Dundy County, NE
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.18, -101.68.
Assembled 2026-10-07. Read the brief.
- 22nd pct · 2,385th of 3,063 US counties · median $234,566
- 17th pct · 74th of 89 Nebraska counties · median $218,486
- 2nd pct · 3,001st of 3,063 US counties · median +2.9%
- 0th pct · 89th of 89 Nebraska counties · median +4.0%
- US counties: not published this period
- Nebraska counties: not published this period
- 3rd pct · 3,109th of 3,221 US counties · median 8,232
- 22nd pct · 72nd of 93 Nebraska counties · median 2,151
- 70th pct · 952nd of 3,221 US counties · median $1,039
- 89th pct · 11th of 93 Nebraska counties · median $970
- 15th pct · 2,595th of 3,063 US counties · median 4.3
- 3rd pct · 86th of 89 Nebraska counties · median 4.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $166,428 (Aug 2026), -8.8% over one year, n/a over five
- 22nd pct · 2,385th of 3,063 US counties · median $234,566
- 17th pct · 74th of 89 Nebraska counties · median $218,486
| Item | Value | Distance |
|---|---|---|
| Dundy County, NE | $166,428 · -8.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Nebraska counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $911 a month on $166,428 at 7.28%, against an average weekly wage worth $4,988 a month: 18.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $166,428 × 80% = $133,142, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $911/mo principal and interest
- wage share = payment / (avg weekly wage $1,151 × 52 / 12 = $4,988) = 18% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $166,428 / ($1,151 × 52) = 2.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
655 jobs at 86 employers (2026 Q1); +1.6% jobs and +17.9% average weekly wage over the year
- 3rd pct · 3,109th of 3,221 US counties · median 8,232
- 22nd pct · 72nd of 93 Nebraska counties · median 2,151
| Item | Value | Distance |
|---|---|---|
| Dundy County, NE | 655 jobs · $1,151/wk · +1.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Agriculture, forestry, fishing | 120 | $1,092 | 25.36 | +7.1% |
| Health care and social assistance | 64 | $700 | 0.65 | +25.5% |
| Retail trade | 43 | $644 | 0.67 | -12.2% |
| Wholesale trade | 35 | $1,409 | 1.40 | -12.5% |
| Finance and insurance | 12 | $2,072 | 0.45 | -7.7% |
| Utilities | withheld | |||
| Construction | withheld | |||
| Manufacturing | withheld | |||
| Transportation and warehousing | withheld | |||
| Information | withheld | |||
| Professional and technical services | withheld | |||
| Administrative and waste services | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
15 gauges · 0 flooding · 0 with quality panels · 5 stale
Sites found: 15, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Rock Creek at Parks, Nebr. | flow 4.96 ft³/s | 16 km |
| Republican River at Benkelman, Nebr. | flow 7.54 ft³/s | 20 km |
| Buffalo Creek near Haigler, Nebr. | flow 0.70 ft³/s | 22 km |
| South Fork Republican River near Benkelman, Nebr. | flow 0.00 ft³/s | 22 km |
| FRENCHMAN CREEK NEAR IMPERIAL, NEBR. | flow 19.0 ft³/s · STALE | 28 km |
| FRENCHMAN CREEK NEAR ENDERS, NEBR. | flow 5.00 ft³/s · STALE | 30 km |
| Arikaree River at Haigler, Nebr. | flow 2.35 ft³/s | 32 km |
| North Fork Republican River at Colorado-Nebraska | flow 21.3 ft³/s | 34 km |
| Republican River at Stratton, Nebr. | flow 0.07 ft³/s | 39 km |
| Frenchman Creek at Palisade, Nebr. | flow 10.5 ft³/s | 51 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
12 wells in 0 named aquifers:
Sites found: 12, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-400852101352701 | depth 141.8 ft · 2016-11-27 | 8 km |
| USGS-401703101394801 | depth 84.6 ft · 2016-11-27 | 12 km |
| USGS-401401101510701 | depth 91.9 ft · 2016-11-27 | 16 km |
| USGS-400155101521302 | depth 17.3 ft · 2024-10-15 | 23 km |
| USGS-403235101395501 | depth 110.9 ft · 2016-11-27 | 41 km |
| USGS-402757101591201 | depth 84.2 ft · 2016-11-27 | 41 km |
| USGS-403543101443201 | depth 73.6 ft · 2000-12-04 | 46 km |
| USGS-403516101560601 | depth 117.3 ft · 2016-11-27 | 50 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$75.2 m in deposits at 2 offices of 2 banks (SOD June 2026); HHI 6,379, highly concentrated. $21.1 m federal obligations in FY2026 (direct payments $16.0 m, grants $5.0 m), $32,160 per covered job
| Item | Value | Distance |
|---|---|---|
| Pinnacle Bank | $57.3 m · 76.3% share · 1 office | |
| Lincoln FSB of Nebraska | $17.8 m · 23.7% share · 1 office | |
| Dundy, NE | $21.1 m FY2026 · $32,160/job | |
| MULTIPLE RECIPIENTS | $11.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Pinnacle Bank | $57,317,000 | 76.3% | 1 |
| Lincoln FSB of Nebraska | $17,843,000 | 23.7% | 1 |
Deposit concentration is 6,379 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 76.3² + 23.7² = 6,379
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $10,086,139 |
| Department of Agriculture | $5,034,800 |
| Department of Transportation | $4,819,921 |
| Department of Veterans Affairs | $733,384 |
| Department of Housing and Urban Development | $186,042 |
| Railroad Retirement Board | $171,511 |
| Department of Education | $23,299 |
| Federal Communications Commission | $9,893 |
That is $32,160 per covered job, against 655 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $21.1 m / 655 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $32,160
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Dundy County, NE: 12 findings, 1 at an alert level, 3 at a watch level and 8 noted
alertDundy County, NE's typical home value is -8.8% against a year earlier, an alert level here: typical home value at least 5 percent below a year ago (arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -8.780898314443572 <= -5
arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level
watchDundy County, NE's typical home value is -8.8% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -8.780898314443572 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchDundy County, NE's typical home value is -3.6% against the previous month, a watch level here: typical home value at least 1 percent below the previous month (arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.momPct = -3.599406418207841 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level
watchDundy County, NE's typical home value fell 3.6% from $172,642 in July 2026 to $166,428 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -3.6% = (166427.50467685005 - 172641.57666793076) / 172641.57666793076 × 100
- 166427.50467685005 = Zillow ZHVI, 2026-08
- 172641.57666793076 = Zillow ZHVI, 2026-07
noteDundy County, NE's average weekly wage was 17.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +17.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.