96th pct · 112th of 3,063 US counties · median $234,566
Home value, one year
+2.1%
as of August 2026
40th pct · 1,818th of 3,063 US counties · median +2.9%
Typical rent
$1,660
as of August 2026
63rd pct · 514th of 1,399 US counties · median $1,496
Jobs
9,699
as of 2026 Q1-01
54th pct · 1,462nd of 3,221 US counties · median 8,232
Average weekly wage
$1,047
as of 2026 Q1-01
51st pct · 1,548th of 3,221 US counties · median $1,039
Years of wages per home
11.1
98th pct · 54th of 3,063 US counties · median 4.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Typical home $602,510 (Aug 2026), +2.1% over one year, +27.1% over five
96th pct · 112th of 3,063 US counties · median $234,566
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Item
Value
Distance
Lake County
$602,510 · +2.1% 1-yr
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Principal and interest of $3,298 a month on $602,510 at 7.28%, against an average weekly wage worth $4,537 a month: 72.7% of one job’s pay.
payment = P·r / (1 − (1+r)^−n), P = $602,510 × 80% = $482,008, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $3,298/mo principal and interest
wage share = payment / (avg weekly wage $1,047 × 52 / 12 = $4,537) = 73% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
years of wages = $602,510 / ($1,047 × 52) = 11.1
price-to-rent = $602,510 / ($1,660 × 12) = 30.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
9,699 jobs at 1,333 employers (2026 Q1); +1.8% jobs and -1.4% average weekly wage over the year
54th pct · 1,462nd of 3,221 US counties · median 8,232
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Item
Value
Distance
Lake County
9,699 jobs · $1,047/wk · +1.8% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sector
Jobs
Avg weekly wage
Location quotient
Jobs over the year
Health care and social assistance
1,272
$1,221
0.87
+1.6%
Retail trade
1,198
$697
1.27
+3.3%
Accommodation and food services
691
$405
0.79
-0.7%
Manufacturing
689
$939
0.88
-1.3%
Professional and technical services
353
$2,391
0.53
+11.7%
Other services
281
$709
0.97
+3.7%
Finance and insurance
173
$1,565
0.44
-0.6%
Wholesale trade
153
$1,137
0.41
+2.0%
Agriculture, forestry, fishing
124
$714
1.77
-2.4%
Transportation and warehousing
117
$866
0.29
-12.0%
Arts, entertainment and recreation
90
$585
0.56
+2.3%
Educational services
85
$746
0.41
+3.7%
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
$867.6 m in deposits at 10 offices of 5 banks (SOD June 2026); HHI 2,745, highly concentrated. $576.1 m federal obligations in FY2026 (direct payments $284.8 m, contracts $206.6 m), $59,395 per covered job
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Item
Value
Distance
Glacier Bank
$355.3 m · 40.9% share · 3 offices
First Interstate Bank
$167.5 m · 19.3% share · 1 office
Valley Bank of Ronan
$164.2 m · 18.9% share · 4 offices
Lake, MT
$576.1 m FY2026 · $59,395/job
MULTIPLE RECIPIENTS
$210.2 m · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
Institution
Deposits
Share
Offices
Glacier Bank
$355,265,000
40.9%
3
First Interstate Bank
$167,503,000
19.3%
1
Valley Bank of Ronan
$164,192,000
18.9%
4
Eagle Bank
$157,735,000
18.2%
1
Unity Bank
$22,925,000
2.6%
1
Deposit concentration is 2,745 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 40.9² + 19.3² + 18.9² + … (2 more) = 2,745
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
USAspending place-of-performance obligations for FY2026, by awarding agency.
USAspending, FY2026, place of performance in this county.
Awarding agency
Obligations
Social Security Administration
$185,017,321
Department of Homeland Security
$136,708,728
Department of the Interior
$72,530,214
Department of Defense
$63,239,329
Department of Transportation
$52,174,393
Department of Veterans Affairs
$22,875,088
Department of Education
$17,103,189
Department of Housing and Urban Development
$9,098,412
Department of Health and Human Services
$4,619,113
National Aeronautics and Space Administration
$4,525,103
Department of Agriculture
$3,160,199
Railroad Retirement Board
$2,245,283
That is $59,395 per covered job, against 9,699 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $576.1 m / 9,699 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $59,395
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
The national indicator set, unfiltered by place.
Series
Latest
As of
Change
Mississippi River at Memphis, stage · ft
not published
not published
Mississippi River at St. Louis, stage · ft
not published
not published
Ohio River at Louisville, stage · ft
16.50
2026-09-30
-11.7%
Missouri River at St. Joseph, stage · ft
not published
not published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s
5,170.00
2026-02-05
-25.3%
Texas reservoirs, statewide percent full · %
71.30
2026-10-01
+0.1%
Laredo truck crossings, monthly · trucks
258,700.00
2026-08-01
-0.4%
Los Angeles + Long Beach container volume, annual · TEU
10,513,167.00
2023-01-01
-13.5%
Containerships waiting for a berth, all US ports · ships
6.00
2026-09-22
-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box
6,830.00
2026-08-01
+7.4%
US diesel retail price · $ per gallon
unavailable
not published
WTI crude oil, spot · $ per barrel
96.16
2026-09-29
-3.2%
30-year fixed mortgage rate · %
7.28
2026-10-01
+3.6%
Housing starts, annual rate · thousands of units
1,275.00
2026-08-01
-2.6%
Building permits, annual rate · thousands of units
1,403.00
2026-08-01
-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100
337.31
2026-07-01
+0.1%
Unemployment rate · %
4.10
2026-08-01
+0.0%
US goods and services trade balance, monthly · $ millions
-88,576.00
2026-07-01
-24.4%
Retail sales excluding food services, monthly · $ millions
646,347.00
2026-08-01
+1.1%
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
FIPS 30047, MT: 13 findings, 5 at a watch level and 8 noted
watchFIPS 30047, MT's price-to-rent ratio of 30.3 ranks 21st of 1,399 US counties, a watch level here: price-to-rent in the top tenth of US counties (position among the counties that published both ZHVI and ZORI this month; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the counties that published both ZHVI and ZORI this month; not an official level
watchFIPS 30047, MT's years of wages of 11.1 ranks 54th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchFIPS 30047, MT's price-to-rent ratio is 30.3, a watch level here: typical home value worth 25 or more years of typical rent (typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.
Show the arithmetic
test: priceToRent = 30.25321613724515 >= 25
typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level
watchFIPS 30047, MT's average weekly wage is -1.4% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.
Show the arithmetic
test: jobs.yoy.avgWeeklyWage = -1.4 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchFIPS 30047, MT's years of wages is 11.1, a watch level here: typical home value worth 10 or more years of one average covered wage (typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.
Show the arithmetic
test: yearsOfWages = 11.066593320026737 >= 10
typical home value / (average weekly wage × 52); one average covered job, not a household
typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level