Crawford County, MO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.97, -91.31.
Assembled 2026-10-06. Read the brief.
- 46th pct · 1,627th of 3,063 US counties · median $234,566
- 52nd pct · 54th of 113 Missouri counties · median $224,499
- 92nd pct · 225th of 3,063 US counties · median +2.9%
- 87th pct · 15th of 113 Missouri counties · median +4.9%
- US counties: not published this period
- Missouri counties: not published this period
- 45th pct · 1,761st of 3,221 US counties · median 8,232
- 56th pct · 51st of 115 Missouri counties · median 4,996
- 45th pct · 1,764th of 3,221 US counties · median $1,039
- 79th pct · 24th of 115 Missouri counties · median $902
- 49th pct · 1,536th of 3,063 US counties · median 4.3
- 34th pct · 74th of 113 Missouri counties · median 4.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $226,808 (Aug 2026), +8.6% over one year, +24.6% over five
- 46th pct · 1,627th of 3,063 US counties · median $234,566
- 52nd pct · 54th of 113 Missouri counties · median $224,499
| Item | Value | Distance |
|---|---|---|
| Crawford County, MO | $226,808 · +8.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Missouri counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,241 a month on $226,808 at 7.28%, against an average weekly wage worth $4,411 a month: 28.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $226,808 × 80% = $181,446, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,241/mo principal and interest
- wage share = payment / (avg weekly wage $1,018 × 52 / 12 = $4,411) = 28% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $226,808 / ($1,018 × 52) = 4.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
6,851 jobs at 723 employers (2026 Q1); +2.0% jobs and +4.8% average weekly wage over the year
- 45th pct · 1,761st of 3,221 US counties · median 8,232
- 56th pct · 51st of 115 Missouri counties · median 4,996
| Item | Value | Distance |
|---|---|---|
| Crawford County, MO | 6,851 jobs · $1,018/wk · +2.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,551 | $1,026 | 2.81 | -2.1% |
| Retail trade | 850 | $734 | 1.27 | -4.2% |
| Construction | 258 | $992 | 0.72 | +24.6% |
| Professional and technical services | 244 | $1,452 | 0.52 | +19.6% |
| Finance and insurance | 151 | $1,055 | 0.54 | +7.1% |
| Wholesale trade | 143 | $1,406 | 0.54 | -5.3% |
| Transportation and warehousing | 126 | $945 | 0.44 | -7.4% |
| Utilities | 88 | $1,905 | 3.25 | -2.2% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Information | withheld | |||
| Real estate and rental | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$484.9 m in deposits at 9 offices of 5 banks (SOD June 2026); HHI 2,738, highly concentrated. $161.6 m federal obligations in FY2026 (direct payments $151.7 m, grants $9.8 m), $23,592 per covered job
| Item | Value | Distance |
|---|---|---|
| Peoples Bank | $184.3 m · 38.0% share · 4 offices | |
| FCNB Bank | $126.7 m · 26.1% share · 2 offices | |
| SULLIVAN BANK | $93.5 m · 19.3% share · 1 office | |
| Crawford, MO | $161.6 m FY2026 · $23,592/job | |
| MULTIPLE RECIPIENTS | $150.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Peoples Bank | $184,349,000 | 38.0% | 4 |
| FCNB Bank | $126,729,000 | 26.1% | 2 |
| SULLIVAN BANK | $93,499,000 | 19.3% | 1 |
| Town & Country Bank | $74,564,000 | 15.4% | 1 |
| The Maries County Bank | $5,756,000 | 1.2% | 1 |
Deposit concentration is 2,738 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 38.0² + 26.1² + 19.3² + … (2 more) = 2,738
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $132,328,244 |
| Department of Veterans Affairs | $16,600,069 |
| Department of Transportation | $8,003,430 |
| Department of Health and Human Services | $1,413,987 |
| Department of Agriculture | $1,042,218 |
| Railroad Retirement Board | $992,464 |
| Department of Justice | $830,000 |
| Federal Communications Commission | $378,409 |
| Department of Housing and Urban Development | $42,230 |
| Small Business Administration | $0 |
That is $23,592 per covered job, against 6,851 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $161.6 m / 6,851 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $23,592
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Crawford County, MO: 6 findings, 1 at a watch level and 5 noted
watchCrawford County, MO's average weekly wage of $1,018 scores 45 on the 0-to-100 scale across US counties but 79 across Missouri counties, a gap of 34 points.
Period 2026 Q1.Show the arithmetic
- 34 = |45 across US counties - 79 across Missouri counties|
position among the entities that published this metric this period; not an official level
noteCrawford County, MO's average weekly wage was 4.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCrawford County, MO's covered employment was 2.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCrawford County, MO's momentum index of 0.77 ranks 116th of 3,221 US counties, against a median of 0.23.
Period 2026-08.Show the arithmetic
- 96 on the 0-to-100 scale across 3221 US counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
noteCrawford County, MO's typical home value of +8.6% ranks 225th of 3,063 US counties, against a median of +2.9%.
Period 2026-08.Show the arithmetic
- 93 on the 0-to-100 scale across 3063 US counties that published home.yoyPct
position among the entities that published this metric this period; not an official level
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.