Gloucester County, NJ
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.72, -75.15.
Assembled 2026-10-06. Read the brief.
- 84th pct · 487th of 3,063 US counties · median $234,566
- 20th pct · 17th of 21 New Jersey counties · median $588,036
- 60th pct · 5th of 11 counties in the Philadelphia-Camden-Wilmington metro · median $384,545
- 62nd pct · 1,159th of 3,063 US counties · median +2.9%
- 70th pct · 7th of 21 New Jersey counties · median +3.2%
- 90th pct · 2nd of 11 counties in the Philadelphia-Camden-Wilmington metro · median +2.7%
- 86th pct · 187th of 1,399 US counties · median $1,496
- 30th pct · 15th of 21 New Jersey counties · median $2,286
- 60th pct · 5th of 11 counties in the Philadelphia-Camden-Wilmington metro · median $2,009
- 92nd pct · 246th of 3,221 US counties · median 8,232
- 35th pct · 14th of 21 New Jersey counties · median 188,702
- 20th pct · 9th of 11 counties in the Philadelphia-Camden-Wilmington metro · median 217,338
- 72nd pct · 890th of 3,221 US counties · median $1,039
- 15th pct · 18th of 21 New Jersey counties · median $1,446
- 0th pct · 11th of 11 counties in the Philadelphia-Camden-Wilmington metro · median $1,505
- 82nd pct · 533rd of 3,063 US counties · median 4.3
- 55th pct · 10th of 21 New Jersey counties · median 6.2
- 90th pct · 2nd of 11 counties in the Philadelphia-Camden-Wilmington metro · median 4.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $385,868 (Aug 2026), +4.0% over one year, +39.3% over five
- 84th pct · 487th of 3,063 US counties · median $234,566
- 20th pct · 17th of 21 New Jersey counties · median $588,036
- 60th pct · 5th of 11 counties in the Philadelphia-Camden-Wilmington metro · median $384,545
| Item | Value | Distance |
|---|---|---|
| Gloucester County, NJ | $385,868 · +4.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $2,084/mo (Aug 2026), +2.9% over one year; price-to-rent 15.4
- 86th pct · 187th of 1,399 US counties · median $1,496
- 30th pct · 15th of 21 New Jersey counties · median $2,286
- 60th pct · 5th of 11 counties in the Philadelphia-Camden-Wilmington metro · median $2,009
| Item | Value | Distance |
|---|---|---|
| Gloucester County, NJ | $2,084/mo · +2.9% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,112 a month on $385,868 at 7.28%, against an average weekly wage worth $5,057 a month: 41.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $385,868 × 80% = $308,694, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,112/mo principal and interest
- wage share = payment / (avg weekly wage $1,167 × 52 / 12 = $5,057) = 42% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $385,868 / ($1,167 × 52) = 6.4
- price-to-rent = $385,868 / ($2,084 × 12) = 15.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
127,750 jobs at 7,798 employers (2026 Q1); +0.3% jobs and +1.0% average weekly wage over the year
- 92nd pct · 246th of 3,221 US counties · median 8,232
- 35th pct · 14th of 21 New Jersey counties · median 188,702
- 20th pct · 9th of 11 counties in the Philadelphia-Camden-Wilmington metro · median 217,338
| Item | Value | Distance |
|---|---|---|
| Gloucester County, NJ | 127,750 jobs · $1,167/wk · +0.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 18,555 | $1,132 | 0.97 | -0.5% |
| Retail trade | 17,971 | $800 | 1.44 | -0.6% |
| Transportation and warehousing | 13,765 | $997 | 2.56 | -0.6% |
| Accommodation and food services | 10,261 | $479 | 0.89 | +1.7% |
| Manufacturing | 9,017 | $1,522 | 0.88 | -2.1% |
| Administrative and waste services | 7,160 | $1,040 | 0.99 | +14.2% |
| Construction | 6,388 | $1,628 | 0.95 | +0.7% |
| Professional and technical services | 4,004 | $1,719 | 0.45 | +0.0% |
| Other services | 3,831 | $810 | 1.00 | +0.2% |
| Finance and insurance | 1,509 | $2,450 | 0.29 | -7.8% |
| Real estate and rental | 1,476 | $1,553 | 0.75 | -10.4% |
