Dunklin County, MO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.15, -90.06.
Assembled 2026-10-06. Read the brief.
- 2nd pct · 2,999th of 3,063 US counties · median $234,566
- 0th pct · 112th of 113 Missouri counties · median $224,499
- 81st pct · 569th of 3,063 US counties · median +2.9%
- 70th pct · 34th of 113 Missouri counties · median +4.9%
- US counties: not published this period
- Missouri counties: not published this period
- 50th pct · 1,582nd of 3,221 US counties · median 8,232
- 63rd pct · 43rd of 115 Missouri counties · median 4,996
- 2nd pct · 3,130th of 3,221 US counties · median $1,039
- 5th pct · 109th of 115 Missouri counties · median $902
- 11th pct · 2,710th of 3,063 US counties · median 4.3
- 4th pct · 108th of 113 Missouri counties · median 4.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $95,790 (Aug 2026), +6.2% over one year, -8.0% over five
- 2nd pct · 2,999th of 3,063 US counties · median $234,566
- 0th pct · 112th of 113 Missouri counties · median $224,499
| Item | Value | Distance |
|---|---|---|
| Dunklin County, MO | $95,790 · +6.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Missouri counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $524 a month on $95,790 at 7.28%, against an average weekly wage worth $3,111 a month: 16.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $95,790 × 80% = $76,632, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $524/mo principal and interest
- wage share = payment / (avg weekly wage $718 × 52 / 12 = $3,111) = 17% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $95,790 / ($718 × 52) = 2.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
8,478 jobs at 1,719 employers (2026 Q1); -7.1% jobs and +5.3% average weekly wage over the year
- 50th pct · 1,582nd of 3,221 US counties · median 8,232
- 63rd pct · 43rd of 115 Missouri counties · median 4,996
| Item | Value | Distance |
|---|---|---|
| Dunklin County, MO | 8,478 jobs · $718/wk · -7.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 2,480 | $570 | 1.94 | +0.0% |
| Retail trade | 1,504 | $647 | 1.82 | -5.0% |
| Accommodation and food services | 681 | $397 | 0.89 | -1.7% |
| Real estate and rental | 334 | $697 | 2.57 | -0.9% |
| Wholesale trade | 318 | $1,238 | 0.98 | -7.6% |
| Transportation and warehousing | 284 | $904 | 0.79 | +2.9% |
| Manufacturing | 252 | $921 | 0.37 | -2.3% |
| Agriculture, forestry, fishing | 246 | $869 | 4.02 | +0.0% |
| Finance and insurance | 204 | $1,053 | 0.59 | -4.7% |
| Professional and technical services | 146 | $782 | 0.25 | +0.7% |
| Construction | 142 | $1,552 | 0.32 | +3.6% |
| Utilities | 54 | $2,020 | 1.61 | +1.9% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
21 gauges · 0 flooding · 0 with quality panels · 11 stale
Sites found: 21, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-07046400 | stage 229.2 ft · STALE | 25 km |
| USGS-07040100 | flow 135.0 ft³/s · STALE | 34 km |
| USGS-07040450 | flow 143.0 ft³/s · STALE | 50 km |
| USGS-07064000 | flow 512.0 ft³/s | 51 km |
| USGS-07064040 | flow 226.0 ft³/s | 59 km |
| USGS-07064036 | stage 265.9 ft · STALE | 61 km |
| USGS-07064026 | flow 413.0 ft³/s | 61 km |
| USGS-07064030 | stage 264.2 ft · STALE | 62 km |
| USGS-07027005 | flow 32.0 ft³/s | 63 km |
| USGS-07027000 | stage 11.3 ft | 63 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
12 wells in 0 named aquifers:
Sites found: 12, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| MO005-360252090173202 | depth -17.0 ft · 2026-10-04 | 24 km |
| MO005-360252090173201 | depth 12.7 ft · 2026-10-04 | 24 km |
| MO005-360425089485001 | depth 17.8 ft · 2026-10-04 | 24 km |
| MO005-362718089552301 | depth -1.71 ft · 2026-10-04 | 36 km |
| MO005-361145089394101 | depth 24.6 ft · 2026-10-04 | 36 km |
| MO005-362955089581801 | depth 17.5 ft · 2026-10-05 | 39 km |
| USGS-354552089455900 | depth 10.9 ft · 1989-06-13 | 51 km |
| USGS-355251089350500 | depth 7.26 ft · 1989-10-03 | 53 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$753.6 m in deposits at 12 offices of 7 banks (SOD June 2026); HHI 1,669, moderately concentrated. $199.4 m federal obligations in FY2026 (direct payments $182.5 m, grants $11.1 m), $23,520 per covered job
| Item | Value | Distance |
|---|---|---|
| Southern Bank | $201.4 m · 26.7% share · 1 office | |
| Fm Bank And Trust | $129.0 m · 17.1% share · 2 offices | |
| Sterling Bank | $111.0 m · 14.7% share · 2 offices | |
| Dunklin, MO | $199.4 m FY2026 · $23,520/job | |
| MULTIPLE RECIPIENTS | $161.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Southern Bank | $201,448,000 | 26.7% | 1 |
| Fm Bank And Trust | $129,002,000 | 17.1% | 2 |
| Sterling Bank | $111,021,000 | 14.7% | 2 |
| Kennett Trust Bank | $97,273,000 | 12.9% | 1 |
| Senath State Bank | $81,649,000 | 10.8% | 3 |
| First State Community Bank | $77,768,000 | 10.3% | 2 |
| UNICO Bank | $55,403,000 | 7.4% | 1 |
Deposit concentration is 1,669 across 7 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 26.7² + 17.1² + 14.7² + … (4 more) = 1,669
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $143,155,287 |
| Department of Agriculture | $20,149,162 |
| Department of Veterans Affairs | $16,333,770 |
| Department of Transportation | $5,997,550 |
| Department of Defense | $5,657,171 |
| Department of Housing and Urban Development | $5,447,550 |
| Railroad Retirement Board | $1,350,051 |
| Department of Health and Human Services | $935,252 |
| Department of Justice | $800,002 |
| Federal Communications Commission | $159,182 |
| General Services Administration | $68,270 |
| Department of Education | $38,412 |
That is $23,520 per covered job, against 8,478 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $199.4 m / 8,478 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $23,520
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Dunklin County, MO: 13 findings, 1 at an alert level, 1 at a watch level and 11 noted
alertDunklin County, MO's covered employment is -7.1% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -7.1 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchDunklin County, MO's covered employment is -7.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -7.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteDunklin County, MO's covered employment was 7.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -7.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDunklin County, MO's average weekly wage was 5.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDunklin County, MO's typical home value rose 0.8% from $95,024 in July 2026 to $95,790 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.8% = (95790.38712852162 - 95023.66059561209) / 95023.66059561209 × 100
- 95790.38712852162 = Zillow ZHVI, 2026-08
- 95023.66059561209 = Zillow ZHVI, 2026-07
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.