Bolivar County, MS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.80, -90.88.
Assembled 2026-10-06. Read the brief.
- 6th pct · 2,876th of 3,063 US counties · median $234,566
- 20th pct · 64th of 80 Mississippi counties · median $151,974
- 2nd pct · 2,988th of 3,063 US counties · median +2.9%
- 8th pct · 73rd of 80 Mississippi counties · median +1.3%
- US counties: not published this period
- Mississippi counties: not published this period
- 56th pct · 1,416th of 3,221 US counties · median 8,232
- 65th pct · 29th of 82 Mississippi counties · median 6,322
- 12th pct · 2,799th of 3,221 US counties · median $1,039
- 39th pct · 50th of 82 Mississippi counties · median $903
- 13th pct · 2,663rd of 3,063 US counties · median 4.3
- 29th pct · 57th of 80 Mississippi counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $118,382 (Aug 2026), -7.5% over one year, -28.0% over five
- 6th pct · 2,876th of 3,063 US counties · median $234,566
- 20th pct · 64th of 80 Mississippi counties · median $151,974
| Item | Value | Distance |
|---|---|---|
| Bolivar County, MS | $118,382 · -7.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Mississippi counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $648 a month on $118,382 at 7.28%, against an average weekly wage worth $3,727 a month: 17.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $118,382 × 80% = $94,705, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $648/mo principal and interest
- wage share = payment / (avg weekly wage $860 × 52 / 12 = $3,727) = 17% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $118,382 / ($860 × 52) = 2.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
10,574 jobs at 850 employers (2026 Q1); +1.0% jobs and -0.1% average weekly wage over the year
- 56th pct · 1,416th of 3,221 US counties · median 8,232
- 65th pct · 29th of 82 Mississippi counties · median 6,322
| Item | Value | Distance |
|---|---|---|
| Bolivar County, MS | 10,574 jobs · $860/wk · +1.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,426 | $636 | 1.38 | -2.5% |
| Accommodation and food services | 1,137 | $318 | 1.20 | +2.8% |
| Manufacturing | 1,083 | $1,254 | 1.27 | -2.6% |
| Transportation and warehousing | 432 | $1,931 | 0.97 | -5.7% |
| Construction | 277 | $1,072 | 0.50 | +3.0% |
| Administrative and waste services | 275 | $688 | 0.46 | -0.4% |
| Other services | 241 | $646 | 0.76 | -0.8% |
| Wholesale trade | 228 | $1,029 | 0.56 | +0.0% |
| Finance and insurance | 226 | $1,240 | 0.52 | -3.0% |
| Agriculture, forestry, fishing | 222 | $707 | 2.91 | -5.9% |
| Real estate and rental | 108 | $592 | 0.67 | -3.6% |
| Information | 66 | $783 | 0.34 | +8.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D4 exceptional drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
26 gauges · 0 flooding · 8 with quality panels averaging 86 % · 8 stale
Sites found: 26, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-07288521 | flow 11.6 ft³/s · quality 80 % (5) | 34 km |
| USGS-07288048 | flow 0.47 ft³/s · quality 80 % (5) | 49 km |
| USGS-07288068 | flow 5.34 ft³/s · quality 80 % (5) | 39 km |
| USGS-07288642 | stage 5.76 ft | 19 km |
| USGS-07288280 | flow 44.4 ft³/s | 20 km |
| USGS-333957091034100 | turb. 7.40 FNU · quality 100 % (5) · STALE | 22 km |
| USGS-333601090450000 | flow 1.35 ft³/s · STALE | 25 km |
| USGS-07288150 | flow 5.98 ft³/s | 26 km |
| USGS-333420090445900 | flow 58.8 ft³/s · STALE | 28 km |
| USGS-07288500 | flow 65.4 ft³/s · quality 63 % (4) | 42 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
15 wells in 0 named aquifers:
Sites found: 15, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-335911090553901 | depth 24.9 ft · 2025-02-04 | 21 km |
| USGS-332826090441601 | depth 24.4 ft · 1994-09-30 | 39 km |
| USGS-332432091031501 | depth 87.3 ft · 1991-12-03 | 46 km |
| USGS-332432091031503 | depth 86.5 ft · 1993-08-21 | 46 km |
| USGS-333437090262601 | depth 32.8 ft · 1982-02-07 | 48 km |
| USGS-332202090592501 | depth 14.2 ft · 1985-05-31 | 49 km |
| USGS-332242091030401 | depth 10.3 ft · 1994-09-30 | 50 km |
| USGS-332223091043301 | depth 11.6 ft · 1994-09-30 | 51 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.69)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×1.00 + 0.2×0.14 / 0.55
Banks & federal dollars #
$932.9 m in deposits at 14 offices of 9 banks (SOD June 2026); HHI 1,603, moderately concentrated. $229.3 m federal obligations in FY2026 (direct payments $206.5 m, grants $22.7 m), $21,686 per covered job
| Item | Value | Distance |
|---|---|---|
| The Cleveland State Bank | $270.7 m · 29.0% share · 3 offices | |
| Planters Bank & Trust Company | $134.8 m · 14.5% share · 2 offices | |
| Regions Bank | $114.6 m · 12.3% share · 1 office | |
| Bolivar, MS | $229.3 m FY2026 · $21,686/job | |
| MULTIPLE RECIPIENTS | $174.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Cleveland State Bank | $270,675,000 | 29.0% | 3 |
| Planters Bank & Trust Company | $134,841,000 | 14.5% | 2 |
| Regions Bank | $114,562,000 | 12.3% | 1 |
| BankPlus | $104,691,000 | 11.2% | 1 |
| Guaranty Bank and Trust Company | $100,334,000 | 10.8% | 1 |
| Renasant Bank | $84,701,000 | 9.1% | 2 |
| Genesis Bank | $73,788,000 | 7.9% | 1 |
| The Jefferson Bank | $30,315,000 | 3.2% | 1 |
| Southern Bancorp Bank | $19,011,000 | 2.0% | 2 |
Deposit concentration is 1,603 across 9 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 29.0² + 14.5² + 12.3² + … (6 more) = 1,603
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $158,542,544 |
| Department of Agriculture | $21,290,216 |
| Department of Veterans Affairs | $15,002,520 |
| Department of Transportation | $12,053,788 |
| Department of Education | $11,558,868 |
| Department of Health and Human Services | $5,586,101 |
| Department of Housing and Urban Development | $4,003,987 |
| Federal Communications Commission | $623,214 |
| Department of Justice | $314,533 |
| Department of the Interior | $154,734 |
| Railroad Retirement Board | $139,446 |
| Department of Defense | $62,795 |
That is $21,686 per covered job, against 10,574 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $229.3 m / 10,574 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,686
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Bolivar County, MS: 10 findings, 1 at an alert level, 2 at a watch level and 7 noted
alertBolivar County, MS' typical home value is -7.5% against a year earlier, an alert level here: typical home value at least 5 percent below a year ago (arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -7.524458120042526 <= -5
arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level
watchBolivar County, MS' typical home value is -7.5% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -7.524458120042526 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchBolivar County, MS' average weekly wage is -0.1% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -0.1 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
noteBolivar County, MS' covered employment was 1.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBolivar County, MS' typical home value fell 1.0% from $119,537 in July 2026 to $118,382 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -1.0% = (118381.640281811 - 119537.10369985923) / 119537.10369985923 × 100
- 118381.640281811 = Zillow ZHVI, 2026-08
- 119537.10369985923 = Zillow ZHVI, 2026-07
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.