Jefferson County, MS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.73, -91.04.
Assembled 2026-10-06. Read the brief.
- 2nd pct · 2,994th of 3,063 US counties · median $234,566
- 7th pct · 74th of 80 Mississippi counties · median $151,974
- 0th pct · 3,053rd of 3,063 US counties · median +2.9%
- 0th pct · 80th of 80 Mississippi counties · median +1.3%
- US counties: not published this period
- Mississippi counties: not published this period
- 6th pct · 3,021st of 3,221 US counties · median 8,232
- 3rd pct · 79th of 82 Mississippi counties · median 6,322
- 19th pct · 2,599th of 3,221 US counties · median $1,039
- 48th pct · 43rd of 82 Mississippi counties · median $903
- 4th pct · 2,917th of 3,063 US counties · median 4.3
- 8th pct · 73rd of 80 Mississippi counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $97,256 (Aug 2026), -17.5% over one year, -40.8% over five
- 2nd pct · 2,994th of 3,063 US counties · median $234,566
- 7th pct · 74th of 80 Mississippi counties · median $151,974
| Item | Value | Distance |
|---|---|---|
| Jefferson County, MS | $97,256 · -17.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Mississippi counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $532 a month on $97,256 at 7.28%, against an average weekly wage worth $3,904 a month: 13.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $97,256 × 80% = $77,805, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $532/mo principal and interest
- wage share = payment / (avg weekly wage $901 × 52 / 12 = $3,904) = 14% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $97,256 / ($901 × 52) = 2.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
942 jobs at 75 employers (2026 Q1); -6.5% jobs and +4.8% average weekly wage over the year
- 6th pct · 3,021st of 3,221 US counties · median 8,232
- 3rd pct · 79th of 82 Mississippi counties · median 6,322
| Item | Value | Distance |
|---|---|---|
| Jefferson County, MS | 942 jobs · $901/wk · -6.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Utilities | 112 | $1,691 | 30.10 | +0.9% |
| Other services | 9 | $488 | 0.32 | +0.0% |
| Agriculture, forestry, fishing | withheld | |||
| Construction | withheld | |||
| Manufacturing | withheld | |||
| Wholesale trade | withheld | |||
| Retail trade | withheld | |||
| Transportation and warehousing | withheld | |||
| Information | withheld | |||
| Finance and insurance | withheld | |||
| Real estate and rental | withheld | |||
| Professional and technical services | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
15 gauges · 0 flooding · 3 with quality panels averaging 93 % · 7 stale
Sites found: 15, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| LITTLE CREEK NR FAYETTE, MS | flow 1,640 ft³/s · STALE | 7 km |
| USGS-314416091213400 | turb. 52.0 FNU · quality 80 % (5) · STALE | 30 km |
| BAYOU PIERRE NR WILLOWS, MS | flow 275.0 ft³/s | 35 km |
| HOMOCHITTO RIVER AT EDDICETON, MS | flow 45.1 ft³/s | 36 km |
| HOMOCHITTO RIVER AT ROSETTA, MS | flow 346.0 ft³/s | 46 km |
| TENSAS R @ CLAYTON, LA | stage 34.6 ft · STALE | 47 km |
| USGS-312514091273400 | turb. 25.0 FNU · quality 100 % (5) · STALE | 53 km |
| (COE) Tensas River south of Newlight, LA | stage 34.4 ft | 58 km |
| USGS-311845091272200 | turb. 14.0 FNU · quality 100 % (4) · STALE | 61 km |
| BUFFALO RIVER NR WOODVILLE, MS | flow 29.2 ft³/s | 61 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
6 wells in 0 named aquifers:
Sites found: 6, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-314247091034201 | depth 122.6 ft · 1963-09-15 | 3 km |
| USGS-315718090591501 | depth 100.1 ft · 1963-09-15 | 25 km |
| USGS-313605091202201 | depth 83.5 ft · 1993-08-15 | 32 km |
| USGS-313330091223702 | depth 225.0 ft · 1993-08-11 | 38 km |
| USGS-313256091214201 | depth 56.4 ft · 1993-07-17 | 38 km |
| USGS-322310090530202 | depth 26.9 ft · 1994-05-16 | 74 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.18)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.07 / 0.55
Banks & federal dollars #
$43.2 m in deposits at 1 offices of 1 banks (SOD June 2026); HHI 10,000, highly concentrated. $5.0 m federal obligations in FY2026 (grants $5.0 m), $5,287 per covered job
| Item | Value | Distance |
|---|---|---|
| United Mississippi Bank | $43.2 m · 100.0% share · 1 office | |
| Jefferson, MS | $5.0 m FY2026 · $5,287/job | |
| MULTIPLE RECIPIENTS | $42.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| United Mississippi Bank | $43,153,000 | 100.0% | 1 |
Deposit concentration is 10,000 across 1 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $38,396,189 |
| Department of Health and Human Services | $4,594,840 |
| Department of Veterans Affairs | $3,389,271 |
| Department of Agriculture | $1,039,585 |
| Department of Housing and Urban Development | $471,242 |
| Railroad Retirement Board | $383,962 |
| Department of Transportation | $262,692 |
| Federal Communications Commission | $9,159 |
That is $5,287 per covered job, against 942 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $5.0 m / 942 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $5,287
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Jefferson County, MS: 20 findings, 2 at an alert level, 3 at a watch level and 15 noted
alertJefferson County, MS' typical home value is -17.5% against a year earlier, an alert level here: typical home value at least 5 percent below a year ago (arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -17.4619166705758 <= -5
arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level
alertJefferson County, MS' covered employment is -6.5% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -6.5 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchJefferson County, MS' typical home value is -17.5% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -17.4619166705758 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchJefferson County, MS' covered employment is -6.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -6.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchJefferson County, MS' momentum index is -0.47, a watch level here: momentum index in the cooling band (the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: momentum = -0.4705882352941177 <= -0.25
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.