301912088583300 | turb. 74.6 FNU · quality 63 % (4) · STALE | 50 km |
| USGS-302318088512600 | stage 1.16 ft · quality 50 % (2) | 60 km |
| City Park South Lagoon at New Orleans, LA | stage 8.46 ft · quality 33 % (3) · STALE | 74 km |
| City Park East Lagoon at New Orleans, LA | stage 2.79 ft · quality 17 % (3) · STALE | 72 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
3 wells in 1 named aquifer: Coastal lowlands aquifer system
Sites found: 3, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-302406088593201 | depth 38.2 ft · 1995-09-06 | 47 km |
| USGS-302355088540301 | depth 48.2 ft · 1995-09-29 | 56 km |
| Coastal lowlands aquifer system | depth 34.1 ft · 2016-12-14 | 72 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.19)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.53 / 0.55
Banks & federal dollars #
$760.3 m in deposits at 12 offices of 7 banks (SOD June 2026); HHI 3,443, highly concentrated. $451.0 m federal obligations in FY2026 (contracts $434.0 m, grants $16.9 m), $32,161 per covered job
| Item | Value | Distance |
|---|---|---|
| Hancock Whitney Bank | $354.4 m · 46.6% share · 3 offices | |
| Renasant Bank | $254.9 m · 33.5% share · 2 offices | |
| The Peoples Bank, Biloxi, Mississippi | $70.6 m · 9.3% share · 3 offices | |
| Hancock, MS | $451.0 m FY2026 · $32,161/job | |
| MULTIPLE RECIPIENTS | $307.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Hancock Whitney Bank | $354,369,000 | 46.6% | 3 |
| Renasant Bank | $254,937,000 | 33.5% | 2 |
| The Peoples Bank, Biloxi, Mississippi | $70,609,000 | 9.3% | 3 |
| Regions Bank | $55,576,000 | 7.3% | 1 |
| Community Bank of Mississippi | $17,802,000 | 2.3% | 1 |
| FNB Picayune Bank | $3,722,000 | 0.5% | 1 |
| Woodforest National Bank | $3,266,000 | 0.4% | 1 |
Deposit concentration is 3,443 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 46.6² + 33.5² + 9.3² + … (4 more) = 3,443
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| National Aeronautics and Space Administration | $357,461,464 |
| Social Security Administration | $263,113,247 |
| Department of Defense | $50,965,753 |
| Department of Veterans Affairs | $41,613,261 |
| Department of Commerce | $23,274,421 |
| Department of Transportation | $12,889,938 |
| Department of Housing and Urban Development | $4,792,364 |
| Department of Homeland Security | $3,010,734 |
| Railroad Retirement Board | $2,870,414 |
| Gulf Coast Ecosystem Restoration Council | $1,901,107 |
| Department of Agriculture | $1,842,453 |
| Federal Communications Commission | $619,217 |
That is $32,161 per covered job, against 14,023 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $451.0 m / 14,023 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $32,161
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Hancock County, MS: 14 findings, 1 at an alert level, 3 at a watch level and 10 noted
alertHancock County, MS' covered employment is -3.4% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.4 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchHancock County, MS' covered employment is -3.4% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.4 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchHancock County, MS' average weekly wage is -0.2% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -0.2 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchHancock County, MS' typical home value of $236,816 scores 51 on the 0-to-100 scale across US counties but 91 across Mississippi counties, a gap of 40 points.
Period 2026-08.Show the arithmetic
- 40 = |51 across US counties - 91 across Mississippi counties|
position among the entities that published this metric this period; not an official level
noteHancock County, MS' covered employment was 3.4% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -3.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.