Johnson County, NE
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.40, -96.27.
Assembled 2026-10-06. Read the brief.
- 42nd pct · 1,766th of 3,063 US counties · median $234,566
- 47th pct · 47th of 89 Nebraska counties · median $218,486
- 49th pct · 1,555th of 3,063 US counties · median +2.9%
- 36th pct · 57th of 89 Nebraska counties · median +4.0%
- US counties: not published this period
- Nebraska counties: not published this period
- 12th pct · 2,824th of 3,221 US counties · median 8,232
- 39th pct · 57th of 93 Nebraska counties · median 2,151
- 55th pct · 1,442nd of 3,221 US counties · median $1,039
- 69th pct · 29th of 93 Nebraska counties · median $970
- 41st pct · 1,782nd of 3,063 US counties · median 4.3
- 38th pct · 55th of 89 Nebraska counties · median 4.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $215,198 (Aug 2026), +2.9% over one year, +22.8% over five
- 42nd pct · 1,766th of 3,063 US counties · median $234,566
- 47th pct · 47th of 89 Nebraska counties · median $218,486
| Item | Value | Distance |
|---|---|---|
| Johnson County, NE | $215,198 · +2.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Nebraska counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,178 a month on $215,198 at 7.28%, against an average weekly wage worth $4,602 a month: 25.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $215,198 × 80% = $172,158, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,178/mo principal and interest
- wage share = payment / (avg weekly wage $1,062 × 52 / 12 = $4,602) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $215,198 / ($1,062 × 52) = 3.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,580 jobs at 123 employers (2026 Q1); +11.2% jobs and -1.9% average weekly wage over the year
- 12th pct · 2,824th of 3,221 US counties · median 8,232
- 39th pct · 57th of 93 Nebraska counties · median 2,151
| Item | Value | Distance |
|---|---|---|
| Johnson County, NE | 1,580 jobs · $1,062/wk · +11.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 198 | $509 | 1.29 | +25.3% |
| Wholesale trade | 54 | $696 | 0.89 | -6.9% |
| Construction | 48 | $651 | 0.58 | +14.3% |
| Transportation and warehousing | 46 | $1,539 | 0.69 | +17.9% |
| Finance and insurance | 36 | $1,083 | 0.56 | -7.7% |
| Health care and social assistance | 34 | $669 | 0.14 | +0.0% |
| Agriculture, forestry, fishing | withheld | |||
| Manufacturing | withheld | |||
| Information | withheld | |||
| Professional and technical services | withheld | |||
| Administrative and waste services | withheld | |||
| Arts, entertainment and recreation | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
1 USGS reservoir gauges, no capacity figures to weight
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| TUTTLE C LK NR MANHATTAN, KS | 587,500 Acre-ft (USGS, no capacity on file) | 130 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
51 gauges · 2 flooding · 6 with quality panels averaging 90 % · 7 stale
Sites found: 51, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Turkey Creek near DeWitt, Nebr. | flow 3,760 ft³/s · MINOR flooding | 53 km |
| BIG BLUE R AT BEATRICE NEBR | flow 237.0 ft³/s · MINOR flooding · STALE | 44 km |
| Salt Creek near Ashland, Nebr. | stage 8.62 ft · quality 75 % (4) · no flooding | 73 km |
| Wagon Train Lake | no flooding | 37 km |
| North Fork Big Nemaha River at Humboldt, Nebr. | flow 254.0 ft³/s · no flooding | 38 km |
| Little Nemaha River at Auburn, Nebr. | flow 604.0 ft³/s · no flooding | 38 km |
| Stagecoach Lake | ACTION stage | 39 km |
| Salt Creek at Roca, Nebr. | flow 96.2 ft³/s · no flooding | 45 km |
| Big Blue River at Barneston, Nebr. | flow 13,100 ft³/s · no flooding | 48 km |
| Missouri River at Nebraska City, NE | flow 42,600 ft³/s · quality 90 % (5) · no flooding | 48 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
51 wells in 0 named aquifers:
Sites found: 51, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-402912096231601 | depth 151.1 ft · 2001-10-03 | 15 km |
| USGS-403032096104801 | depth 15.8 ft · 2001-10-03 | 15 km |
| USGS-403223096360601 | depth 96.2 ft · 2001-10-03 | 33 km |
| USGS-403400096435501 | depth 144.1 ft · 2001-10-03 | 44 km |
| USGS-404035095500401 | depth 4.67 ft · 1996-10-01 | 48 km |
| USGS-404035095495801 | depth 2.68 ft · 1996-10-01 | 48 km |
| USGS-404135095500701 | depth 6.68 ft · 1996-10-01 | 49 km |
| USGS-403605095443601 | depth 1.76 ft · 1996-10-01 | 50 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.04)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.10 / 0.55
Banks & federal dollars #
$164.6 m in deposits at 6 offices of 5 banks (SOD June 2026); HHI 2,365, highly concentrated. $31.5 m federal obligations in FY2026 (direct payments $26.3 m, grants $5.2 m), $19,928 per covered job
| Item | Value | Distance |
|---|---|---|
| Associated Bank, National Association | $53.3 m · 32.4% share · 1 office | |
| FirstBank of Nebraska | $39.2 m · 23.8% share · 1 office | |
| Tecumseh Federal Bank | $36.3 m · 22.1% share · 1 office | |
| Johnson, NE | $31.5 m FY2026 · $19,928/job | |
| MULTIPLE RECIPIENTS | $22.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Associated Bank, National Association | $53,337,000 | 32.4% | 1 |
| FirstBank of Nebraska | $39,177,000 | 23.8% | 1 |
| Tecumseh Federal Bank | $36,348,000 | 22.1% | 1 |
| Western National Bank | $23,634,000 | 14.4% | 2 |
| State Bank of Table Rock | $12,063,000 | 7.3% | 1 |
Deposit concentration is 2,365 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 32.4² + 23.8² + 22.1² + … (2 more) = 2,365
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $18,819,731 |
| Department of Transportation | $4,402,471 |
| Department of Agriculture | $4,134,717 |
| Department of Veterans Affairs | $2,744,793 |
| Railroad Retirement Board | $1,096,778 |
| Department of Housing and Urban Development | $114,033 |
| Federal Communications Commission | $103,143 |
| Department of Education | $70,877 |
That is $19,928 per covered job, against 1,580 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $31.5 m / 1,580 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,928
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Johnson County, NE: 6 findings, 1 at a watch level and 5 noted
watchJohnson County, NE's average weekly wage is -1.9% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -1.9 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
noteJohnson County, NE's covered employment was 11.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +11.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJohnson County, NE's average weekly wage was 1.9% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJohnson County, NE's covered employment of +11.2% ranks 44th of 3,221 US counties, against a median of -0.2%.
Period 2026 Q1.Show the arithmetic
- 99 on the 0-to-100 scale across 3221 US counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
noteJohnson County, NE's covered employment of +11.2% ranks 7th of 93 Nebraska counties, against a median of -0.1%.
Period 2026 Q1.Show the arithmetic
- 93 on the 0-to-100 scale across 93 Nebraska counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.