Dixon County, NE
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 42.49, -96.86.
Assembled 2026-10-06. Read the brief.
- 38th pct · 1,899th of 3,063 US counties · median $234,566
- 44th pct · 50th of 89 Nebraska counties · median $218,486
- 93rd pct · 191st of 3,063 US counties · median +2.9%
- 94th pct · 6th of 89 Nebraska counties · median +4.0%
- US counties: not published this period
- Nebraska counties: not published this period
- 13th pct · 2,791st of 3,221 US counties · median 8,232
- 44th pct · 52nd of 93 Nebraska counties · median 2,151
- 36th pct · 2,026th of 3,221 US counties · median $1,039
- 52nd pct · 45th of 93 Nebraska counties · median $970
- 43rd pct · 1,716th of 3,063 US counties · median 4.3
- 43rd pct · 51st of 89 Nebraska counties · median 4.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $203,482 (Aug 2026), +9.1% over one year, +27.3% over five
- 38th pct · 1,899th of 3,063 US counties · median $234,566
- 44th pct · 50th of 89 Nebraska counties · median $218,486
| Item | Value | Distance |
|---|---|---|
| Dixon County, NE | $203,482 · +9.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Nebraska counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,114 a month on $203,482 at 7.28%, against an average weekly wage worth $4,247 a month: 26.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $203,482 × 80% = $162,786, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,114/mo principal and interest
- wage share = payment / (avg weekly wage $980 × 52 / 12 = $4,247) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $203,482 / ($980 × 52) = 4.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,692 jobs at 150 employers (2026 Q1); +0.8% jobs and +5.4% average weekly wage over the year
- 13th pct · 2,791st of 3,221 US counties · median 8,232
- 44th pct · 52nd of 93 Nebraska counties · median 2,151
| Item | Value | Distance |
|---|---|---|
| Dixon County, NE | 1,692 jobs · $980/wk · +0.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Agriculture, forestry, fishing | 386 | $958 | 31.58 | +21.4% |
| Retail trade | 69 | $520 | 0.42 | +40.8% |
| Wholesale trade | 42 | $961 | 0.65 | -28.8% |
| Health care and social assistance | 40 | $463 | 0.16 | -14.9% |
| Transportation and warehousing | 29 | $798 | 0.41 | +3.6% |
| Other services | 20 | $656 | 0.40 | -33.3% |
| Administrative and waste services | 15 | $1,137 | 0.16 | +0.0% |
| Construction | withheld | |||
| Manufacturing | withheld | |||
| Information | withheld | |||
| Finance and insurance | withheld | |||
| Real estate and rental | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
34 gauges · 0 flooding · 3 with quality panels averaging 93 % · 7 stale
Sites found: 34, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Logan Creek at Wakefield, Nebr. | flow 108.0 ft³/s | 23 km |
| Missouri River near Maskell, Nebr. | stage 21.3 ft | 27 km |
| BIG SIOUX RIVER AT SIOUX CITY, IA | stage 10.2 ft | 31 km |
| BIG SIOUX RIVER NEAR JEFFERSON, SD | flow 1,240 ft³/s | 32 km |
| Omaha Creek at Homer, Nebr. | flow 24.3 ft³/s | 35 km |
| MISSOURI RIVER NEAR ST. JAMES, NE | stage 32.2 ft | 36 km |
| BOW CREEK NR ST. JAMES, NEBR. | flow 69.0 ft³/s · STALE | 36 km |
| Missouri River at Sioux City, IA | flow 26,700 ft³/s | 36 km |
| Perry Creek at 38th Street at Sioux City, IA | flow 24.1 ft³/s | 37 km |
| VERMILLION RIVER NEAR VERMILLION,SD | flow 24.6 ft³/s | 37 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
11 wells in 0 named aquifers:
Sites found: 11, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-422802097031601 | depth 3.94 ft · 2024-10-01 | 16 km |
| USGS-420840096290903 | depth 17.6 ft · 2026-10-05 | 49 km |
| USGS-422801097334801 | depth 164.4 ft · 2018-12-13 | 58 km |
| USGS-422801097334802 | depth 161.2 ft · 2016-10-16 | 58 km |
| USGS-422150097402401 | depth 33.5 ft · 2026-10-05 | 68 km |
| USGS-420321096114001 | depth 10.2 ft · 1996-09-29 | 72 km |
| USGS-415022096434301 | depth 12.5 ft · 2026-10-05 | 73 km |
| USGS-420135096130801 | depth 13.8 ft · 1996-09-29 | 73 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.18)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.07 / 0.55
Banks & federal dollars #
$222.4 m in deposits at 6 offices of 4 banks (SOD June 2026); HHI 3,425, highly concentrated. $57.2 m federal obligations in FY2026 (direct payments $43.6 m, grants $13.6 m), $33,814 per covered job
| Item | Value | Distance |
|---|---|---|
| Bank of Dixon County | $113.3 m · 50.9% share · 2 offices | |
| Security Bank | $43.7 m · 19.6% share · 1 office | |
| BankFirst | $38.3 m · 17.2% share · 1 office | |
| Dixon, NE | $57.2 m FY2026 · $33,814/job | |
| MULTIPLE RECIPIENTS | $29.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Bank of Dixon County | $113,265,000 | 50.9% | 2 |
| Security Bank | $43,662,000 | 19.6% | 1 |
| BankFirst | $38,329,000 | 17.2% | 1 |
| First Nebraska Bank | $27,157,000 | 12.2% | 2 |
Deposit concentration is 3,425 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 50.9² + 19.6² + 17.2² + … (1 more) = 3,425
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $25,310,222 |
| Department of Transportation | $13,384,783 |
| Department of Agriculture | $10,830,923 |
| Department of Veterans Affairs | $4,060,742 |
| Department of the Interior | $2,985,545 |
| Railroad Retirement Board | $214,505 |
| Environmental Protection Agency | $133,680 |
| Department of Education | $122,575 |
| Federal Communications Commission | $84,236 |
| Department of Health and Human Services | $46,569 |
| Department of Housing and Urban Development | $40,256 |
That is $33,814 per covered job, against 1,692 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $57.2 m / 1,692 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $33,814
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Dixon County, NE: 8 findings, 1 at a watch level and 7 noted
watchDixon County, NE's covered employment of 1,692 scores 13 on the 0-to-100 scale across US counties but 45 across Nebraska counties, a gap of 31 points.
Period 2026 Q1.Show the arithmetic
- 31 = |13 across US counties - 45 across Nebraska counties|
position among the entities that published this metric this period; not an official level
noteDixon County, NE's average weekly wage was 5.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDixon County, NE's covered employment was 0.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDixon County, NE's typical home value rose 0.7% from $202,134 in July 2026 to $203,482 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.7% = (203482.42514354913 - 202133.7286978858) / 202133.7286978858 × 100
- 203482.42514354913 = Zillow ZHVI, 2026-08
- 202133.7286978858 = Zillow ZHVI, 2026-07
noteDixon County, NE's typical home value of +9.1% ranks 6th of 89 Nebraska counties, against a median of +4.0%.
Period 2026-08.Show the arithmetic
- 94 on the 0-to-100 scale across 89 Nebraska counties that published home.yoyPct
position among the entities that published this metric this period; not an official level
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.