97th pct · 89th of 3,063 US counties · median $234,566
Home value, one year
+1.8%
as of August 2026
37th pct · 1,930th of 3,063 US counties · median +2.9%
Typical rent
$1,991
as of August 2026
82nd pct · 241st of 1,399 US counties · median $1,496
Jobs
50,222
as of 2026 Q1-01
84th pct · 505th of 3,221 US counties · median 8,232
Average weekly wage
$1,192
as of 2026 Q1-01
75th pct · 801st of 3,221 US counties · median $1,039
Years of wages per home
10.5
97th pct · 68th of 3,063 US counties · median 4.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Typical home $650,765 (Aug 2026), +1.8% over one year, +24.2% over five
97th pct · 89th of 3,063 US counties · median $234,566
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Item
Value
Distance
Flathead County
$650,765 · +1.8% 1-yr
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Principal and interest of $3,562 a month on $650,765 at 7.28%, against an average weekly wage worth $5,165 a month: 69.0% of one job’s pay.
payment = P·r / (1 − (1+r)^−n), P = $650,765 × 80% = $520,612, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $3,562/mo principal and interest
wage share = payment / (avg weekly wage $1,192 × 52 / 12 = $5,165) = 69% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
years of wages = $650,765 / ($1,192 × 52) = 10.5
price-to-rent = $650,765 / ($1,991 × 12) = 27.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
50,222 jobs at 7,254 employers (2026 Q1); +2.2% jobs and +4.0% average weekly wage over the year
84th pct · 505th of 3,221 US counties · median 8,232
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Item
Value
Distance
Flathead County
50,222 jobs · $1,192/wk · +2.2% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sector
Jobs
Avg weekly wage
Location quotient
Jobs over the year
Health care and social assistance
8,508
$1,438
1.13
+6.3%
Retail trade
7,186
$849
1.47
-1.8%
Accommodation and food services
6,781
$582
1.50
+7.3%
Construction
4,701
$1,197
1.79
+2.2%
Manufacturing
3,334
$1,626
0.83
+2.5%
Professional and technical services
2,638
$1,774
0.76
-0.1%
Finance and insurance
1,769
$2,243
0.86
-0.2%
Other services
1,718
$878
1.14
+0.3%
Arts, entertainment and recreation
1,266
$525
1.53
-13.0%
Wholesale trade
1,155
$1,628
0.60
+3.4%
Real estate and rental
938
$900
1.22
+4.3%
Educational services
494
$755
0.46
-2.8%
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
$4.0 bn in deposits at 37 offices of 12 banks (SOD June 2026); HHI 2,729, highly concentrated. $880.6 m federal obligations in FY2026 (direct payments $758.8 m, contracts $70.2 m), $17,535 per covered job
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Item
Value
Distance
Glacier Bank
$1.9 bn · 48.0% share · 11 offices
First Interstate Bank
$620.8 m · 15.6% share · 7 offices
Wells Fargo Bank, National Association
$295.1 m · 7.4% share · 2 offices
Flathead, MT
$880.6 m FY2026 · $17,535/job
MULTIPLE RECIPIENTS
$742.0 m · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
Institution
Deposits
Share
Offices
Glacier Bank
$1,903,478,000
48.0%
11
First Interstate Bank
$620,840,000
15.6%
7
Wells Fargo Bank, National Association
$295,117,000
7.4%
2
Three Rivers Bank of Montana
$257,914,000
6.5%
3
Stockman Bank of Montana
$239,194,000
6.0%
5
Valley Bank of Kalispell
$190,345,000
4.8%
2
Freedom Bank
$138,843,000
3.5%
1
U.S. Bank National Association
$90,734,000
2.3%
1
TrailWest Bank
$84,721,000
2.1%
2
American Bank
$73,492,000
1.9%
1
Deposit concentration is 2,729 across 12 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 12 banks with deposits in the county = 48.0² + 15.6² + 7.4² + … (9 more) = 2,729
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
USAspending place-of-performance obligations for FY2026, by awarding agency.
USAspending, FY2026, place of performance in this county.
Awarding agency
Obligations
Social Security Administration
$617,524,828
Department of Veterans Affairs
$114,078,618
Department of Transportation
$35,751,668
Department of Agriculture
$22,340,915
Department of Homeland Security
$22,079,617
Department of the Interior
$20,716,461
Railroad Retirement Board
$18,495,733
Department of Energy
$9,000,000
Department of Health and Human Services
$5,513,856
Department of Defense
$4,649,705
Environmental Protection Agency
$3,842,550
Department of Education
$3,637,289
That is $17,535 per covered job, against 50,222 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $880.6 m / 50,222 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,535
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
The national indicator set, unfiltered by place.
Series
Latest
As of
Change
Mississippi River at Memphis, stage · ft
not published
not published
Mississippi River at St. Louis, stage · ft
not published
not published
Ohio River at Louisville, stage · ft
16.50
2026-09-30
-11.7%
Missouri River at St. Joseph, stage · ft
not published
not published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s
5,170.00
2026-02-05
-25.3%
Texas reservoirs, statewide percent full · %
67.28
2026-10-01
not published
Laredo truck crossings, monthly · trucks
258,700.00
2026-08-01
-0.4%
Los Angeles + Long Beach container volume, annual · TEU
10,513,167.00
2023-01-01
-13.5%
Containerships waiting for a berth, all US ports · ships
6.00
2026-09-22
-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box
6,830.00
2026-08-01
+7.4%
US diesel retail price · $ per gallon
unavailable
not published
WTI crude oil, spot · $ per barrel
96.16
2026-09-29
-3.2%
30-year fixed mortgage rate · %
7.28
2026-10-01
+3.6%
Housing starts, annual rate · thousands of units
1,275.00
2026-08-01
-2.6%
Building permits, annual rate · thousands of units
1,403.00
2026-08-01
-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100
337.31
2026-07-01
+0.1%
Unemployment rate · %
4.10
2026-08-01
+0.0%
US goods and services trade balance, monthly · $ millions
-88,576.00
2026-07-01
-24.4%
Retail sales excluding food services, monthly · $ millions
646,347.00
2026-08-01
+1.1%
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
FIPS 30029, MT: 11 findings, 4 at a watch level and 7 noted
watchFIPS 30029, MT's years of wages of 10.5 ranks 68th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchFIPS 30029, MT's price-to-rent ratio of 27.2 ranks 42nd of 1,399 US counties, a watch level here: price-to-rent in the top tenth of US counties (position among the counties that published both ZHVI and ZORI this month; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the counties that published both ZHVI and ZORI this month; not an official level
watchFIPS 30029, MT's price-to-rent ratio is 27.2, a watch level here: typical home value worth 25 or more years of typical rent (typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.
Show the arithmetic
test: priceToRent = 27.233046142986264 >= 25
typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level
watchFIPS 30029, MT's years of wages is 10.5, a watch level here: typical home value worth 10 or more years of one average covered wage (typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.
Show the arithmetic
test: yearsOfWages = 10.498920504415178 >= 10
typical home value / (average weekly wage × 52); one average covered job, not a household
typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level
noteFIPS 30029, MT's average weekly wage was 4.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.
Show the arithmetic
+4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published