Lincoln County, NV
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.63, -114.86.
Assembled 2026-10-06. Read the brief.
- 49th pct · 1,549th of 3,063 US counties · median $234,566
- 26th pct · 12th of 16 Nevada counties · median $365,309
- 22nd pct · 2,385th of 3,063 US counties · median +2.9%
- 33rd pct · 11th of 16 Nevada counties · median +1.3%
- US counties: not published this period
- Nevada counties: not published this period
- 9th pct · 2,911th of 3,221 US counties · median 8,232
- 12th pct · 15th of 17 Nevada counties · median 9,161
- 30th pct · 2,236th of 3,221 US counties · median $1,039
- 0th pct · 17th of 17 Nevada counties · median $1,424
- 58th pct · 1,263rd of 3,063 US counties · median 4.3
- 40th pct · 10th of 16 Nevada counties · median 5.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $233,296 (Aug 2026), +0.2% over one year, +0.9% over five
- 49th pct · 1,549th of 3,063 US counties · median $234,566
- 26th pct · 12th of 16 Nevada counties · median $365,309
| Item | Value | Distance |
|---|---|---|
| Lincoln County, NV | $233,296 · +0.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Nevada counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,277 a month on $233,296 at 7.28%, against an average weekly wage worth $4,138 a month: 30.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $233,296 × 80% = $186,637, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,277/mo principal and interest
- wage share = payment / (avg weekly wage $955 × 52 / 12 = $4,138) = 31% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $233,296 / ($955 × 52) = 4.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,339 jobs at 134 employers (2026 Q1); -1.3% jobs and +0.5% average weekly wage over the year
- 9th pct · 2,911th of 3,221 US counties · median 8,232
- 12th pct · 15th of 17 Nevada counties · median 9,161
| Item | Value | Distance |
|---|---|---|
| Lincoln County, NV | 1,339 jobs · $955/wk · -1.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 180 | $421 | 1.38 | -5.3% |
| Construction | 59 | $1,194 | 0.84 | -4.8% |
| Transportation and warehousing | 37 | $837 | 0.66 | -7.5% |
| Information | 37 | $1,690 | 1.50 | +0.0% |
| Professional and technical services | 28 | $438 | 0.30 | -24.3% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Manufacturing | withheld | |||
| Wholesale trade | withheld | |||
| Finance and insurance | withheld | |||
| Real estate and rental | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
9 gauges · 0 flooding · 0 with quality panels · 7 stale
Sites found: 9, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| MEADOW VALLEY WASH NR CALIENTE, NV | flow 3.82 ft³/s | 28 km |
| 209 S05 E60 10 1 CRYSTAL SPGS NR HIKO, NV | flow 12.7 ft³/s · STALE | 34 km |
| CRYSTAL SPGS DIV NR HIKO, NV | flow 0.00 ft³/s · STALE | 35 km |
| ASH SPGS CK BLW HWY 93 AT ASH SPGS, NV | flow 18.3 ft³/s · STALE | 35 km |
| ASH SPGS DIV AT ASH SPGS, NV | flow 2.60 ft³/s · STALE | 35 km |
| ASH SPGS DIV DITCH BLW HWY 93 AT ASH SPGS, NV | flow 0.00 ft³/s · STALE | 35 km |
| WHITE RV ABV UPPER PAHRANAGAT LK NR ALAMO, NV | flow 0.00 ft³/s · STALE | 43 km |
| MEADOW VALLEY WASH AT EAGLE CYN NR URSINE, NV | flow 4.14 ft³/s · no flooding | 71 km |
| BEAVER DAM WASH NEAR ENTERPRISE, UT | flow 2.06 ft³/s · STALE | 74 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
2 wells in 0 named aquifers:
Sites found: 2, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-374215114453101 | depth 393.7 ft · 2026-04-08 | 12 km |
| USGS-380758115204601 | depth 795.3 ft · 2026-10-05 | 70 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$39.5 m in deposits at 1 offices of 1 banks (SOD June 2026); HHI 10,000, highly concentrated. $28.7 m federal obligations in FY2026 (direct payments $27.6 m, contracts $553,434), $21,409 per covered job
| Item | Value | Distance |
|---|---|---|
| Nevada Bank and Trust Company | $39.5 m · 100.0% share · 1 office | |
| Lincoln, NV | $28.7 m FY2026 · $21,409/job | |
| MULTIPLE RECIPIENTS | $26.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Nevada Bank and Trust Company | $39,497,000 | 100.0% | 1 |
Deposit concentration is 10,000 across 1 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $22,427,371 |
| Department of Veterans Affairs | $3,331,824 |
| Department of Agriculture | $1,090,104 |
| Railroad Retirement Board | $831,688 |
| Department of the Interior | $515,441 |
| Department of Transportation | $331,109 |
| Federal Communications Commission | $108,959 |
| Department of Education | $30,765 |
| Department of Health and Human Services | $0 |
That is $21,409 per covered job, against 1,339 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $28.7 m / 1,339 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,409
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Lincoln County, NV: 10 findings, 2 at a watch level and 8 noted
watchLincoln County, NV's covered employment is -1.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchLincoln County, NV's average weekly wage of $955 scores 31 on the 0-to-100 scale across US counties but 0 across Nevada counties, a gap of 31 points.
Period 2026 Q1.Show the arithmetic
- 31 = |31 across US counties - 0 across Nevada counties|
position among the entities that published this metric this period; not an official level
noteLincoln County, NV's covered employment was 1.3% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLincoln County, NV's typical home value fell 0.7% from $234,849 in July 2026 to $233,296 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.7% = (233295.6308419263 - 234849.20164251188) / 234849.20164251188 × 100
- 233295.6308419263 = Zillow ZHVI, 2026-08
- 234849.20164251188 = Zillow ZHVI, 2026-07
noteLincoln County, NV's average weekly wage was 0.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.