Gasconade County, MO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.44, -91.51.
Assembled 2026-10-06. Read the brief.
- 52nd pct · 1,457th of 3,063 US counties · median $234,566
- 65th pct · 40th of 113 Missouri counties · median $224,499
- 60th pct · 1,202nd of 3,063 US counties · median +2.9%
- 35th pct · 73rd of 113 Missouri counties · median +4.9%
- US counties: not published this period
- Missouri counties: not published this period
- 37th pct · 2,022nd of 3,221 US counties · median 8,232
- 50th pct · 58th of 115 Missouri counties · median 4,996
- 5th pct · 3,028th of 3,221 US counties · median $1,039
- 17th pct · 95th of 115 Missouri counties · median $902
- 77th pct · 697th of 3,063 US counties · median 4.3
- 85th pct · 17th of 113 Missouri counties · median 4.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $241,363 (Aug 2026), +3.9% over one year, +34.1% over five
- 52nd pct · 1,457th of 3,063 US counties · median $234,566
- 65th pct · 40th of 113 Missouri counties · median $224,499
| Item | Value | Distance |
|---|---|---|
| Gasconade County, MO | $241,363 · +3.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Missouri counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,321 a month on $241,363 at 7.28%, against an average weekly wage worth $3,445 a month: 38.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $241,363 × 80% = $193,090, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,321/mo principal and interest
- wage share = payment / (avg weekly wage $795 × 52 / 12 = $3,445) = 38% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $241,363 / ($795 × 52) = 5.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
4,996 jobs at 557 employers (2026 Q1); +0.4% jobs and +1.8% average weekly wage over the year
- 37th pct · 2,022nd of 3,221 US counties · median 8,232
- 50th pct · 58th of 115 Missouri counties · median 4,996
| Item | Value | Distance |
|---|---|---|
| Gasconade County, MO | 4,996 jobs · $795/wk · +0.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,210 | $953 | 3.01 | -6.8% |
| Retail trade | 622 | $583 | 1.28 | -1.9% |
| Accommodation and food services | 549 | $408 | 1.22 | +5.8% |
| Transportation and warehousing | 205 | $1,261 | 0.97 | +1.5% |
| Finance and insurance | 182 | $1,317 | 0.89 | +12.3% |
| Wholesale trade | 177 | $1,163 | 0.92 | -1.1% |
| Construction | 169 | $847 | 0.65 | +5.6% |
| Other services | 104 | $684 | 0.70 | +7.2% |
| Professional and technical services | 97 | $742 | 0.28 | +11.5% |
| Information | 38 | $712 | 0.41 | +15.2% |
| Arts, entertainment and recreation | 27 | $384 | 0.33 | -3.6% |
| Real estate and rental | 13 | $556 | 0.17 | -7.1% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
1 USGS reservoir gauges, no capacity figures to weight
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Monroe City Lake near Monroe City, MO | 1,045 Acre-ft (USGS, no capacity on file) | 130 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
26 gauges · 0 flooding · 6 with quality panels averaging 95 % · 4 stale
Sites found: 26, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Missouri River at Hermann, MO | flow 185,000 ft³/s · quality 70 % (5) · ACTION stage | 30 km |
| Gasconade River near Rich Fountain, MO | flow 463.0 ft³/s · quality 100 % (1) · no flooding | 28 km |
| Bourbeuse River near High Gate, MO | flow 0.77 ft³/s · no flooding | 33 km |
| Missouri River near Chamois | observation not current | 35 km |
| Maries River at Westphalia, MO | flow 2.43 ft³/s · no flooding | 42 km |
| Osage River at Mari-Osa Campground | no flooding | 44 km |
| Bourbeuse River at Union, MO | flow 74.2 ft³/s · no flooding | 44 km |
| Missouri River at Washington, MO | flow 199,000 ft³/s · no flooding | 45 km |
| Auxvasse Creek near Reform, MO | stage 6.32 ft | 46 km |
| Meramec River near Sullivan, MO | flow 278.0 ft³/s · no flooding | 47 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
31 wells in 3 named aquifers: Ozark Plateaus aquifer system, Cambrian-Ordovician aquifer system, Alluvial aquifers
Sites found: 31, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Ozark Plateaus aquifer system | depth 153.5 ft · 2026-10-05 | 4 km |
| Ozark Plateaus aquifer system | depth 331.4 ft · 2026-10-05 | 29 km |
| USGS-384222091224601 | depth 5.70 ft · 1996-12-04 | 31 km |
| Alluvial aquifers | depth 19.2 ft · 2026-10-05 | 32 km |
| Ozark Plateaus aquifer system | depth 44.0 ft · 2026-10-05 | 32 km |
| USGS-384241091222901 | depth 13.9 ft · 1996-11-06 | 32 km |
| USGS-384326091253801 | depth 12.1 ft · 1996-11-06 | 32 km |
| USGS-384310091225801 | depth 8.45 ft · 1996-10-01 | 33 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.02)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.05 / 0.55
Banks & federal dollars #
$449.8 m in deposits at 6 offices of 5 banks (SOD June 2026); HHI 2,612, highly concentrated. $115.5 m federal obligations in FY2026 (direct payments $109.8 m, grants $5.7 m), $23,113 per covered job
| Item | Value | Distance |
|---|---|---|
| First State Community Bank | $157.9 m · 35.1% share · 2 offices | |
| PSB Bank | $134.9 m · 30.0% share · 1 office | |
| Legends Bank | $83.7 m · 18.6% share · 1 office | |
| Gasconade, MO | $115.5 m FY2026 · $23,113/job | |
| MULTIPLE RECIPIENTS | $108.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First State Community Bank | $157,943,000 | 35.1% | 2 |
| PSB Bank | $134,949,000 | 30.0% | 1 |
| Legends Bank | $83,690,000 | 18.6% | 1 |
| The Maries County Bank | $38,673,000 | 8.6% | 1 |
| The Missouri Bank | $34,554,000 | 7.7% | 1 |
Deposit concentration is 2,612 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 35.1² + 30.0² + 18.6² + … (2 more) = 2,612
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $96,585,312 |
| Department of Veterans Affairs | $10,762,021 |
| Department of Transportation | $5,401,281 |
| Department of Agriculture | $1,543,596 |
| Railroad Retirement Board | $884,537 |
| Department of Justice | $158,540 |
| Federal Communications Commission | $135,614 |
| Small Business Administration | $0 |
That is $23,113 per covered job, against 4,996 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $115.5 m / 4,996 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $23,113
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Gasconade County, MO: 5 findings, 5 noted
noteGasconade County, MO's average weekly wage was 1.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGasconade County, MO's typical home value rose 0.6% from $239,974 in July 2026 to $241,363 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.6% = (241362.59951596268 - 239974.28408609182) / 239974.28408609182 × 100
- 241362.59951596268 = Zillow ZHVI, 2026-08
- 239974.28408609182 = Zillow ZHVI, 2026-07
noteGasconade County, MO's covered employment was 0.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGasconade County, MO's average weekly wage of $795 ranks 3,028th of 3,221 US counties, against a median of $1,039.
Period 2026 Q1.Show the arithmetic
- 6 on the 0-to-100 scale across 3221 US counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
noteThe next Zillow ZHVI typical home value (monthly) covering Gasconade County, MO is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.