New Jersey

State, USPS NJ · 40.19, -74.66

5 findings fired for New Jersey this run, against a typical home value of $580,353 in August 2026 and covered employment of 4,247,817 in 2026 Q1.

Typical home value
$580,353
as of 2026-08
  • 92nd pct · 5th of 51 US states · median $350,752

Zillow Home Value Index, state file: the middle third of the market, smoothed and seasonally adjusted.

Home value, 1-yr
3.9%
as of 2026-08
  • 86th pct · 8th of 51 US states · median 2.1%

Zillow's own twelve-month change on the state row.

Jobs
4,247,817
as of 2026 Q1
  • 80th pct · 11th of 52 US states · median 1,934,777

BLS QCEW covered employment, third month of the quarter, all ownerships.

Average weekly wage
$1,879
as of 2026 Q1
  • 88th pct · 7th of 52 US states · median $1,416

Total quarterly wages divided by average employment and by thirteen weeks; one covered job, not a household.

Establishments
343,397
as of 2026 Q1
  • 82nd pct · 10th of 52 US states · median 161,279

BLS QCEW reporting units, all ownerships.

Jobs, over the year
0.0%
as of 2026 Q1
  • 70th pct · 13th of 52 US states · median -0.2%

BLS's own published over-the-year change. The newest QCEW file carries no year-earlier level, so this is their figure, not a subtraction of ours.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026-08-31retrieved 2026-10-02

Typical home $580,353 (Aug 2026), +3.9% over one year, +35.4% over five

  • 92nd pct · 5th of 51 US states · median $350,752
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
New Jersey$580,353 · +3.9% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rent #

not applicableretrieved 2026-10-02Zillow's rent index is not read at state scale by this app: the state assembler is handed a null rent table, so typical rent and price-to-rent are structurally absent here rather than missing this month. Both are published per county and per metro area, and the county and metro pages print them.

Rather than print an empty row that suggests a number could arrive, the rows are omitted and the reason is stated. The rent figures for this state's counties are on their own pages.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-02

4.25 m jobs at 343,397 employers (2026 Q1); 0.0% jobs and +3.3% average weekly wage over the year

  • 80th pct · 11th of 52 US states · median 1,934,777
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
New Jersey4.25 m jobs · $1,879/wk · 0.0% YoY
NAICS sector mix, BLS QCEW 2026 Q1. A location quotient above 1 means the sector employs a larger share here than nationally. A withheld cell is absent, not zero.
SectorJobsAverage weekly wageLocation quotient
Health care and social assistance698,537$1,3491.09
Retail trade416,824$8961.01
Professional and technical services334,900$3,1681.14
Accommodation and food services315,108$6230.83
Administrative and waste services275,323$1,2631.14
Manufacturing247,134$2,3620.72
Transportation and warehousing227,448$1,3911.27
Wholesale trade206,895$2,5421.27
Finance and insurance189,429$5,1401.09
Construction159,342$1,7310.72
Other services141,077$1,0201.11
Educational services93,384$1,2141.02
Management of companies79,055$5,7811.11
Information72,571$4,3300.93
Arts, entertainment and recreation64,314$1,1120.92
Real estate and rental60,676$1,8160.93
Unclassified40,979$1,8654.53
Utilities14,823$3,5400.88
Agriculture, forestry, fishing10,111$9290.33
Mining, oil and gas1,418$2,3140.09

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Affordability #

currentretrieved 2026-10-02

A 30-year mortgage on the typical home at 7.28% costs about $3,177 a month in principal and interest.

  • payment = P·r / (1 − (1+r)^−n), P = $580,353 × 80% = $464,282, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $3,177/mo principal and interest
  • wage share = payment / (avg weekly wage $1,879 × 52 / 12 = $8,142) = 39% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $580,353 / ($1,879 × 52) = 5.9

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Trade gateways #

currentretrieved 2026-10-02

13 ports within 200 km, 0 land crossings within 250 km

NGA World Port Index harbours (medium and large, or any with BTS statistics) and BTS Border Crossing Entry Data ports; BTS Port Performance volumes for the latest reporting year.
ItemValueDistance
New York City5.34 m TEU 2023 · #2 US79 km
Baltimore740,638 TEU 2023 · #11 US194 km
Philadelphia605,079 TEU 2023 · #14 US48 km
Wilmington188,551 TEU 2023 · #21 US91 km
Camden70,349 TEU 2023 · #29 US48 km

These are the gateways near the state’s centroid, within the radii named above, not every port and crossing inside the state boundary. lib/economy searches a disc around a point; there is no clip-to-boundary path.