| Arts, entertainment and recreation | 1,313 | $487 | 0.62 | -11.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$9.3 bn in deposits at 65 offices of 19 banks (SOD June 2026); HHI 1,532, moderately concentrated. $1.9 bn federal obligations in FY2026 (direct payments $1.9 bn, contracts $31.1 m), $15,137 per covered job
| Item | Value | Distance |
|---|---|---|
| TD Bank, National Association | $2.8 bn · 30.0% share · 8 offices | |
| Fulton Bank, National Association | $1.7 bn · 18.3% share · 12 offices | |
| Parke Bank | $1.1 bn · 11.4% share · 2 offices | |
| Gloucester, NJ | $1.9 bn FY2026 · $15,137/job | |
| MULTIPLE RECIPIENTS | $1.8 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| TD Bank, National Association | $2,787,907,000 | 30.0% | 8 |
| Fulton Bank, National Association | $1,702,133,000 | 18.3% | 12 |
| Parke Bank | $1,061,742,000 | 11.4% | 2 |
| Wells Fargo Bank, National Association | $657,360,000 | 7.1% | 4 |
| PNC Bank, National Association | $534,577,000 | 5.8% | 5 |
| Newfield National Bank | $453,611,000 | 4.9% | 6 |
| Columbia Bank | $401,591,000 | 4.3% | 3 |
| Bank of America, National Association | $378,358,000 | 4.1% | 4 |
| Citizens Bank, National Association | $227,437,000 | 2.4% | 3 |
| OceanFirst Bank, National Association | $223,661,000 | 2.4% | 1 |
Deposit concentration is 1,532 across 19 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 19 banks with deposits in the county = 30.0² + 18.3² + 11.4² + … (16 more) = 1,532
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $1,611,109,935 |
| Department of Veterans Affairs | $169,155,368 |
| Department of Housing and Urban Development | $41,109,118 |
| Department of Education | $40,377,950 |
| Department of Defense | $25,658,184 |
| Department of Transportation | $13,630,868 |
| Railroad Retirement Board | $10,366,959 |
| Department of Health and Human Services | $8,331,941 |
| Department of Agriculture | $6,419,330 |
| National Science Foundation | $2,986,203 |
| Federal Communications Commission | $2,888,751 |
| Department of Justice | $1,198,169 |
That is $15,137 per covered job, against 127,750 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.9 bn / 127,750 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $15,137
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Gloucester County, NJ: 12 findings, 4 at a watch level and 8 noted
watchGloucester County, NJ's typical home value of $385,868 scores 84 on the 0-to-100 scale across US counties but 20 across New Jersey counties, a gap of 64 points.
Period 2026-08.Show the arithmetic
- 64 = |84 across US counties - 20 across New Jersey counties|
position among the entities that published this metric this period; not an official level
watchGloucester County, NJ's covered employment of 127,750 scores 92 on the 0-to-100 scale across US counties but 35 across New Jersey counties, a gap of 57 points.
Period 2026 Q1.Show the arithmetic
- 57 = |92 across US counties - 35 across New Jersey counties|
position among the entities that published this metric this period; not an official level
watchGloucester County, NJ's average weekly wage of $1,167 scores 72 on the 0-to-100 scale across US counties but 15 across New Jersey counties, a gap of 57 points.
Period 2026 Q1.Show the arithmetic
- 57 = |72 across US counties - 15 across New Jersey counties|
position among the entities that published this metric this period; not an official level
watchGloucester County, NJ's typical asking rent of $2,084 scores 87 on the 0-to-100 scale across US counties but 30 across New Jersey counties, a gap of 57 points.
Period 2026-08.Show the arithmetic
- 57 = |87 across US counties - 30 across New Jersey counties|
position among the entities that published this metric this period; not an official level
noteGloucester County, NJ's average weekly wage was 1.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.