Prentiss County, MS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.62, -88.52.
Assembled 2026-10-06. Read the brief.
- 14th pct · 2,609th of 3,063 US counties · median $234,566
- 41st pct · 47th of 80 Mississippi counties · median $151,974
- 55th pct · 1,368th of 3,063 US counties · median +2.9%
- 68th pct · 26th of 80 Mississippi counties · median +1.3%
- US counties: not published this period
- Mississippi counties: not published this period
- 47th pct · 1,686th of 3,221 US counties · median 8,232
- 58th pct · 35th of 82 Mississippi counties · median 6,322
- 8th pct · 2,958th of 3,221 US counties · median $1,039
- 16th pct · 69th of 82 Mississippi counties · median $903
- 30th pct · 2,115th of 3,063 US counties · median 4.3
- 59th pct · 33rd of 80 Mississippi counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $146,800 (Aug 2026), +3.4% over one year, -1.4% over five
- 14th pct · 2,609th of 3,063 US counties · median $234,566
- 41st pct · 47th of 80 Mississippi counties · median $151,974
| Item | Value | Distance |
|---|---|---|
| Prentiss County, MS | $146,800 · +3.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Mississippi counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $804 a month on $146,800 at 7.28%, against an average weekly wage worth $3,536 a month: 22.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $146,800 × 80% = $117,440, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $804/mo principal and interest
- wage share = payment / (avg weekly wage $816 × 52 / 12 = $3,536) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $146,800 / ($816 × 52) = 3.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
7,507 jobs at 556 employers (2026 Q1); +3.3% jobs and -1.2% average weekly wage over the year
- 47th pct · 1,686th of 3,221 US counties · median 8,232
- 58th pct · 35th of 82 Mississippi counties · median 6,322
| Item | Value | Distance |
|---|---|---|
| Prentiss County, MS | 7,507 jobs · $816/wk · +3.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,841 | $1,012 | 3.05 | +17.4% |
| Retail trade | 952 | $557 | 1.30 | -0.2% |
| Accommodation and food services | 568 | $338 | 0.84 | +4.8% |
| Transportation and warehousing | 443 | $848 | 1.40 | +2.5% |
| Construction | 318 | $933 | 0.81 | +6.7% |
| Administrative and waste services | 302 | $901 | 0.71 | +9.8% |
| Finance and insurance | 170 | $1,007 | 0.56 | +4.3% |
| Other services | 131 | $871 | 0.58 | -13.2% |
| Utilities | 69 | $1,510 | 2.33 | +11.3% |
| Agriculture, forestry, fishing | 49 | $735 | 0.90 | +25.6% |
| Wholesale trade | 30 | $661 | 0.10 | -38.8% |
| Real estate and rental | 27 | $601 | 0.23 | +3.8% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
32 gauges · 0 flooding · 3 with quality panels averaging 93 % · 13 stale
Sites found: 32, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-02429900 | flow 5.60 ft³/s · STALE | 7 km |
| USGS-02429955 | flow 101.0 ft³/s · STALE | 14 km |
| USGS-02429949 | flow 147.0 ft³/s · STALE | 14 km |
| USGS-02430680 | flow 1.73 ft³/s | 19 km |
| USGS-343916088435600 | turb. 0.60 FNU · quality 100 % (5) · STALE | 20 km |
| USGS-02430005 | flow 0.00 ft³/s | 21 km |
| USGS-02430100 | flow 81.0 ft³/s · STALE | 22 km |
| USGS-02430161 | flow 861.0 ft³/s | 23 km |
| USGS-02429980 | flow 3.00 ft³/s · STALE | 25 km |
| USGS-02430085 | flow 2.69 ft³/s | 28 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
22 wells in 0 named aquifers:
Sites found: 22, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-344045088325501 | depth 201.7 ft · 1989-02-15 | 7 km |
| USGS-343152088213003 | depth 72.3 ft · 2022-02-26 | 18 km |
| USGS-343152088213002 | depth 154.0 ft · 1985-09-29 | 18 km |
| USGS-343201088204703 | depth 27.6 ft · 1985-09-29 | 19 km |
| USGS-344017088180403 | depth 12.3 ft · 1985-09-29 | 21 km |
| USGS-342854088194101 | depth 1.92 ft · 1985-09-29 | 24 km |
| USGS-344053088161202 | depth 102.1 ft · 1990-07-24 | 24 km |
| USGS-344053088161203 | depth 72.6 ft · 1990-07-24 | 24 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.18)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.07 / 0.55
Banks & federal dollars #
$598.1 m in deposits at 9 offices of 5 banks (SOD June 2026); HHI 3,211, highly concentrated. $148.9 m federal obligations in FY2026 (direct payments $145.7 m, grants $2.9 m), $19,830 per covered job
| Item | Value | Distance |
|---|---|---|
| Farmers and Merchants Bank | $261.5 m · 43.7% share · 4 offices | |
| Renasant Bank | $178.7 m · 29.9% share · 2 offices | |
| The Huntington National Bank | $112.9 m · 18.9% share · 1 office | |
| Prentiss, MS | $148.9 m FY2026 · $19,830/job | |
| MULTIPLE RECIPIENTS | $131.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Farmers and Merchants Bank | $261,502,000 | 43.7% | 4 |
| Renasant Bank | $178,706,000 | 29.9% | 2 |
| The Huntington National Bank | $112,916,000 | 18.9% | 1 |
| Guaranty Bank and Trust Company | $42,274,000 | 7.1% | 1 |
| Woodforest National Bank | $2,740,000 | 0.5% | 1 |
Deposit concentration is 3,211 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 43.7² + 29.9² + 18.9² + … (2 more) = 3,211
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $120,958,112 |
| Department of Education | $12,224,618 |
| Department of Veterans Affairs | $9,864,566 |
| Department of Agriculture | $1,422,811 |
| Department of Housing and Urban Development | $1,365,291 |
| Department of Transportation | $1,014,447 |
| Department of Health and Human Services | $978,565 |
| Federal Communications Commission | $521,697 |
| Railroad Retirement Board | $280,018 |
| Department of Defense | $233,178 |
| Department of Justice | $1,850 |
| Department of the Interior | $0 |
That is $19,830 per covered job, against 7,507 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $148.9 m / 7,507 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,830
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Prentiss County, MS: 6 findings, 1 at a watch level and 5 noted
watchPrentiss County, MS' average weekly wage is -1.2% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -1.2 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
notePrentiss County, MS' covered employment was 3.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePrentiss County, MS' average weekly wage was 1.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePrentiss County, MS' typical home value rose 0.7% from $145,781 in July 2026 to $146,800 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.7% = (146799.88360415198 - 145780.61081137115) / 145780.61081137115 × 100
- 146799.88360415198 = Zillow ZHVI, 2026-08
- 145780.61081137115 = Zillow ZHVI, 2026-07
notePrentiss County, MS' average weekly wage of $816 ranks 2,958th of 3,221 US counties, against a median of $1,039.
Period 2026 Q1.Show the arithmetic
- 8 on the 0-to-100 scale across 3221 US counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.