NGA World Port Index harbours (medium and large, or any with BTS statistics) and BTS Border Crossing Entry Data ports; BTS Port Performance volumes for the latest reporting year.

National pulse #

currentretrieved 2026-10-02

1 national series, latest 2026-10-01

FRED series (Freddie Mac, Census, BEA, EIA, BLS, S&P) and BTS Supply Chain and Freight Indicators; each item carries its own date and source.

Largest counties #

currentas of 2026 Q1retrieved 2026-10-02

The 12 counties of New Jersey with the most covered jobs.

The largest counties of New Jersey by covered employment.
CountyJobsFIPS
Bergen County431,94934003
Middlesex County428,58134023
Essex County357,67134013
Morris County297,98234027
Hudson County269,58834017
Monmouth County267,84634025
Mercer County259,66034021
Union County234,13134039
Burlington County214,70934005
Camden County206,01234007
Ocean County188,70234029
Somerset County186,95034035

Ranked by BLS QCEW third-month covered employment from the same nationwide table the screener uses. A county whose cell BLS withheld is absent from the ranking, not last in it.

Metropolitan areas #

currentretrieved 2026-10-02

6 metropolitan statistical areas lie wholly or partly in New Jersey.

From the bundled place manifest, which derives its metro table offline from the committed BLS OEWS metro index. A metro that spans a state line appears on both states' pages.

Water #

not applicableretrieved 2026-10-02There is no state water report here. lib/water searches discs of 75 km for gauges and wells and 150 km for reservoirs around a single point; a disc around a state's centroid is not a state, and presenting one as a state figure would be a false claim. The county pages carry the water sections, each labelled with its own radius.

Drought, reservoirs, stream gauges and groundwater wells are reported around a point, with every row's distance printed. That is a county page's section, not a state's.

National indicator context #

currentretrieved 2026-10-02

None of these series is keyed to this state. They are national, gauge, single-state or port series, shown as context for the numbers above.

The national indicator set, filtered by lens only.
IndicatorLatestUnitStatus
Mississippi River at Memphis, stagenot publishedftno data
Mississippi River at St. Louis, stagenot publishedftno data
Ohio River at Louisville, stage16.50ftok
Missouri River at St. Joseph, stagenot publishedftno data
Colorado River below Hoover Dam, flow (Hoover releases)5,170.00ft³/sok
Texas reservoirs, statewide percent full71.30%ok
Laredo truck crossings, monthly258,700.00trucksok
Los Angeles + Long Beach container volume, annual10,513,167.00TEUwatch
Containerships waiting for a berth, all US ports6.00shipsok
Shanghai to Los Angeles container rate6,830.00$ per 40 ft boxwatch
US diesel retail pricenot published$ per gallonno data
WTI crude oil, spot96.16$ per barrelwatch
30-year fixed mortgage rate7.28%watch
Housing starts, annual rate1,275.00thousands of unitsok
Building permits, annual rate1,403.00thousands of unitsok
Case-Shiller US home price index337.31index, Jan 2000 = 100ok
Unemployment rate4.10%ok
US goods and services trade balance, monthly-88,576.00$ millionsok
Retail sales excluding food services, monthly646,347.00$ millionsok

lib/indicators has no geographic selection: every registry entry is a United States, gauge, Texas, port, crossing or world series. Reading these as this state's own readings would be wrong.

What changed #

currentretrieved 2026-10-02

New Jersey: 5 findings, 5 noted

  1. noteNew Jersey's average weekly wage was 3.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +3.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  2. noteNew Jersey's typical home value rose 0.4% from $578,009 in July 2026 to $580,353 in August 2026, on Zillow ZHVI.

