Lander County, NV
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.90, -117.05.
Assembled 2026-10-06. Read the brief.
- 59th pct · 1,247th of 3,063 US counties · median $234,566
- 33rd pct · 11th of 16 Nevada counties · median $365,309
- 78th pct · 646th of 3,063 US counties · median +2.9%
- 100th pct · 1st of 16 Nevada counties · median +1.3%
- US counties: not published this period
- Nevada counties: not published this period
- 29th pct · 2,279th of 3,221 US counties · median 8,232
- 25th pct · 13th of 17 Nevada counties · median 9,161
- 99th pct · 17th of 3,221 US counties · median $1,039
- 93rd pct · 2nd of 17 Nevada counties · median $1,424
- 4th pct · 2,940th of 3,063 US counties · median 4.3
- 6th pct · 15th of 16 Nevada counties · median 5.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $261,440 (Aug 2026), +5.9% over one year, +21.6% over five
- 59th pct · 1,247th of 3,063 US counties · median $234,566
- 33rd pct · 11th of 16 Nevada counties · median $365,309
| Item | Value | Distance |
|---|---|---|
| Lander County, NV | $261,440 · +5.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Nevada counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,431 a month on $261,440 at 7.28%, against an average weekly wage worth $10,907 a month: 13.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $261,440 × 80% = $209,152, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,431/mo principal and interest
- wage share = payment / (avg weekly wage $2,517 × 52 / 12 = $10,907) = 13% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $261,440 / ($2,517 × 52) = 2.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,664 jobs at 128 employers (2026 Q1); +0.1% jobs and +10.2% average weekly wage over the year
- 29th pct · 2,279th of 3,221 US counties · median 8,232
- 25th pct · 13th of 17 Nevada counties · median 9,161
| Item | Value | Distance |
|---|---|---|
| Lander County, NV | 3,664 jobs · $2,517/wk · +0.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 255 | $591 | 0.71 | -6.2% |
| Other services | 117 | $1,912 | 1.07 | +0.0% |
| Agriculture, forestry, fishing | 46 | $735 | 1.74 | +0.0% |
| Wholesale trade | 40 | $992 | 0.29 | +2.6% |
| Construction | 20 | $1,241 | 0.10 | +42.9% |
| Administrative and waste services | 17 | $618 | 0.08 | -5.6% |
| Real estate and rental | 12 | $799 | 0.21 | -7.7% |
| Finance and insurance | 10 | $943 | 0.07 | -9.1% |
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Transportation and warehousing | withheld | |||
| Professional and technical services | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
1 USGS reservoir gauges, no capacity figures to weight
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| RYE PATCH RES NR RYE PATCH, NV | 4,095 ft (USGS, no capacity on file) | 125 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
8 gauges · 0 flooding · 0 with quality panels
Sites found: 8, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| COILS CK ABV HORSE CK NR EUREKA, NV | flow 0.00 ft³/s | 52 km |
| HORSE CK AT HORSE CYN NR GARDEN GATE PASS, NV | flow 0.00 ft³/s | 52 km |
| Horse Creek at Horse Canyon | no readings | 53 km |
| TONKIN SPG OUTFLOW ABV DENAY CK NR EUREKA, NV | flow 0.99 ft³/s | 54 km |
| WILLOW CK AT ALLISON RANCH NR GARDEN GATE PASS, NV | flow 0.00 ft³/s | 56 km |
| PETE HANSON CK ABV HENDERSON CK NR EUREKA, NV | flow 0.00 ft³/s | 57 km |
| INDIAN CK AT CRESCENT VALLEY, NV | flow 0.00 ft³/s | 58 km |
| ROBERTS CK NR EUREKA, NV | flow 0.02 ft³/s | 65 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
5 wells in 1 named aquifer: Basin and Range basin-fill aquifers
Sites found: 5, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Basin and Range basin-fill aquifers | depth 3.43 ft · 2014-11-03 | 63 km |
| Basin and Range basin-fill aquifers | depth 38.6 ft · 2026-10-05 | 68 km |
| Basin and Range basin-fill aquifers | depth 8.94 ft · 2014-11-03 | 71 km |
| Basin and Range basin-fill aquifers | depth 6.23 ft · 2026-10-05 | 72 km |
| Basin and Range basin-fill aquifers | depth -1.40 ft · 2026-10-05 | 72 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$74.8 m in deposits at 1 offices of 1 banks (SOD June 2026); HHI 10,000, highly concentrated. $36.9 m federal obligations in FY2026 (direct payments $28.9 m, grants $5.1 m), $10,084 per covered job
| Item | Value | Distance |
|---|---|---|
| Wells Fargo Bank, National Association | $74.8 m · 100.0% share · 1 office | |
| Lander, NV | $36.9 m FY2026 · $10,084/job | |
| MULTIPLE RECIPIENTS | $28.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Wells Fargo Bank, National Association | $74,822,000 | 100.0% | 1 |
Deposit concentration is 10,000 across 1 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $25,154,350 |
| Department of Transportation | $4,972,036 |
| Department of the Interior | $2,769,609 |
| Department of Veterans Affairs | $2,661,274 |
| Department of Agriculture | $815,972 |
| Department of Education | $214,754 |
| Department of Defense | $175,688 |
| Railroad Retirement Board | $160,839 |
| Federal Communications Commission | $64,698 |
| Department of Commerce | $0 |
| Small Business Administration | $0 |
| Department of Health and Human Services | $0 |
That is $10,084 per covered job, against 3,664 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $36.9 m / 3,664 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $10,084
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Lander County, NV: 9 findings, 1 at a watch level and 8 noted
watchLander County, NV's covered employment of +0.1% scores 56 on the 0-to-100 scale across US counties but 25 across Nevada counties, a gap of 31 points.
Period 2026 Q1.Show the arithmetic
- 31 = |56 across US counties - 25 across Nevada counties|
position among the entities that published this metric this period; not an official level
noteLander County, NV's average weekly wage was 10.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +10.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLander County, NV's covered employment was 0.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLander County, NV's typical home value of +5.9% ranks 1st of 16 Nevada counties, against a median of +1.3%.
Period 2026-08.Show the arithmetic
- 100 on the 0-to-100 scale across 16 Nevada counties that published home.yoyPct
position among the entities that published this metric this period; not an official level
noteLander County, NV's average weekly wage of $2,517 ranks 17th of 3,221 US counties, against a median of $1,039.
Period 2026 Q1.Show the arithmetic
- 100 on the 0-to-100 scale across 3221 US counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.