Greene County, NY

Home values #

Typical home $370,743 (Aug 2026), +3.5% over one year, +27.2% over five

• 82nd pct · 546th of 3,063 US counties · median $234,566
• 72nd pct · 18th of 62 New York counties · median $256,722

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

Typical rent $1,525/mo (Aug 2026), n/a over one year; price-to-rent 20.3

• 52nd pct · 663rd of 1,399 US counties · median $1,496
• 47th pct · 26th of 49 New York counties · median $1,531

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

Principal and interest of $2,029 a month on $370,743 at 7.28%, against an average weekly wage worth $5,230 a month: 38.8% of one job’s pay.

• payment = P·r / (1 − (1+r)^−n), P = $370,743 × 80% = $296,594, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,029/mo principal and interest
• wage share = payment / (avg weekly wage $1,207 × 52 / 12 = $5,230) = 39% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
• years of wages = $370,743 / ($1,207 × 52) = 5.9
• price-to-rent = $370,743 / ($1,525 × 12) = 20.3

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

14,231 jobs at 1,407 employers (2026 Q1); -1.9% jobs and -2.3% average weekly wage over the year

• 63rd pct · 1,180th of 3,221 US counties · median 8,232
• 16th pct · 52nd of 62 New York counties · median 32,139

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

No drought class at this point (USDM covers the United States only)

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

4 USGS reservoir gauges, no capacity figures to weight

Sites found: 4, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

202 gauges · 0 flooding · 120 with quality panels averaging 98 % · 97 stale

Sites found: 202, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

67 wells in 0 named aquifers:

Sites found: 67, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

low (0.01)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.02 / 0.55

Banks & federal dollars #

$3.6 bn in deposits at 19 offices of 7 banks (SOD June 2026); HHI 3,669, highly concentrated. $344.0 m federal obligations in FY2026 (direct payments $324.9 m, grants $17.4 m), $24,175 per covered job

Deposit concentration is 3,669 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 7 banks with deposits in the county = 49.8² + 33.1² + 8.1² + … (4 more) = 3,669

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

USAspending place-of-performance obligations for FY2026, by awarding agency.

That is $24,175 per covered job, against 14,231 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $344.0 m / 14,231 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $24,175

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

Greene County, NY: 14 findings, 5 at a watch level and 9 noted

1. watchGreene County, NY's average weekly wage is -2.3% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

   Period 2026 Q1.
   Show the arithmetic

   • test: jobs.yoy.avgWeeklyWage = -2.3 < 0

   BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level

2. watchGreene County, NY's covered employment is -1.9% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

   Period 2026 Q1.
   Show the arithmetic

   • test: jobs.yoy.emp = -1.9 < 0

   BLS QCEW over-the-year percent change, as published; not an official level

3. watchGreene County, NY's typical home value of +3.5% scores 57 on the 0-to-100 scale across US counties but 7 across New York counties, a gap of 50 points.

   Period 2026-08.
   Show the arithmetic

   • 50 = |57 across US counties - 7 across New York counties|

   position among the entities that published this metric this period; not an official level

4. watchGreene County, NY's covered employment of 14,231 scores 63 on the 0-to-100 scale across US counties but 16 across New York counties, a gap of 47 points.

   Period 2026 Q1.
   Show the arithmetic

   • 47 = |63 across US counties - 16 across New York counties|

   position among the entities that published this metric this period; not an official level

5. watchGreene County, NY's average weekly wage of $1,207 scores 77 on the 0-to-100 scale across US counties but 39 across New York counties, a gap of 38 points.

   Period 2026 Q1.
   Show the arithmetic

   • 38 = |77 across US counties - 39 across New York counties|

   position among the entities that published this metric this period; not an official level

Read all 12 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.