    Period 2026-08.
    Show the arithmetic
    • +0.4% = (580353.0254597333 - 578008.5742340329) / 578008.5742340329 × 100
    • 580353.0254597333 = Zillow ZHVI, 2026-08
    • 578008.5742340329 = Zillow ZHVI, 2026-07
  3. noteNew Jersey's typical home value of $580,353 ranks 5th of 51 US states, against a median of $350,752.

    Period 2026-08.
    Show the arithmetic
    • 92 on the 0-to-100 scale across 51 US states that published home.latest

    position among the entities that published this metric this period; not an official level

  4. noteThe next Unemployment rate (BLS Employment Situation, monthly) covering New Jersey is due between 2026-09-25 and 2026-10-09, estimated from the publisher's past release pattern.

    Show the arithmetic
    • window = 2026-09-25 to 2026-10-09, estimated from the publisher's past release pattern

    estimated from the publisher's past release pattern; not an announced date

  5. noteThe next Zillow ZHVI typical home value (monthly) covering New Jersey is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.

    Show the arithmetic
    • window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern

    estimated from the publisher's past release pattern; not an announced date

The full New Jersey brief, with the arithmetic behind every sentence.

Every sentence in the brief is written by a rule table in lib/brief, not generated, and each one can print the arithmetic behind its number.

Sources #

  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-02
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    State_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-02
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-02
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-01 · retrieved 2026-10-02
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 34000, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-02
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-02 · payment = P·r / (1 − (1+r)^−n), P = $580,353 × 80% = $464,282, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $3,177/mo principal and interest; wage share = payment / (avg weekly wage $1,879 × 52 / 12 = $8,142) = 39% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $580,353 / ($1,879 × 52) = 5.9
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 34000, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-02
  • publishedWorld Port Index (Pub 150)National Geospatial-Intelligence Agencyopen the source
    Pub 150 World Port Index · retrieved 2026-10-02
  • publishedPort Performance Freight StatisticsU.S. Bureau of Transportation Statisticsopen the source
    5rpz-kgm9 port statistics · period 2023 · retrieved 2026-10-02
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-02 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +3.9% / ±10% × 0.3, jobs over-the-year change 0.0% / ±3% × 0.3, avg weekly wage over-the-year change +3.3% / ±6% × 0.25
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 34, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-02
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-02 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-02 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-02 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-02.
  • Zillow Research. Zillow Home Value Index (ZHVI). series State_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/State_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-02.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-02.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-01. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-02.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 34000, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/34000.csv. accessed 2026-10-02.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-02. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $580,353 × 80% = $464,282, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $3,177/mo principal and interest; wage share = payment / (avg weekly wage $1,879 × 52 / 12 = $8,142) = 39% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $580,353 / ($1,879 × 52) = 5.9.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 34000, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/34000.csv. accessed 2026-10-02.
  • National Geospatial-Intelligence Agency. World Port Index (Pub 150). series Pub 150 World Port Index. https://msi.nga.mil/Publications/WPI. accessed 2026-10-02.
  • U.S. Bureau of Transportation Statistics. Port Performance Freight Statistics. series 5rpz-kgm9 port statistics. period 2023. https://data.bts.gov/resource/5rpz-kgm9.json. accessed 2026-10-02.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-02. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +3.9% / ±10% × 0.3, jobs over-the-year change 0.0% / ±3% × 0.3, avg weekly wage over-the-year change +3.3% / ±6% × 0.25.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 34, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/34.csv. accessed 2026-10-02.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-02. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-02. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-02. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • A 75 km disc around a state's centroid is not a state water report, so the water section is omitted at state scale rather than presented as one.
  • Zillow publishes its rent index (ZORI) for counties and metros only, so statewide rent and price-to-rent are empty here, not zero.
  • Statewide figures: descend below 2,500 km for the county.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-02T00:53:17.467Z. Place identity tables have never been pulled: names, centroids and memberships come from the offline seed, which is complete for states and metropolitan areas and partial for counties.