Greene County, AR

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.12, -90.57.

Assembled 2026-10-06. Read the brief.

Typical home value
$194,641
as of August 2026
  • 34th pct · 1,993rd of 3,063 US counties · median $234,566
  • 71st pct · 22nd of 74 Arkansas counties · median $169,663
Home value, one year
+3.0%
as of August 2026
  • 50th pct · 1,509th of 3,063 US counties · median +2.9%
  • 50th pct · 37th of 74 Arkansas counties · median +3.0%
Typical rent
$1,163
as of August 2026
  • 19th pct · 1,130th of 1,399 US counties · median $1,496
  • 52nd pct · 11th of 22 Arkansas counties · median $1,127
Jobs
14,543
as of 2026 Q1-01
  • 63rd pct · 1,165th of 3,221 US counties · median 8,232
  • 75th pct · 19th of 75 Arkansas counties · median 5,609
Average weekly wage
$887
as of 2026 Q1-01
  • 16th pct · 2,679th of 3,221 US counties · median $1,039
  • 41st pct · 44th of 75 Arkansas counties · median $912
Years of wages per home
4.2
  • 48th pct · 1,582nd of 3,063 US counties · median 4.3
  • 68th pct · 24th of 74 Arkansas counties · median 3.6

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-06

Typical home $194,641 (Aug 2026), +3.0% over one year, +18.2% over five

  • 34th pct · 1,993rd of 3,063 US counties · median $234,566
  • 71st pct · 22nd of 74 Arkansas counties · median $169,663
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
Greene County, AR$194,641 · +3.0% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-06

Typical rent $1,163/mo (Aug 2026), +5.2% over one year; price-to-rent 14.0

  • 19th pct · 1,130th of 1,399 US counties · median $1,496
  • 52nd pct · 11th of 22 Arkansas counties · median $1,127
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
ItemValueDistance
Greene County, AR$1,163/mo · +5.2% 1-yr

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-06

Principal and interest of $1,065 a month on $194,641 at 7.28%, against an average weekly wage worth $3,844 a month: 27.7% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $194,641 × 80% = $155,713, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,065/mo principal and interest
  • wage share = payment / (avg weekly wage $887 × 52 / 12 = $3,844) = 28% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $194,641 / ($887 × 52) = 4.2
  • price-to-rent = $194,641 / ($1,163 × 12) = 14.0

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-06

14,543 jobs at 968 employers (2026 Q1); -7.6% jobs and -2.1% average weekly wage over the year

  • 63rd pct · 1,165th of 3,221 US counties · median 8,232
  • 75th pct · 19th of 75 Arkansas counties · median 5,609
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Greene County, AR14,543 jobs · $887/wk · -7.6% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Manufacturing3,460$1,0602.96-24.1%
Health care and social assistance2,303$8661.05+4.8%
Retail trade1,915$6801.35+1.2%
Accommodation and food services1,502$3711.15+7.6%
Administrative and waste services538$7880.65-14.9%
Wholesale trade513$1,1190.92-4.6%
Construction503$1,2650.66+2.7%
Finance and insurance387$1,5060.65-11.8%
Transportation and warehousing211$1,0300.34-13.9%
Other services178$7000.41+1.7%
Educational services141$6440.45-2.1%
Real estate and rental113$6200.51+4.6%

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-06

D3 extreme drought

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-06

No reservoir gauges within 150 km (or the camera is above the gauge altitude)

Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-06

22 gauges · 0 flooding · 1 with quality panels averaging 100 % · 9 stale

Sites found: 22, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
USGS-07064040flow 214.0 ft³/s23 km
USGS-07064036stage 265.9 ft · STALE25 km
USGS-07064030stage 264.2 ft · STALE25 km
USGS-07064026flow 386.0 ft³/s26 km
USGS-07064046stage 263.5 ft · STALE26 km
USGS-07064060stage 4.59 ft · STALE30 km
USGS-07064000flow 472.0 ft³/s31 km
USGS-07077652flow 3.95 ft³/s · STALE33 km
USGS-07068800stage 1.82 ft34 km
USGS-07040450flow 143.0 ft³/s · STALE35 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-06

6 wells in 0 named aquifers:

Sites found: 6, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
MO005-360252090173201depth 12.7 ft · 2026-10-0526 km
MO005-360252090173202depth -17.5 ft · 2026-10-0526 km
MO005-363442090364301depth 13.8 ft · 2026-10-0551 km
MO005-360425089485001depth 17.8 ft · 2026-10-0568 km
MO005-362955089581801depth 17.5 ft · 2026-10-0568 km
MO005-362718089552301depth -1.59 ft · 2026-10-0569 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-06

moderate (0.48)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.00 / 0.55

Banks & federal dollars #

currentretrieved 2026-10-06

$1.4 bn in deposits at 18 offices of 9 banks (SOD June 2026); HHI 3,746, highly concentrated. $276.9 m federal obligations in FY2026 (direct payments $271.9 m, grants $4.7 m), $19,040 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
First National Bank$834.6 m · 58.5% share · 3 offices
Focus Bank$191.1 m · 13.4% share · 3 offices
Centennial Bank$91.6 m · 6.4% share · 3 offices
Greene, AR$276.9 m FY2026 · $19,040/job
MULTIPLE RECIPIENTS$261.8 m · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
First National Bank$834,600,00058.5%3
Focus Bank$191,066,00013.4%3
Centennial Bank$91,648,0006.4%3
Southern Bank$77,038,0005.4%1
UNICO Bank$76,610,0005.4%3
The Huntington National Bank$67,840,0004.8%2
Regions Bank$46,216,0003.2%1
Simmons Bank$36,561,0002.6%1
RiverBank$4,076,0000.3%1

Deposit concentration is 3,746 across 9 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 9 banks with deposits in the county = 58.5² + 13.4² + 6.4² + … (6 more) = 3,746

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-06

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$223,341,180
Department of Veterans Affairs$37,407,601
Department of Agriculture$4,909,824
Department of Housing and Urban Development$4,522,943
Department of Transportation$4,297,639
Railroad Retirement Board$970,096
Department of Education$552,860
Delta Regional Authority$500,000
Department of Defense$259,279
Department of Health and Human Services$100,000
Federal Communications Commission$25,065
Small Business Administration$11,576

That is $19,040 per covered job, against 14,543 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $276.9 m / 14,543 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,040

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-06

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft12.692026-10-05+3.3%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %72.602026-10-06+0.0%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships6.002026-09-22-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box6,830.002026-08-01+7.4%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel96.162026-09-29-3.2%
30-year fixed mortgage rate · %7.282026-10-01+3.6%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-105,572.002026-08-01-13.7%
Retail sales excluding food services, monthly · $ millions646,347.002026-08-01+1.1%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-06

Greene County, AR: 14 findings, 1 at an alert level, 4 at a watch level and 9 noted

  1. alertGreene County, AR's covered employment is -7.6% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026 Q1.
    Show the arithmetic
    • test: jobs.yoy.emp = -7.6 <= -3

    BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level

  2. watchGreene County, AR's covered employment is -7.6% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026 Q1.
    Show the arithmetic
    • test: jobs.yoy.emp = -7.6 < 0

    BLS QCEW over-the-year percent change, as published; not an official level

  3. watchGreene County, AR's average weekly wage is -2.1% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026 Q1.
    Show the arithmetic
    • test: jobs.yoy.avgWeeklyWage = -2.1 < 0

    BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level

  4. watchGreene County, AR's typical home value of $194,641 scores 35 on the 0-to-100 scale across US counties but 71 across Arkansas counties, a gap of 36 points.

    Period 2026-08.
    Show the arithmetic
    • 36 = |35 across US counties - 71 across Arkansas counties|

    position among the entities that published this metric this period; not an official level

  5. watchGreene County, AR's typical asking rent of $1,163 scores 19 on the 0-to-100 scale across US counties but 52 across Arkansas counties, a gap of 33 points.

    Period 2026-08.
    Show the arithmetic
    • 33 = |19 across US counties - 52 across Arkansas counties|

    position among the entities that published this metric this period; not an official level

Read all 12 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    County_zori_uc_sfrcondomfr_sm_month.csv · period 2026-08 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · price-to-rent = $194,641 / ($1,163 × 12) = 14.0
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-01 · retrieved 2026-10-06
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 05055, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · payment = P·r / (1 − (1+r)^−n), P = $194,641 × 80% = $155,713, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,065/mo principal and interest; wage share = payment / (avg weekly wage $887 × 52 / 12 = $3,844) = 28% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $194,641 / ($887 × 52) = 4.2; price-to-rent = $194,641 / ($1,163 × 12) = 14.0
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 05055, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +3.0% / ±10% × 0.3, rent 1-yr change +5.2% / ±10% × 0.15, jobs over-the-year change -7.6% / ±3% × 0.3, avg weekly wage over-the-year change -2.1% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00010,00060,00065,00095 · period 2026-10-06T16:15:00.000Z · retrieved 2026-10-06
  • estimateUSGS Water Data APIU.S. Geological Surveyopen the source
    · retrieved 2026-10-06 · quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 1 sites = 100 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 62611,72019 · period 2026-10-05T00:00:00.000Z · retrieved 2026-10-06
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-06 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.00 / 0.55 = 0.48; terms drought (D3 / 4), quality (1 − 100 % / 100)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-06T16:35:00+00:00 · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-06 · retrieved 2026-10-06
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:05055:2026 · period 2026-06-30 · retrieved 2026-10-06
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:05055:2026 · period 2026-06-30 · retrieved 2026-10-06 · HHI = Σ (share %)² over 9 banks with deposits in the county = 58.5² + 13.4² + 6.4² + … (6 more) = 3,746
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-06 · per job = FY2026 obligations $276.9 m / 14,543 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,040
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:05055:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-06 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
  • estimateZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    · retrieved 2026-10-06 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Observed Rent Index (ZORI). series County_zori_uc_sfrcondomfr_sm_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zori/County_zori_uc_sfrcondomfr_sm_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: price-to-rent = $194,641 / ($1,163 × 12) = 14.0.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-01. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-06.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 05055, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/05055.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $194,641 × 80% = $155,713, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,065/mo principal and interest; wage share = payment / (avg weekly wage $887 × 52 / 12 = $3,844) = 28% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $194,641 / ($887 × 52) = 4.2; price-to-rent = $194,641 / ($1,163 × 12) = 14.0.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 05055, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/05055.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +3.0% / ±10% × 0.3, rent 1-yr change +5.2% / ±10% × 0.15, jobs over-the-year change -7.6% / ±3% × 0.3, avg weekly wage over-the-year change -2.1% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00010,00060,00065,00095. period 2026-10-06T16:15:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. https://api.waterdata.usgs.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 1 sites = 100 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 62611,72019. period 2026-10-05T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-06. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.00 / 0.55 = 0.48; terms drought (D3 / 4), quality (1 − 100 % / 100).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-06T16:35:00+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-06. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:05055:2026. period 2026-06-30. https://api.fdic.gov/banks/sod?filters=STCNTYBR%3A05055+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE%2CMSABR%2CMSANAMB&format=json&limit=10000. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:05055:2026. period 2026-06-30. https://api.fdic.gov/banks/docs/. accessed 2026-10-06. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 9 banks with deposits in the county = 58.5² + 13.4² + 6.4² + … (6 more) = 3,746.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-06.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: per job = FY2026 obligations $276.9 m / 14,543 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,040.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:05055:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-06. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.
  • Zillow Research. Zillow Observed Rent Index (ZORI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 2 of 4 terms (drought, quality); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 6 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-06T16:40:48.657Z. Place identity tables pulled 2026-10-01.